PEP Affiliate Agreement

This is included in the LEGAL section also but we also need people to agree to this language when they register to become affiliates. There should be a box where they can type in their name to agree to all of this. Maybe Affiliate WP has this built in???

PEP Affiliate Agreement

Effective Date: 08/08/2026

This Affiliate Agreement (“Agreement“) is entered into by and between PEP (“PEP,” “Company,” “we,” “our,” or “us“), owner and operator of http://www.StepWithPep.Health (the “Website“), and the individual or business entity enrolling in the PEP Affiliate Program (“Affiliate,” “you,” or “your“).

By completing the Affiliate application, accepting this Agreement electronically, or participating in the PEP Affiliate Program, you acknowledge that you have read, understood, and agree to be legally bound by the terms of this Agreement.

ARTICLE 1

Purpose

The PEP Affiliate Program is designed to allow qualified independent affiliates to introduce customers to PEP products while earning commissions on qualifying sales in accordance with the Compensation Plan described in this Agreement.

Participation in the Affiliate Program does not create an employment relationship, franchise, partnership, joint venture, agency, fiduciary relationship, or securities offering.

Affiliates are independent marketers who are compensated solely in accordance with this Agreement.

ARTICLE 2

Definitions

For purposes of this Agreement, the following definitions apply:

2.1 Affiliate

An individual or business entity approved by PEP to participate in the Affiliate Program.

2.2 Affiliate Account

The online account maintained by PEP that tracks an Affiliate’s sales, commissions, referrals, bonuses, genealogy, and other program activity.

2.3 Affiliate Dashboard

The online portal provided to Affiliates containing sales reports, commission reports, referral links, marketing resources, and business management tools.

2.4 Affiliate Link

The unique referral link assigned to each Affiliate for purposes of tracking customer purchases and commission eligibility.

2.5 Affiliate Program

The marketing and compensation program operated by PEP under this Agreement.

2.6 Bonus

Any incentive payment offered by PEP in addition to standard commissions, including but not limited to the Fast Start Bonus and other promotional incentives.

2.7 Business Day

Any day excluding Saturdays, Sundays, and recognized U.S. federal holidays.

2.8 Commission

Compensation earned by an Affiliate based upon qualifying product sales in accordance with the Compensation Plan.

2.9 Compensation Plan

The commission structure, bonus programs, qualification requirements, and other compensation policies published by PEP and incorporated into this Agreement.

2.10 Customer

An individual purchasing products for personal use through the Website.

2.11 Downline Affiliate

An Affiliate personally enrolled by another Affiliate and placed within that Affiliate’s organization.

2.12 Fast Start Bonus

A promotional incentive offered by PEP for achieving specified sales goals during an Affiliate’s initial qualification period, as described in the Compensation Plan.

2.13 Genealogy

The organizational structure reflecting Affiliate enrollment relationships for commission purposes.

2.14 Intellectual Property

All copyrights, trademarks, service marks, trade names, logos, product names, packaging, trade dress, website content, graphics, photographs, videos, software, marketing materials, proprietary business information, and other intellectual property owned or licensed by PEP.

2.15 Marketing Materials

Any brochures, advertisements, graphics, social media content, videos, emails, presentations, product images, promotional copy, training materials, or other materials created or approved by PEP.

2.16 Personal Sponsor

The Affiliate responsible for directly enrolling another Affiliate into the PEP Affiliate Program.

2.17 Qualifying Sale

A completed product purchase that:

Has been fully paid;
Has not been canceled;
Has not been refunded or charged back;
Meets all requirements established by the Compensation Plan.

Only Qualifying Sales are eligible for commission payments.

2.18 Retail Customer

A customer purchasing products primarily for personal use and not for resale unless otherwise expressly authorized by PEP.

2.19 Website

The official PEP website located at:

http://www.StepWithPep.Health

and any successor domains owned by PEP.

2.20 Program Policies

Collectively, the following documents, each incorporated into this Agreement by reference:

Terms & Conditions
Privacy Policy
Affiliate Policies
Compensation Plan
Medical Disclaimer
Scientific Research Disclaimer
Testimonials Disclaimer
Results Disclaimer
Dietary Supplement Disclaimer
Brand Guidelines
Social Media Policy
FTC Compliance Guide
Income Disclosure Statement
Shipping Policy
Return & Refund Policy
Subscription Terms
Payment Terms
Cookie Policy
Any future written policies adopted by PEP

ARTICLE 3

Agreement Structure

This Agreement consists of:

Affiliate Agreement
Compensation Plan
Program Policies
Company notices and written amendments
Future revisions adopted by PEP

Collectively, these documents constitute the entire agreement governing participation in the PEP Affiliate Program.

ARTICLE 4

Acceptance

By electronically accepting this Agreement, creating an Affiliate account, or participating in the Affiliate Program, Affiliate represents and warrants that:

Affiliate has read this Agreement in its entirety;
Affiliate understands the terms of this Agreement;
Affiliate has had the opportunity to seek independent legal advice;
Affiliate agrees to comply with all Program Policies;
Affiliate is legally capable of entering into a binding contract; and
Affiliate agrees that electronic acceptance constitutes the legal equivalent of a handwritten signature.

ARTICLE 5

Reservation of Rights

PEP reserves the right to interpret, administer, modify, suspend, or discontinue the Affiliate Program in accordance with this Agreement and applicable law.

Nothing contained in this Agreement shall be interpreted as creating a vested right to future commissions, bonuses, promotions, or continued participation in the Affiliate Program.

ARTICLE 6

Enrollment, Eligibility, Independent Contractor Status & Affiliate Accounts

6.1 Eligibility

To participate in the PEP Affiliate Program, an applicant must:

Be at least eighteen (18) years of age or the age of majority in their jurisdiction, whichever is greater.
Have the legal capacity to enter into a binding contract.
Complete the official Affiliate application.
Agree to this Affiliate Agreement and all applicable Program Policies.
Provide accurate and complete registration information.
Maintain a valid email address.
Provide a valid payment method or tax information, if required for commission payments.
Be approved by PEP.

Submission of an application does not guarantee acceptance into the Affiliate Program.

6.2 Approval of Applications

PEP reserves the sole and absolute discretion to approve or deny any Affiliate application.

Applications may be denied for reasons including, but not limited to:

Incomplete or inaccurate information.
Prior violation of PEP policies.
Fraudulent activity.
Misrepresentation.
Conflicts with the Company’s business interests.
Previous termination from the Affiliate Program.
Any conduct PEP reasonably believes could harm its reputation or customers.

PEP is not obligated to disclose the reasons for denying an application.

6.3 Business Entities

An Affiliate may enroll as:

An individual;
A sole proprietorship;
A corporation;
A limited liability company (LLC);
A partnership; or
Another legally recognized business entity approved by PEP.

The enrolling party represents that it possesses all authority necessary to enter into this Agreement.

PEP may require documentation verifying business ownership or authority before approving or modifying an Affiliate account.

6.4 Accurate Information

Affiliates agree to maintain complete, current, and accurate information at all times.

This includes:

Legal name
Business name (if applicable)
Mailing address
Email address
Telephone number
Tax identification information
Payment information

Affiliates shall promptly notify PEP of any material changes.

Failure to maintain accurate information may result in delayed commission payments or suspension of the Affiliate account.

6.5 One Account Per Individual

Unless expressly approved in writing by PEP, each individual may maintain only one Affiliate account.

Creating multiple accounts to:

Increase commissions,
Circumvent qualification requirements,
Manipulate genealogy,
Receive additional bonuses, or
Otherwise gain an unfair advantage

is strictly prohibited.

PEP reserves the right to merge, suspend, or terminate duplicate accounts.

6.6 Household Accounts

Members of the same household may each apply for Affiliate status provided:

Each person independently qualifies;
Each maintains a separate business;
Each actively operates his or her own Affiliate business; and
Participation does not violate any Program Policies.

PEP may request documentation verifying independent operation.

6.7 Account Security

Affiliates are solely responsible for maintaining the confidentiality of:

Login credentials;
Passwords;
Referral links;
Affiliate Dashboard access; and
Any other account security information.

Affiliate accepts responsibility for all activity occurring under the Affiliate account unless unauthorized use is promptly reported to PEP.

6.8 Unauthorized Access

If an Affiliate believes an account has been compromised, the Affiliate must immediately notify PEP.

PEP may temporarily suspend account access while investigating suspected unauthorized activity.

6.9 No Transfer of Accounts

Affiliate accounts may not be:

Sold;
Assigned;
Transferred;
Gifted;
Inherited; or
Otherwise conveyed

without the prior written consent of PEP.

Approved business ownership changes may require execution of updated Affiliate documentation.

6.10 Independent Contractor Relationship

Affiliates are independent contractors.

Nothing contained in this Agreement creates:

An employer-employee relationship;
A partnership;
A joint venture;
An agency relationship;
A franchise;
A fiduciary relationship; or
Any other legal relationship beyond that of independent contracting parties.

Affiliates have no authority to:

Bind PEP to contracts;
Make representations on behalf of PEP beyond approved marketing materials;
Incur obligations on behalf of PEP; or
Act as agents of the Company.

6.11 Taxes

Affiliates are solely responsible for:

Federal income taxes;
State income taxes;
Local taxes;
Self-employment taxes;
Payroll obligations (if applicable); and
Any other taxes arising from Affiliate earnings.

PEP does not withhold taxes from Affiliate commission payments unless required by law.

Affiliates are responsible for providing any required tax documentation before commission payments are issued.

6.12 Business Expenses

Affiliates are solely responsible for all expenses incurred in operating their Affiliate business, including but not limited to:

Internet access;
Mobile phone service;
Advertising;
Office supplies;
Professional services;
Travel;
Training;
Insurance; and
Business licensing.

PEP does not reimburse ordinary business expenses unless expressly agreed in writing.

6.13 No Exclusive Territory

Participation in the Affiliate Program does not grant exclusive marketing rights or territorial protections.

PEP reserves the right to:

Accept Affiliates in any geographic area;
Sell products directly;
Utilize other marketing channels;
Operate retail stores;
Partner with influencers;
Engage distributors; and
Conduct business worldwide where legally permitted.

6.14 Geographic Availability

The Affiliate Program is available only in jurisdictions approved by PEP.

PEP reserves the right to prohibit enrollment from countries, states, or regions where:

Legal compliance cannot be maintained;
Product sales are restricted;
Regulatory requirements cannot reasonably be satisfied; or
Business operations are impractical.

6.15 Compliance with Laws

Affiliates agree to comply with all applicable:

Federal laws;
State laws;
Local laws;
Consumer protection laws;
Privacy laws;
Advertising regulations;
Tax laws;
Import and export regulations; and
Industry regulations applicable to Affiliate activities.

Affiliates are solely responsible for ensuring their business activities remain lawful within their jurisdiction.

6.16 Right to Verify Information

PEP reserves the right to verify any information submitted during enrollment or throughout Affiliate participation.

Verification may include requests for:

Government-issued identification;
Business registration documents;
Tax forms;
Proof of address;
Banking information; or
Other documentation reasonably necessary to verify eligibility.

Failure to provide requested documentation within a reasonable period may result in suspension or termination of the Affiliate account.

6.17 Reservation of Enrollment Rights

PEP reserves the right, in its sole discretion and subject to applicable law, to:

Reject any application;
Suspend enrollment;
Close applications in certain jurisdictions;
Require additional documentation;
Reopen previously denied applications;
Modify eligibility requirements prospectively.

Nothing in this Agreement obligates PEP to approve or maintain any Affiliate account.

ARTICLE 7

Affiliate Responsibilities & Standards of Conduct

7.1 General Duty of Good Faith

Affiliates shall conduct their business honestly, ethically, professionally, and in a manner that reflects positively upon PEP, its products, customers, affiliates, employees, and business partners.

Affiliates agree to act in good faith in all dealings with customers, prospective customers, other Affiliates, and PEP.

7.2 Compliance with Company Policies

Affiliates agree to comply with:

This Affiliate Agreement
The Compensation Plan
The Terms & Conditions
Privacy Policy
Brand Guidelines
Social Media Policy
FTC Compliance Guide
Income Disclosure Statement
Medical Disclaimer
Scientific Research Disclaimer
Testimonials Disclaimer
Results Disclaimer
Dietary Supplement Disclaimer
All future Program Policies adopted by PEP

Failure to comply may result in disciplinary action.

7.3 Compliance with Laws

Affiliates shall comply with all applicable federal, state, provincial, local, and international laws relating to:

Advertising
Consumer protection
Privacy
Anti-spam regulations
Taxation
Intellectual property
Dietary supplements
Direct selling
Affiliate marketing
Electronic communications

Affiliates are solely responsible for understanding the laws applicable in their jurisdiction.

7.4 Ethical Business Practices

Affiliates shall conduct business in a manner that promotes integrity and professionalism.

Affiliates shall not:

Harass customers
Use deceptive sales tactics
Pressure individuals into purchases
Make misleading statements
Engage in unethical recruiting
Exploit vulnerable individuals
Misrepresent Company policies

7.5 Customer First Philosophy

Affiliates should focus on serving customers rather than merely recruiting Affiliates.

Affiliates are encouraged to:

Educate customers honestly
Recommend products responsibly
Provide courteous service
Respect customer privacy
Maintain professionalism

PEP discourages business practices that emphasize recruitment over retail product sales.

7.6 Truthful Advertising

All advertising must be truthful, accurate, and capable of substantiation.

Affiliates shall not make statements that are:

False
Misleading
Exaggerated
Unsupported
Deceptive
Inconsistent with approved Company materials

7.7 No Unauthorized Product Claims

Affiliates may not claim or imply that any PEP product:

Diagnoses disease
Treats disease
Cures disease
Prevents disease
Replaces prescription medications
Eliminates the need for medical treatment

Affiliates shall use only Company-approved product descriptions and educational materials.

7.8 No Income Guarantees

Affiliates shall not represent or imply that participation in the Affiliate Program guarantees:

Financial success
Passive income
Wealth
Financial freedom
Full-time income
Early retirement
Specific commission amounts

Income representations must comply with PEP’s Income Disclosure Statement and applicable FTC regulations.

7.9 FTC Disclosure Requirements

Whenever an Affiliate promotes PEP products and has a material connection to PEP, that relationship must be clearly and conspicuously disclosed.

Examples include:

“I earn commissions from qualifying purchases.”
“#PEPAffiliate”
“#Ad”
“#Sponsored”

Disclosures must comply with applicable Federal Trade Commission guidelines and any other applicable advertising laws.

7.10 Professional Conduct

Affiliates shall:

Treat customers respectfully
Treat other Affiliates professionally
Avoid abusive language
Avoid discriminatory conduct
Refrain from harassment
Conduct themselves in a manner consistent with the reputation of PEP

7.11 No Inventory Loading

PEP prohibits inventory loading.

Affiliates shall not purchase products primarily for the purpose of:

Qualifying for commissions
Earning bonuses
Maintaining rank
Manipulating sales volume

Products should be purchased primarily for legitimate personal use or retail sale.

7.12 No Manipulation of the Compensation Plan

Affiliates shall not manipulate the Compensation Plan through practices including:

Multiple accounts
False customer accounts
Sham purchases
Straw purchasers
Artificial volume
Bonus buying
Commission stacking
Genealogy manipulation

PEP reserves the right to reverse commissions earned through improper activity.

7.13 Respect for Other Affiliates

Affiliates shall not intentionally interfere with another Affiliate’s business.

Prohibited conduct includes:

Attempting to recruit another Affiliate into competing programs through deception
Defamation
Harassment
Interference with customer relationships
False accusations
Unauthorized access to another Affiliate’s account

Healthy competition conducted lawfully and professionally is not prohibited.

7.14 Online Marketing

Affiliates may promote PEP online only in compliance with Company policies.

Permitted marketing channels may include:

Personal websites
Blogs
Facebook
Instagram
TikTok
Pinterest
YouTube
LinkedIn
X (formerly Twitter)
Email marketing
Podcasts

All online marketing must accurately represent PEP and comply with applicable laws.

7.15 Prohibited Marketing Practices

Affiliates shall not:

Purchase domain names confusingly similar to PEP trademarks.
Impersonate the Company.
Misrepresent themselves as Company employees.
Copy Company websites.
Create fake reviews.
Purchase fake followers or engagement.
Use deceptive advertising.
Engage in click fraud.
Misrepresent scientific research.
Falsely imply FDA approval.
Misuse Company logos.

7.16 Search Engine Advertising

Affiliates may not bid on Company trademarks, including but not limited to:

PEP
Step With PEP
StepWithPep.Health
Product names
Misspellings of Company trademarks

unless expressly authorized in writing by PEP.

7.17 Email Marketing

Affiliates engaging in email marketing must comply with all applicable anti-spam laws, including the CAN-SPAM Act and similar laws in other jurisdictions.

Affiliates shall not:

Send unsolicited bulk emails.
Use misleading subject lines.
Conceal their identity.
Send spam.

7.18 Text Message Marketing

Affiliates may not send promotional text messages without obtaining all legally required consent from recipients.

Affiliates are solely responsible for compliance with applicable telecommunications and marketing laws.

7.19 Customer Privacy

Affiliates shall respect customer privacy.

Affiliates shall not:

Sell customer information.
Share customer information without authorization.
Use customer information for unauthorized purposes.
Collect sensitive information unnecessarily.

7.20 Protection of Company Reputation

Affiliates agree to avoid conduct that could reasonably damage the reputation of PEP.

Examples include:

Publicly making false statements about PEP.
Posting offensive or discriminatory content in connection with the Company.
Using Company branding in unlawful activities.
Engaging in conduct that could materially harm consumer confidence.

This section is not intended to restrict lawful rights under applicable labor or consumer protection laws, including protected discussions about working conditions or other legally protected activities.

7.21 Duty to Report Misconduct

Affiliates are encouraged to promptly report suspected:

Fraud
Counterfeit products
Trademark infringement
False advertising
Policy violations
Illegal conduct

Reports may be submitted confidentially to PEP.

7.22 Cooperation

Affiliates agree to cooperate with reasonable Company investigations involving:

Policy violations
Customer complaints
Fraud
Compliance reviews
Commission disputes

Failure to cooperate may result in disciplinary action.

7.23 Reservation of Rights

PEP reserves the right to investigate suspected violations of this Agreement and to take appropriate action, which may include:

Issuing warnings
Requiring corrective action
Suspending commission payments
Reversing commissions earned through policy violations
Suspending Affiliate privileges
Terminating Affiliate accounts
Pursuing legal remedies where appropriate

Any enforcement action will be taken in accordance with this Agreement and applicable law.

ARTICLE 7

Affiliate Responsibilities & Standards of Conduct

7.1 General Duty of Good Faith

Affiliates shall conduct their business honestly, ethically, professionally, and in a manner that reflects positively upon PEP, its products, customers, affiliates, employees, and business partners.

Affiliates agree to act in good faith in all dealings with customers, prospective customers, other Affiliates, and PEP.

7.2 Compliance with Company Policies

Affiliates agree to comply with:

This Affiliate Agreement
The Compensation Plan
The Terms & Conditions
Privacy Policy
Brand Guidelines
Social Media Policy
FTC Compliance Guide
Income Disclosure Statement
Medical Disclaimer
Scientific Research Disclaimer
Testimonials Disclaimer
Results Disclaimer
Dietary Supplement Disclaimer
All future Program Policies adopted by PEP

Failure to comply may result in disciplinary action.

7.3 Compliance with Laws

Affiliates shall comply with all applicable federal, state, provincial, local, and international laws relating to:

Advertising
Consumer protection
Privacy
Anti-spam regulations
Taxation
Intellectual property
Dietary supplements
Direct selling
Affiliate marketing
Electronic communications

Affiliates are solely responsible for understanding the laws applicable in their jurisdiction.

7.4 Ethical Business Practices

Affiliates shall conduct business in a manner that promotes integrity and professionalism.

Affiliates shall not:

Harass customers
Use deceptive sales tactics
Pressure individuals into purchases
Make misleading statements
Engage in unethical recruiting
Exploit vulnerable individuals
Misrepresent Company policies

7.5 Customer First Philosophy

Affiliates should focus on serving customers rather than merely recruiting Affiliates.

Affiliates are encouraged to:

Educate customers honestly
Recommend products responsibly
Provide courteous service
Respect customer privacy
Maintain professionalism

PEP discourages business practices that emphasize recruitment over retail product sales.

7.6 Truthful Advertising

All advertising must be truthful, accurate, and capable of substantiation.

Affiliates shall not make statements that are:

False
Misleading
Exaggerated
Unsupported
Deceptive
Inconsistent with approved Company materials

7.7 No Unauthorized Product Claims

Affiliates may not claim or imply that any PEP product:

Diagnoses disease
Treats disease
Cures disease
Prevents disease
Replaces prescription medications
Eliminates the need for medical treatment

Affiliates shall use only Company-approved product descriptions and educational materials.

7.8 No Income Guarantees

Affiliates shall not represent or imply that participation in the Affiliate Program guarantees:

Financial success
Passive income
Wealth
Financial freedom
Full-time income
Early retirement
Specific commission amounts

Income representations must comply with PEP’s Income Disclosure Statement and applicable FTC regulations.

7.9 FTC Disclosure Requirements

Whenever an Affiliate promotes PEP products and has a material connection to PEP, that relationship must be clearly and conspicuously disclosed.

Examples include:

“I earn commissions from qualifying purchases.”
“#PEPAffiliate”
“#Ad”
“#Sponsored”

Disclosures must comply with applicable Federal Trade Commission guidelines and any other applicable advertising laws.

7.10 Professional Conduct

Affiliates shall:

Treat customers respectfully
Treat other Affiliates professionally
Avoid abusive language
Avoid discriminatory conduct
Refrain from harassment
Conduct themselves in a manner consistent with the reputation of PEP

7.11 No Inventory Loading

PEP prohibits inventory loading.

Affiliates shall not purchase products primarily for the purpose of:

Qualifying for commissions
Earning bonuses
Maintaining rank
Manipulating sales volume

Products should be purchased primarily for legitimate personal use or retail sale.

7.12 No Manipulation of the Compensation Plan

Affiliates shall not manipulate the Compensation Plan through practices including:

Multiple accounts
False customer accounts
Sham purchases
Straw purchasers
Artificial volume
Bonus buying
Commission stacking
Genealogy manipulation

PEP reserves the right to reverse commissions earned through improper activity.

7.13 Respect for Other Affiliates

Affiliates shall not intentionally interfere with another Affiliate’s business.

Prohibited conduct includes:

Attempting to recruit another Affiliate into competing programs through deception
Defamation
Harassment
Interference with customer relationships
False accusations
Unauthorized access to another Affiliate’s account

Healthy competition conducted lawfully and professionally is not prohibited.

7.14 Online Marketing

Affiliates may promote PEP online only in compliance with Company policies.

Permitted marketing channels may include:

Personal websites
Blogs
Facebook
Instagram
TikTok
Pinterest
YouTube
LinkedIn
X (formerly Twitter)
Email marketing
Podcasts

All online marketing must accurately represent PEP and comply with applicable laws.

7.15 Prohibited Marketing Practices

Affiliates shall not:

Purchase domain names confusingly similar to PEP trademarks.
Impersonate the Company.
Misrepresent themselves as Company employees.
Copy Company websites.
Create fake reviews.
Purchase fake followers or engagement.
Use deceptive advertising.
Engage in click fraud.
Misrepresent scientific research.
Falsely imply FDA approval.
Misuse Company logos.

7.16 Search Engine Advertising

Affiliates may not bid on Company trademarks, including but not limited to:

PEP
Step With PEP
StepWithPep.Health
Product names
Misspellings of Company trademarks

unless expressly authorized in writing by PEP.

7.17 Email Marketing

Affiliates engaging in email marketing must comply with all applicable anti-spam laws, including the CAN-SPAM Act and similar laws in other jurisdictions.

Affiliates shall not:

Send unsolicited bulk emails.
Use misleading subject lines.
Conceal their identity.
Send spam.

7.18 Text Message Marketing

Affiliates may not send promotional text messages without obtaining all legally required consent from recipients.

Affiliates are solely responsible for compliance with applicable telecommunications and marketing laws.

7.19 Customer Privacy

Affiliates shall respect customer privacy.

Affiliates shall not:

Sell customer information.
Share customer information without authorization.
Use customer information for unauthorized purposes.
Collect sensitive information unnecessarily.

7.20 Protection of Company Reputation

Affiliates agree to avoid conduct that could reasonably damage the reputation of PEP.

Examples include:

Publicly making false statements about PEP.
Posting offensive or discriminatory content in connection with the Company.
Using Company branding in unlawful activities.
Engaging in conduct that could materially harm consumer confidence.

7.21 Duty to Report Misconduct

Affiliates are encouraged to promptly report suspected:

Fraud
Counterfeit products
Trademark infringement
False advertising
Policy violations
Illegal conduct

Reports may be submitted confidentially to PEP.

7.22 Cooperation

Affiliates agree to cooperate with reasonable Company investigations involving:

Policy violations
Customer complaints
Fraud
Compliance reviews
Commission disputes

Failure to cooperate may result in disciplinary action.

7.23 Reservation of Rights

PEP reserves the right to investigate suspected violations of this Agreement and to take appropriate action, which may include:

Issuing warnings
Requiring corrective action
Suspending commission payments
Reversing commissions earned through policy violations
Suspending Affiliate privileges
Terminating Affiliate accounts
Pursuing legal remedies where appropriate

Any enforcement action will be taken in accordance with this Agreement and applicable law.

ARTICLE 9

Marketing, Advertising, FTC Compliance & FDA Compliance

9.1 Purpose

PEP is committed to ethical, truthful, and legally compliant marketing.

This Article establishes mandatory advertising standards designed to protect consumers, Affiliates, and the PEP brand while ensuring compliance with applicable laws and regulations.

Failure to comply with this Article may result in suspension, withholding of commissions, termination of Affiliate status, and other remedies available under this Agreement.

PART A

General Marketing Standards

9.2 Honest Representation

Affiliates shall market PEP products honestly, accurately, and professionally.

Affiliates may not make statements that are:

False
Misleading
Deceptive
Unsupported
Exaggerated
Likely to confuse consumers

9.3 Approved Marketing Materials

Affiliates are encouraged to use only marketing materials provided or approved by PEP.

If Affiliates create their own marketing materials, those materials must:

Comply with this Agreement;
Comply with all Program Policies;
Comply with applicable law; and
Be truthful and substantiated.

PEP reserves the right to require modification or removal of any marketing material.

9.4 Brand Representation

Affiliates shall accurately represent themselves as:

Independent PEP Affiliates

Affiliates may not represent themselves as:

Employees
Officers
Executives
Owners
Medical professionals acting on behalf of PEP
Official spokespersons

unless specifically authorized in writing.

PART B

FTC Compliance

9.5 FTC Endorsement Compliance

Affiliates shall comply with all applicable Federal Trade Commission (“FTC”) advertising and endorsement requirements.

Whenever an Affiliate promotes PEP products and receives compensation or may earn commissions, the Affiliate must clearly disclose that relationship.

Acceptable disclosures include, for example:

“I earn commissions from qualifying purchases.”
“#PEPAffiliate”
“#Ad”
“#Sponsored”

Disclosures must be:

Clear
Conspicuous
Easy to understand
Placed near the endorsement

9.6 No Hidden Relationships

Affiliates may not conceal their relationship with PEP.

Required disclosures must not be:

Hidden in hashtags
Buried in comments
Difficult to locate
Written in unreadable fonts
Hidden behind hyperlinks

9.7 Reviews

Affiliates may provide honest reviews based upon their own genuine experiences.

Affiliates shall not:

Write fake reviews
Purchase reviews
Offer incentives for undisclosed reviews
Misrepresent customer experiences

PART C

FDA & Dietary Supplement Compliance

9.8 No Disease Claims

Affiliates shall never state or imply that a PEP product:

Diagnoses disease
Treats disease
Cures disease
Prevents disease
Mitigates disease

Examples of prohibited statements include:

“This product cures arthritis.”
“Treats diabetes.”
“Eliminates depression.”
“Reverses Alzheimer’s.”
“Kills cancer cells.”
“Replaces insulin.”
“Lowers blood pressure.”

These examples are illustrative and not exhaustive.

9.9 Structure/Function Statements

Affiliates may use Company-approved educational language regarding ingredients or products that describes support for normal body structures or functions, provided such statements are truthful, substantiated, and consistent with applicable law.

Examples of permissible language may include references to supporting general wellness, normal physiological functions, or ingredient research, when approved by PEP.

Affiliates must not alter approved language in a way that implies disease treatment or other unapproved claims.

9.10 Scientific Research

Affiliates may discuss scientific publications only in accordance with PEP’s Scientific Research Disclaimer.

Affiliates shall not claim or imply that:

Scientific studies prove PEP products work;
Published ingredient studies are clinical proof of PEP product performance; or
Research guarantees customer experiences.

Scientific discussions must remain educational.

9.11 FDA Disclaimer

Whenever required by Company policy, applicable law, or product labeling, Affiliates shall include the following disclaimer:

These statements have not been evaluated by the U.S. Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease.

PART D

Income Claims

9.12 No Guaranteed Earnings

Affiliates shall not represent or imply that participation in the Affiliate Program guarantees:

Wealth
Financial freedom
Passive income
Career replacement
Six-figure income
Early retirement
Financial independence

9.13 Income Examples

If PEP authorizes discussion of Affiliate earnings, Affiliates shall:

Use truthful information;
Avoid exaggeration;
Include required disclosures; and
Comply with the Company’s Income Disclosure Statement.

9.14 Lifestyle Marketing

Affiliates shall not imply that luxury lifestyles, expensive automobiles, vacations, or other personal achievements are typical results of participation in the Affiliate Program unless such representations are truthful, appropriately qualified, and compliant with applicable law.

PART E

Social Media

9.15 Social Media Conduct

Affiliates may promote PEP on social media platforms, including:

Facebook
Instagram
TikTok
Pinterest
YouTube
LinkedIn
X (Twitter)

provided all content complies with this Agreement.

9.16 Social Media Standards

Affiliates shall not post content that is:

Offensive
Discriminatory
Harassing
Defamatory
Obscene
Illegal
Misleading

when associated with PEP.

9.17 Influencers

Affiliates acting as influencers shall comply with all FTC endorsement requirements.

Sponsored content must clearly disclose the Affiliate relationship.

PART F

Online Advertising

9.18 Paid Advertising

Affiliates may engage in paid advertising only in accordance with Company policies.

PEP reserves the right to prohibit or restrict certain advertising channels.

9.19 Trademark Bidding

Affiliates shall not purchase search advertising using Company trademarks, including:

PEP
Step With PEP
StepWithPep.Health
Product names
Trademark misspellings

without prior written authorization.

9.20 Domain Names

Affiliates may not register domain names that:

Include Company trademarks;
Are confusingly similar to Company branding; or
Could reasonably create consumer confusion.

9.21 Website Copying

Affiliates shall not duplicate:

Company websites
Product pages
Marketing pages
Sales funnels
Product photography
Videos

without written permission.

PART G

Testimonials

9.22 Customer Testimonials

Affiliates may share genuine customer testimonials only if:

Permission has been obtained where required;
The testimonials are truthful;
Required disclosures accompany the testimonial; and
The Company’s Testimonials Disclaimer is followed.

9.23 Before-and-After Images

Affiliates shall not publish before-and-after photographs unless expressly authorized by PEP and compliant with Company policy and applicable law.

PART H

Compliance Monitoring

9.24 Monitoring

PEP may monitor Affiliate marketing activities, including:

Websites
Social media
Email marketing
Paid advertising
Videos
Public presentations

for compliance with this Agreement.

9.25 Corrective Action

If PEP determines that marketing materials violate this Agreement, the Company may require the Affiliate to:

Remove content;
Modify content;
Issue corrections;
Complete compliance training; or
Cease specific marketing activities.

PEP may establish reasonable deadlines for corrective action.

9.26 Immediate Suspension

PEP reserves the right to immediately suspend Affiliate privileges where marketing activities create a material risk of consumer harm, legal noncompliance, or significant reputational damage to the Company.

9.27 Reservation of Rights

PEP reserves the right to interpret this Article in a manner consistent with applicable laws and regulatory guidance, including guidance issued by the Federal Trade Commission, the U.S. Food and Drug Administration, and other governmental authorities.

PEP may update its marketing policies prospectively to reflect changes in law, regulations, or industry best practices.

ARTICLE 10

Intellectual Property, Trademarks & Brand Guidelines

10.1 Ownership of Intellectual Property

All intellectual property used in connection with the PEP Affiliate Program remains the exclusive property of PEP or its licensors.

Nothing in this Agreement transfers ownership of any intellectual property to an Affiliate.

Protected intellectual property includes, but is not limited to:

Company name
PEP™ name and logo
Step With PEP™
StepWithPep.Health™
Product names
Product packaging
Website design
Product photography
Lifestyle photography
Videos
Marketing materials
Articles
Training materials
Graphics
Icons
Software
Affiliate Dashboard
Compensation Plan
Trade secrets
Copyrights
Trademarks
Service marks
Trade dress

10.2 Limited License

While an Affiliate remains in good standing, PEP grants the Affiliate a limited, non-exclusive, non-transferable, revocable license to use approved Company marketing materials solely for promoting PEP products and the Affiliate Program.

This license:

Is personal to the Affiliate.
May not be sublicensed.
May be revoked at any time.
Terminates immediately upon termination of this Agreement.

10.3 Trademark Usage

Affiliates may use Company trademarks only as expressly authorized by PEP.

Approved trademark usage must:

Preserve logo proportions.
Preserve brand colors.
Preserve approved fonts where applicable.
Maintain required clear space.
Not distort or alter logos.
Not create consumer confusion.

10.4 Trademark Symbols

Affiliates shall use Company trademarks with the appropriate trademark designation as instructed by PEP.

Until federally registered, Company marks should generally use the ™ designation.

Following federal registration, PEP may require use of the ® symbol where appropriate.

10.5 No Ownership Rights

Nothing contained in this Agreement grants an Affiliate:

Ownership of Company trademarks.
Ownership of copyrights.
Ownership of trade secrets.
Ownership of marketing materials.
Ownership of product photography.
Ownership of Company-created content.

10.6 Company Logos

Affiliates may use only official Company logos supplied through the Affiliate Dashboard or otherwise approved in writing.

Affiliates may not:

Redesign logos.
Stretch logos.
Change colors.
Remove design elements.
Add graphics to Company logos.
Create derivative logos.

10.7 Product Images

Affiliates may use Company-approved product photographs solely for promoting PEP products.

Affiliates may not:

Alter product packaging.
Misrepresent products.
Create misleading product mockups.
Remove required legal disclaimers.
Modify labels.

Reasonable resizing and cropping that does not materially alter the image or create misleading impressions is permitted unless otherwise prohibited by PEP.

10.8 Marketing Materials

Company-created:

Brochures
Flyers
Presentations
Videos
Advertisements
Social media graphics
Website banners
Email templates

remain the exclusive property of PEP.

Affiliates may not resell Company marketing materials.

10.9 Product Packaging

Affiliates may not:

Repackage products.
Remove labels.
Relabel products.
Alter ingredient information.
Cover warnings.
Modify packaging.

Products must always be sold in their original Company packaging unless otherwise authorized by PEP.

10.10 Website Content

Affiliates shall not reproduce substantial portions of the Company’s Website.

This includes:

Product descriptions
Entire webpages
Blog articles
Educational resources
Frequently Asked Questions
Videos
Product comparison charts

Reasonable excerpts with attribution and authorization, where applicable, are permitted.

10.11 Copyright Protection

All Company content is protected by copyright law.

Unauthorized reproduction or distribution of copyrighted materials is prohibited.

10.12 AI-Generated Content

Affiliates may use artificial intelligence (“AI”) tools to create original marketing content, provided that such content:

Is accurate and truthful.
Complies with this Agreement.
Does not infringe third-party intellectual property rights.
Does not misrepresent Company products.
Does not create unauthorized medical or income claims.
Does not imitate or falsely suggest endorsement by third parties.

Affiliates remain solely responsible for all AI-generated content they publish.

10.13 Custom Marketing Materials

Affiliates may create their own marketing materials provided those materials:

Comply with Company policies.
Maintain brand integrity.
Use approved product information.
Avoid prohibited claims.
Respect intellectual property rights.

PEP may require modification or removal of any custom marketing material.

10.14 Domain Names

Affiliates shall not register domain names containing:

PEP
Step With PEP
StepWithPep
Product names
Trademark variations
Misspellings likely to cause confusion

unless expressly authorized in writing by PEP.

Examples include domains that could reasonably lead consumers to believe they are official Company websites.

10.15 Social Media Usernames

Affiliates shall not create social media usernames or handles that falsely imply they are the official Company account.

Usernames should clearly identify the Affiliate as an independent promoter.

10.16 Email Addresses

Affiliates may not create email addresses that could reasonably be interpreted as official Company email addresses.

Examples include addresses suggesting Company ownership or employee status.

10.17 Company Name

Affiliates may refer to PEP in a truthful manner when promoting Company products.

Affiliates may not:

Hold themselves out as Company executives.
Represent themselves as speaking on behalf of PEP.
Issue Company announcements.
Represent Company policies without authorization.

10.18 Brand Reputation

Affiliates shall use Company branding in a manner consistent with maintaining the reputation and goodwill associated with PEP.

Affiliates shall avoid uses that are:

Offensive
Misleading
Defamatory
Discriminatory
Illegal
Inconsistent with Company values

10.19 Intellectual Property Infringement

Affiliates shall not knowingly use third-party content without appropriate rights or permission.

This includes:

Copyrighted photographs
Videos
Music
Logos
Trademarks
Articles
Graphics
Software

Affiliates are solely responsible for ensuring they possess necessary rights to materials they publish.

10.20 Company Requests

PEP may require an Affiliate to remove, modify, or discontinue use of any marketing material, trademark, or other Company asset that the Company reasonably believes violates this Agreement or applicable law.

Affiliates shall comply with such requests within the timeframe specified by PEP.

10.21 Protection of Goodwill

Affiliates acknowledge that Company trademarks represent valuable goodwill.

Affiliates agree not to engage in conduct likely to dilute, tarnish, or otherwise impair the distinctiveness or reputation of Company trademarks.

10.22 Reporting Infringement

Affiliates are encouraged to promptly report suspected:

Trademark infringement
Counterfeit products
Copyright violations
Unauthorized websites
Fake social media accounts
Unauthorized product listings

to PEP.

10.23 Reservation of Rights

PEP reserves all rights not expressly granted under this Agreement.

The Company may:

Update Brand Guidelines.
Modify approved marketing materials.
Replace logos.
Retire product branding.
Introduce new trademarks.
Revoke marketing permissions.
Enforce its intellectual property rights through available legal remedies.

10.24 Survival

The obligations contained in this Article survive termination of this Agreement.

Upon termination, the Affiliate shall immediately discontinue use of all Company intellectual property and remove Company branding from websites, social media accounts, advertisements, and other marketing materials within a reasonable period specified by PEP.

ARTICLE 11

Confidential Information, Customer Data, Privacy & Non-Solicitation

11.1 Purpose

During participation in the PEP Affiliate Program, Affiliates may receive access to confidential, proprietary, or commercially valuable information belonging to PEP.

This Article establishes each Affiliate’s obligations regarding confidentiality, protection of customer information, privacy, and the preservation of the integrity of the Affiliate Program.

PART A

Confidential Information

11.2 Definition of Confidential Information

“Confidential Information” includes all non-public information relating to PEP, whether written, electronic, oral, visual, or otherwise recorded, including but not limited to:

Affiliate genealogy
Customer lists
Affiliate lists
Sales reports
Commission reports
Compensation calculations
Marketing strategies
Business plans
Pricing strategies
Vendor relationships
Product development
Manufacturing information
Supplier information
Financial information
Trade secrets
Training materials
Software
Website administration
Internal communications
Business analytics
Product launch plans
Future promotions
Company policies not publicly available

Confidential Information does not include information that:

Is publicly available through lawful means;
Was already lawfully known by the Affiliate before disclosure;
Is independently developed without use of PEP’s Confidential Information; or
Must be disclosed by law or court order, provided the Affiliate gives prompt notice to PEP where legally permitted.

11.3 Confidentiality Obligation

Affiliates agree to:

Maintain the confidentiality of Company information.
Use Confidential Information solely for operating their PEP Affiliate business.
Take reasonable measures to protect Confidential Information.
Prevent unauthorized disclosure.
Notify PEP promptly of any unauthorized access or disclosure.

11.4 Prohibited Disclosure

Affiliates shall not disclose Confidential Information to:

Competitors
Former Affiliates
Unauthorized third parties
Media organizations
Online forums
Social media
Other businesses

without prior written authorization from PEP.

11.5 Limited Internal Use

Affiliates may use Company Confidential Information only as reasonably necessary to:

Promote PEP products.
Support customers.
Operate their Affiliate business.
Manage their own organization.

No other use is authorized.

PART B

Customer Information

11.6 Customer Data

Customer information may include:

Names
Email addresses
Telephone numbers
Shipping addresses
Purchase history
Customer preferences
Order information
Other personal information

Customer information remains the property of PEP except to the extent otherwise required by applicable law.

11.7 Privacy

Affiliates shall comply with all applicable privacy laws, including those governing the collection, storage, use, and disclosure of personal information.

Affiliates shall collect only the personal information reasonably necessary for legitimate business purposes.

11.8 Customer Consent

Affiliates shall obtain any legally required consent before:

Sending marketing emails.
Sending text messages.
Using customer testimonials.
Publishing customer photographs.
Sharing customer information with third parties.

11.9 Data Security

Affiliates shall implement reasonable safeguards to protect personal information from unauthorized access, disclosure, alteration, or destruction.

Reasonable safeguards include, where appropriate:

Strong passwords
Secure devices
Updated software
Multi-factor authentication when available
Limited access to customer information

11.10 Data Breach

If an Affiliate becomes aware of unauthorized access to customer information relating to the Affiliate’s activities, the Affiliate shall promptly notify PEP and cooperate in any reasonable investigation or mitigation efforts.

PART C

Affiliate Genealogy

11.11 Genealogy Information

Affiliate genealogy reports are proprietary Confidential Information belonging exclusively to PEP.

Genealogy information includes:

Downline relationships
Sponsor relationships
Sales organization structure
Affiliate contact information
Commission relationships

11.12 Limited License

PEP grants Affiliates a limited license to view genealogy information solely for purposes of operating their PEP business.

This license terminates immediately upon termination of this Agreement.

11.13 No Distribution

Affiliates shall not:

Sell genealogy reports.
Share genealogy reports outside PEP.
Copy genealogy databases.
Export genealogy information for competing businesses.
Use genealogy information to recruit for another company.

PART D

Non-Solicitation

11.14 Protection of the Affiliate Network

PEP has invested substantial resources in developing its Affiliate network.

Affiliates agree not to improperly interfere with the Company’s relationships with its Affiliates or customers.

11.15 Non-Solicitation of Affiliates

During participation in the Affiliate Program, and for twelve (12) months following termination of this Agreement, an Affiliate shall not knowingly solicit another current PEP Affiliate to join a competing direct sales, network marketing, multi-level marketing, or affiliate marketing program through the use of PEP’s confidential information or relationships developed through the PEP Affiliate Program.

This provision is intended to protect PEP’s legitimate business interests and shall be interpreted only to the extent enforceable under applicable law. It does not prohibit general advertising or marketing that is not specifically directed at PEP Affiliates.

11.16 General Advertising Exception

Nothing in this Agreement prohibits Affiliates from engaging in:

General advertising
Public social media posts
Public websites
General recruiting not specifically directed toward PEP Affiliates

provided such activities are not targeted using Company Confidential Information.

11.17 Customer Relationships

Affiliates remain free to maintain ordinary relationships with customers.

However, Affiliates shall not misuse Company customer information to promote competing businesses.

PART E

Return of Company Property

11.18 Company Materials

Upon termination of this Agreement, Affiliates shall promptly discontinue use of Company Confidential Information and, upon request, return or permanently delete Confidential Information in their possession, except where retention is required by applicable law.

11.19 Electronic Information

Upon request, Affiliates shall permanently delete Company Confidential Information stored on:

Computers
Mobile devices
Cloud storage
External drives
Email systems

except where retention is legally required.

PART F

Survival

11.20 Continuing Obligations

The confidentiality obligations contained in this Article survive termination of this Agreement for so long as the information remains confidential or for the maximum period permitted by applicable law.

11.21 Injunctive Relief

Affiliate acknowledges that unauthorized disclosure or misuse of Confidential Information may cause irreparable harm that cannot be adequately compensated through monetary damages alone.

Accordingly, in addition to any other remedies available at law or in equity, PEP may seek injunctive or other equitable relief to prevent or stop actual or threatened violations of this Article, subject to applicable law.

11.22 Reservation of Rights

PEP reserves all rights available under law to protect:

Trade secrets
Customer information
Affiliate genealogy
Confidential business information
Proprietary business methods
Intellectual property

ARTICLE 12

Investigations, Compliance, Suspension & Termination

12.1 Purpose

PEP is committed to maintaining a fair, ethical, and compliant Affiliate Program.

This Article establishes the Company’s authority to investigate potential violations of this Agreement and to take appropriate corrective action when necessary.

PART A

Compliance Reviews

12.2 Right to Monitor

PEP reserves the right to monitor Affiliate activities for compliance with:

This Agreement
The Compensation Plan
Company Policies
FTC requirements
FDA regulations
Advertising laws
Consumer protection laws
Applicable federal, state, and local laws

Monitoring may include review of:

Websites
Social media
Videos
Paid advertisements
Email campaigns
Customer complaints
Commission activity
Sales reports
Affiliate communications
Public presentations

12.3 Compliance Investigations

PEP may investigate suspected violations including:

Fraud
Misrepresentation
False advertising
Unauthorized medical claims
Improper income claims
Trademark misuse
Commission manipulation
Artificial sales volume
Inventory loading
Duplicate accounts
Identity theft
Payment fraud
Privacy violations
Intellectual property infringement

12.4 Affiliate Cooperation

Affiliates agree to cooperate with reasonable Company investigations.

Such cooperation may include:

Responding to Company inquiries.
Providing requested documentation.
Explaining marketing activities.
Providing advertising materials.
Participating in compliance interviews.
Producing supporting records reasonably related to the investigation.

Failure to cooperate may constitute an independent violation of this Agreement.

PART B

Corrective Actions

12.5 Progressive Enforcement

Where appropriate, PEP may use progressive corrective measures, including:

Educational guidance
Written warning
Required corrective action
Mandatory compliance training
Temporary suspension
Commission hold
Termination

Nothing in this Article requires PEP to follow progressive discipline in every case. Serious violations may warrant immediate action.

12.6 Opportunity to Cure

For violations that PEP reasonably believes are capable of correction, the Company may provide the Affiliate with an opportunity to cure the violation within a reasonable period specified by PEP.

Examples include:

Removing non-compliant advertising.
Updating required disclosures.
Correcting inaccurate product descriptions.
Modifying social media content.

Failure to cure within the specified period may result in additional disciplinary action.

12.7 Immediate Suspension

PEP may immediately suspend an Affiliate account without prior notice where the Company reasonably believes that continued participation presents a material risk to:

Customers
The Company
Other Affiliates
Regulatory compliance
Company reputation
Company intellectual property
The integrity of the Compensation Plan

Examples include suspected:

Fraud
Identity theft
Counterfeit products
Serious regulatory violations
Unauthorized medical claims
Illegal activity
Commission manipulation

PART C

Suspension

12.8 Effect of Suspension

During suspension, PEP may:

Disable Affiliate Dashboard access.
Suspend commission payments.
Disable referral links.
Freeze bonuses.
Restrict participation in promotions.
Prevent enrollment of new Affiliates.
Prevent customer referrals.

12.9 Commission Holds

PEP may temporarily withhold commissions while investigating:

Fraud
Refund activity
Chargebacks
Artificial sales
Compliance violations
Commission disputes

If no violation is found, withheld commissions will generally be released in accordance with the Compensation Plan.

PART D

Termination

12.10 Voluntary Termination

An Affiliate may terminate participation in the Affiliate Program at any time by providing written notice to PEP.

Termination becomes effective upon acceptance by PEP or on another date specified by PEP.

Termination does not affect obligations that survive under this Agreement.

12.11 Termination by PEP

PEP may terminate an Affiliate account for reasons including, but not limited to:

Material breach of this Agreement.
Fraud.
Misrepresentation.
Criminal conduct affecting the Affiliate Program.
False advertising.
Unauthorized medical claims.
Repeated FTC violations.
Trademark infringement.
Abuse of the Compensation Plan.
Failure to cooperate with investigations.
Violation of applicable law.
Conduct materially damaging to the Company.

Where appropriate, PEP may provide notice and an opportunity to cure before termination. However, PEP reserves the right to terminate immediately for serious or repeated violations.

12.12 Inactive Accounts

PEP may classify Affiliate accounts as inactive after an extended period of inactivity as defined in the Compensation Plan.

Inactive accounts may be:

Deactivated.
Removed from genealogy.
Subject to loss of commission eligibility.

PEP will provide notice where required by applicable law or Company policy.

PART E

Effects of Termination

12.13 Loss of Rights

Upon termination:

The Affiliate license granted under this Agreement immediately ends.
Affiliate Dashboard access may be disabled.
Referral links may be deactivated.
Company trademarks may no longer be used.
Marketing materials must be removed from public use.
Company Confidential Information must no longer be used.

12.14 Outstanding Commissions

An Affiliate whose account is terminated remains eligible only for commissions earned on Qualifying Sales completed before the effective date of termination, subject to:

Refunds
Chargebacks
Fraud review
Other adjustments permitted by this Agreement

Commissions associated with policy violations, fraudulent activity, or transactions later determined to be ineligible may be withheld or reversed.

12.15 Return of Company Property

Upon termination, the Affiliate shall promptly discontinue use of Company property and, upon request, return or permanently delete Company Confidential Information and proprietary materials, except where retention is required by law.

12.16 Survival

The following obligations survive termination:

Confidentiality
Intellectual Property protections
Indemnification
Dispute Resolution
Limitation of Liability
Governing Law
Payment obligations
Any provisions that by their nature are intended to survive termination

PART F

Appeals

12.17 Request for Review

An Affiliate whose account has been suspended or terminated may submit a written request for review within 30 days of receiving notice.

The request should include:

A description of the decision being challenged.
Supporting documentation.
Any corrective actions taken.
Any additional information the Affiliate believes is relevant.

12.18 Company Review

PEP will review timely appeals in good faith.

The Company’s decision following review shall be final unless otherwise required by applicable law.

Nothing in this section limits any legal rights available to either party under applicable law.

PART G

Reservation of Rights

12.19 No Waiver

PEP’s decision not to enforce a particular provision on one occasion does not waive its right to enforce that provision or any other provision in the future.

12.20 Good Faith Administration

PEP will administer this Agreement in good faith and in a commercially reasonable manner. The Company retains discretion to interpret and enforce its policies, provided such discretion is exercised consistently with this Agreement and applicable law.

ARTICLE 13

Indemnification, Limitation of Liability, Dispute Resolution & Governing Law

13.1 Purpose

This Article establishes the legal rights and obligations of PEP and its Affiliates regarding claims, disputes, liability, legal proceedings, and interpretation of this Agreement.

The parties agree that these provisions are intended to allocate risk fairly and provide an efficient process for resolving disputes, while preserving any rights that cannot legally be waived under applicable law.

PART A

Indemnification

13.2 Affiliate Indemnification

To the fullest extent permitted by law, Affiliate agrees to defend, indemnify, and hold harmless PEP and its parent companies, subsidiaries, affiliates, owners, officers, directors, employees, agents, contractors, licensors, successors, and assigns (collectively, the “PEP Parties“) from and against any claims, demands, actions, liabilities, losses, damages, judgments, settlements, fines, penalties, costs, and reasonable attorneys’ fees arising out of or relating to:

Affiliate’s breach of this Agreement;
Affiliate’s violation of applicable law;
Affiliate’s negligent or wrongful acts or omissions;
Unauthorized product, medical, or income claims made by Affiliate;
Affiliate-created advertising or marketing materials;
Affiliate’s misuse of intellectual property;
Affiliate’s violation of another person’s rights, including privacy or intellectual property rights;
Affiliate’s collection or handling of personal information;
Affiliate’s operation of its Affiliate business.

PEP will promptly notify the Affiliate of any claim for which indemnification is sought, to the extent practicable. The Affiliate shall not settle any claim in a manner that imposes liability or obligations on PEP without PEP’s prior written consent, which shall not be unreasonably withheld.

13.3 Company Indemnification

Except as expressly provided in this Agreement or required by applicable law, PEP does not assume responsibility for the Affiliate’s independent business activities, marketing, advertising, or legal compliance.

PART B

Disclaimer of Warranties

13.4 Affiliate Program Provided “As Is”

To the fullest extent permitted by law, the Affiliate Program, Affiliate Dashboard, marketing tools, reports, training materials, websites, software, and related services are provided “AS IS” and “AS AVAILABLE.”

PEP disclaims all warranties, whether express, implied, statutory, or otherwise, including implied warranties of:

Merchantability;
Fitness for a particular purpose;
Non-infringement; and
Accuracy or uninterrupted availability.

Nothing in this section excludes warranties that cannot legally be disclaimed.

13.5 No Guarantee of Business Success

PEP makes no representation or warranty that participation in the Affiliate Program will result in:

Customer acquisition;
Sales;
Commissions;
Profits;
Business growth; or
Financial success.

Affiliate success depends on numerous factors outside PEP’s control.

PART C

Limitation of Liability

13.6 Excluded Damages

To the fullest extent permitted by applicable law, the PEP Parties shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, loss of business opportunities, loss of goodwill, loss of data, or business interruption, arising out of or relating to this Agreement or the Affiliate Program, even if advised of the possibility of such damages.

13.7 Maximum Liability

To the fullest extent permitted by law, PEP’s total aggregate liability arising from or relating to this Agreement shall not exceed the total commissions actually paid by PEP to the Affiliate during the twelve (12) months immediately preceding the event giving rise to the claim.

This limitation does not apply where prohibited by applicable law.

13.8 Force Majeure

PEP shall not be liable for delays or failures to perform resulting from events beyond its reasonable control, including but not limited to:

Natural disasters;
Hurricanes;
Floods;
Fires;
Epidemics or pandemics;
Government actions;
Internet outages;
Cybersecurity incidents;
Labor disputes;
Transportation disruptions;
Utility failures;
Supply chain interruptions; or
Acts of war or terrorism.

Performance will be excused for the duration of the force majeure event to the extent affected.

PART D

Dispute Resolution

13.9 Good Faith Negotiation

Before initiating formal legal proceedings, the parties agree to make a good-faith effort to resolve any dispute arising under this Agreement through informal discussions.

A party seeking to resolve a dispute shall provide written notice describing:

The nature of the dispute;
The relevant facts;
The relief requested.

The parties will use commercially reasonable efforts to resolve the dispute within 30 days after receipt of the notice, unless they agree to extend that period.

13.10 Mediation (Optional)

If a dispute cannot be resolved through informal discussions, the parties may mutually agree to participate in confidential mediation before commencing litigation.

Participation in mediation is voluntary unless otherwise required by applicable law or a separate written agreement.

13.11 Venue

Unless otherwise required by applicable law, any legal action arising out of or relating to this Agreement shall be brought exclusively in the state or federal courts located in the State of Florida.

Each party consents to the personal jurisdiction of those courts.

13.12 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

13.13 Statute of Limitations

To the extent permitted by applicable law, any claim arising from this Agreement must be commenced within one (1) year after the claim arose or such claim shall be permanently barred.

This limitation does not apply where prohibited by law.

PART E

Miscellaneous Legal Provisions

13.14 Attorneys’ Fees

In any legal proceeding arising out of this Agreement, the prevailing party shall be entitled to recover its reasonable attorneys’ fees and costs only to the extent permitted by applicable law or ordered by the court.

13.15 Severability

If any provision of this Agreement is determined by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

To the extent possible, any invalid provision shall be interpreted to most closely reflect the parties’ original intent while complying with applicable law.

13.16 No Waiver

Failure by PEP to enforce any provision of this Agreement shall not constitute a waiver of that provision or of any other provision.

A waiver shall be effective only if made in writing and signed by an authorized representative of PEP.

13.17 Assignment

Affiliate may not assign, transfer, delegate, or otherwise convey any rights or obligations under this Agreement without PEP’s prior written consent.

PEP may assign this Agreement in connection with:

A merger;
Acquisition;
Sale of substantially all assets;
Corporate reorganization; or
Other lawful business transaction.

13.18 Entire Agreement

This Agreement, together with the Compensation Plan and all Program Policies incorporated by reference, constitutes the entire agreement between the parties regarding the Affiliate Program and supersedes all prior oral or written discussions relating to its subject matter.

13.19 Amendments

PEP may amend this Agreement from time to time.

Material amendments will be communicated by:

Email;
Affiliate Dashboard notification;
Website posting; or
Other reasonable means.

Continued participation in the Affiliate Program after the effective date of an amendment constitutes acceptance of the revised Agreement.

If an Affiliate does not agree to a material amendment, the Affiliate may terminate participation before the amendment becomes effective.

13.20 Electronic Communications

Affiliate agrees that PEP may provide notices, disclosures, policies, statements, and other communications electronically.

Electronic communications satisfy any legal requirement that such communications be in writing, to the extent permitted by applicable law.

13.21 Electronic Acceptance

By clicking “I Agree,” enrolling in the Affiliate Program, or otherwise participating in the Program, Affiliate acknowledges that:

Affiliate has read this Agreement;
Affiliate understands its terms;
Affiliate has had the opportunity to seek independent legal advice;
Affiliate agrees to be legally bound by this Agreement; and
Electronic acceptance has the same force and effect as a handwritten signature.

13.22 Headings

Section headings are included solely for convenience and shall not affect the interpretation of this Agreement.

13.23 Survival

Any provision that by its nature should survive termination of this Agreement—including, without limitation, provisions relating to confidentiality, intellectual property, payment obligations, indemnification, limitation of liability, dispute resolution, governing law, and post-termination obligations—shall survive termination for the period necessary to give effect to those provisions.

ARTICLE 14

Code of Ethics, Program Exhibits & Electronic Acceptance

14.1 Purpose

This Article establishes the ethical standards expected of every PEP Affiliate and incorporates the operational exhibits that form part of this Agreement.

Participation in the PEP Affiliate Program is based upon integrity, professionalism, honesty, and a commitment to serving customers responsibly.

PART A

PEP Affiliate Code of Ethics

Every Affiliate agrees to uphold the following principles.

14.2 Integrity

Affiliates shall always conduct themselves honestly and ethically.

Affiliates will:

Tell the truth.
Honor commitments.
Represent products accurately.
Respect customers.
Respect other Affiliates.
Protect the reputation of PEP.

14.3 Customer First

PEP exists to provide quality wellness products.

Affiliates agree that:

Customers always come first.
Long-term relationships are more valuable than short-term sales.
Customer satisfaction should remain a primary business objective.

14.4 Professionalism

Affiliates agree to maintain a professional appearance and conduct in all business communications.

Affiliates shall:

Respond respectfully.
Avoid offensive language.
Avoid harassment.
Avoid intimidation.
Treat every customer fairly.

14.5 Honest Advertising

Affiliates shall never exaggerate.

Affiliates shall never:

Make false promises.
Mislead consumers.
Misrepresent scientific research.
Misrepresent earnings.
Misrepresent product capabilities.

14.6 Compliance

Affiliates agree to comply with:

FTC regulations
FDA regulations
Consumer protection laws
Advertising laws
Privacy laws
Company Policies

14.7 Respect for the Brand

PEP’s reputation is one of its most valuable assets.

Affiliates agree to protect and strengthen the Company’s reputation through ethical conduct.

PART B

Compensation Plan Exhibit (Exhibit A)

Four-Level Team Commission Structure

Team Level	Commission
Level 1	8%
Level 2	6%
Level 3	4%
Level 4	2%

Only Qualifying Sales generate commissions.

The Compensation Plan may be updated prospectively by PEP in accordance with this Agreement.

PART C

Fast Start Bonus Exhibit (Exhibit B)

New Affiliates have 90 days from their enrollment date to qualify.

For every $5,000 in Qualifying Retail Sales generated by their personally enrolled (Level 1) Affiliates, the Affiliate earns:

$100 Fast Start Bonus

Maximum Bonuses:

Bonus #1 = $100
Bonus #2 = $100
Bonus #3 = $100

Maximum Fast Start Bonus:

$300

Returned, refunded, canceled, fraudulent, or chargeback orders do not qualify.

PART D

FTC Disclosure Examples (Exhibit C)

Whenever promoting PEP products, Affiliates should clearly disclose their relationship.

Examples include:

I earn commissions if you purchase through my link.

Independent PEP Affiliate

#PEPAffiliate

#Ad

#Sponsored

Disclosures should appear prominently near the endorsement.

PART E

FDA-Compliant Marketing Examples (Exhibit D)

Examples of Acceptable Educational Language

Affiliates may use language such as:

Supports overall wellness.
Designed to fit into a healthy lifestyle.
Being studied for its role in normal physiological processes.
Developed for individuals seeking convenient wellness products.
Designed for everyday wellness routines.
Supports healthy lifestyle goals.
Intended to complement a balanced lifestyle.

Examples of Prohibited Claims

Affiliates shall never state or imply that PEP products:

Cure arthritis
Treat diabetes
Eliminate depression
Reverse Alzheimer’s disease
Cure cancer
Replace prescription medications
Heal injuries
Prevent disease
Act as pharmaceuticals

PART F

Income Disclosure Examples (Exhibit E)

Affiliates shall never promise financial success.

Acceptable language includes:

Earnings vary from person to person.

Success depends upon individual effort, skill, and customer demand.

There are no guarantees of income.

Individual results vary.

Prohibited examples include:

Quit your job.
Make six figures.
Guaranteed passive income.
Financial freedom in months.
Anyone can become wealthy.

PART G

Social Media Best Practices (Exhibit F)

Affiliates are encouraged to:

Educate rather than pressure.
Share authentic experiences.
Respond respectfully.
Cite Company resources.
Maintain professionalism.

Affiliates should avoid:

Political arguments while representing PEP.
Offensive language.
Spam.
Fake testimonials.
Fake followers.
Fake engagement.

PART H

Brand Standards (Exhibit G)

Affiliates shall:

Use:

Official Company logos
Approved colors
Approved product photography
Company-approved graphics

Do Not:

Alter logos
Stretch logos
Change colors
Remove trademarks
Modify product labels
Create confusing branding

PART I

Affiliate Compliance Checklist (Exhibit H)

Every Affiliate should regularly confirm:

☐ I disclose that I earn commissions.

☐ I never make medical claims.

☐ I never promise income.

☐ I use current Company logos.

☐ I use approved marketing materials.

☐ I follow FTC guidelines.

☐ I follow FDA requirements.

☐ I represent myself as an Independent PEP Affiliate.

☐ My website and social media comply with Company policies.

☐ My marketing reflects honesty and professionalism.

PART J

Entire Agreement

This Agreement includes:

Affiliate Agreement
Compensation Plan
Fast Start Bonus
Program Policies
Company Guidelines
Future amendments adopted by PEP

Together, these documents constitute the complete agreement between PEP and every Affiliate.

PART K

Electronic Signature

By selecting “I Agree”, clicking “Join Now”, or otherwise enrolling in the PEP Affiliate Program, Affiliate acknowledges and agrees that:

They have carefully read this Agreement.
They understand all terms.
They have had the opportunity to consult independent legal counsel.
They agree to comply with all Program Policies.
They understand commissions are earned only under the Compensation Plan.
They understand participation may be terminated for violations of this Agreement.
They consent to receive communications electronically.
Their electronic acceptance constitutes a legally binding signature to the fullest extent permitted by applicable law.

PEP Affiliate Agreement

PEP

Website:

http://www.StepWithPep.Health

Email:

Info@StepWithPep.Health

Phone:

1-844-449-1400