Legal Info Page

Here is the outline for this page on the site:

 

Website Policies

• Privacy Policy
• Terms & Conditions
• Cookie Policy
• Website Disclaimer
• Accessibility Statement
• Copyright & Trademark Notice
• DMCA Policy

Product & FDA Compliance

• Medical Disclaimer
• Dietary Supplement Disclaimer
• Scientific Research Disclaimer
• Testimonials Disclaimer
• Results Disclaimer

E-Commerce Policies

• Shipping Policy
• Return & Refund Policy (reflecting your 50% refund within 10 days)
• Subscription Terms (if applicable)
• Payment Terms

Marketing Compliance

• Email Marketing Policy
• SMS Marketing Terms (if applicable)
• Acceptable Claims Guide
• Approved Product Language
• Prohibited Claims Guide

Customer Support

• Contact & Customer Service Policy
• Frequently Asked Questions
• Warranty (or No Warranty) Policy

Affiliate Program

• Affiliate Agreement
• Affiliate Policies
• FTC Disclosure Requirements
• Income Disclosure Statement
• Earnings Disclaimer
• Social Media Policy
• Brand Usage Guidelines
• Trademark Usage Rules
• Fast Start Bonus Rules
• Commission Policy
• Compliance Manual

Below is all the text for each Section:

 

Privacy Policy

Effective Date: July, 8 2026

Welcome to StepWithPep.Health (“PEP,” “we,” “our,” or “us”). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit http://www.StepWithPep.Health and purchase products or participate in our affiliate program.

By using our website, you agree to the practices described in this Privacy Policy.

Information We Collect

We may collect information that you voluntarily provide, as well as information collected automatically through your use of our website.

Personal Information

When you place an order, create an account, contact us, or enroll in our affiliate program, we may collect:

• Name
• Mailing address
• Email address
• Telephone number
• Payment information (processed securely by third-party payment providers)
• Affiliate account information
• Username and password
• Order history

We do not store complete payment card information on our servers.

Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address
• Browser type
• Device information
• Operating system
• Pages visited
• Time spent on pages
• Referral website
• Clickstream data

This information helps us improve our website and customer experience.

Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Remember your preferences
• Keep you logged in
• Process shopping cart functions
• Analyze website traffic
• Improve website performance
• Measure advertising effectiveness
• Track affiliate referrals

You may disable cookies through your browser settings, although some features of the website may not function properly.

How We Use Your Information

We may use your information to:

• Process orders
• Ship products
• Respond to customer inquiries
• Provide customer support
• Send order confirmations
• Send shipping updates
• Manage affiliate accounts
• Pay affiliate commissions
• Improve our products and website
• Detect fraud and maintain security
• Comply with legal obligations

With your consent, we may also send promotional emails regarding new products, special offers, and company updates.

You may unsubscribe from marketing emails at any time.

Affiliate Program

If you participate in our affiliate program, we may collect additional information necessary to:

• Track referrals
• Calculate commissions
• Verify sales
• Process affiliate payments
• Prevent fraudulent activity

Affiliate activity may be tracked through cookies or other tracking technologies.

Sharing of Information

We do not sell your personal information.

We may share information with trusted third parties that assist us in operating our business, including:

• Payment processors
• Shipping carriers
• Website hosting providers
• Email marketing providers
• Analytics providers
• Affiliate management software
• Customer support providers

These providers are permitted to use your information only as necessary to perform services on our behalf.

We may also disclose information when required by law or to protect our legal rights.

Third-Party Services

Our website may use third-party services including, but not limited to:

• Payment processors
• WooCommerce
• AffiliateWP
• Google Analytics
• Google Ads
• Meta (Facebook/Instagram) advertising
• Email marketing providers

These third parties maintain their own privacy policies governing the handling of your information.

Data Security

We use commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information.

However, no method of internet transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

Your Choices

You may:

• Update your account information
• Change your communication preferences
• Opt out of marketing emails
• Disable cookies through your browser
• Request deletion of your personal information where applicable

To make these requests, contact us using the information below.

California Privacy Rights

If you are a California resident, you may have additional rights regarding your personal information under applicable California privacy laws, including the right to:

• Know what personal information we collect
• Request deletion of personal information
• Request correction of inaccurate information
• Limit certain uses of sensitive personal information where applicable
• Exercise these rights without discrimination

To exercise applicable rights, contact us using the information below.

International Visitors

Our website is operated in the United States.

If you access the website from another country, you understand that your information may be transferred to and processed in the United States.

Children’s Privacy

Our website is not intended for individuals under the age of 18.

We do not knowingly collect personal information from children. If we become aware that information has been collected from a child, we will take reasonable steps to delete it.

Health Information Disclaimer

PEP sells dietary supplements intended to support general wellness.

Information submitted through this website is not considered protected health information under HIPAA unless expressly stated otherwise. Please do not submit sensitive medical information through website forms or email.

Our products and website content are not intended to diagnose, treat, cure, or prevent any disease. Always consult your healthcare provider before beginning any dietary supplement.

Retention of Information

We retain personal information only as long as reasonably necessary to:

• Complete transactions
• Maintain customer accounts
• Comply with tax and accounting obligations
• Resolve disputes
• Enforce agreements
• Meet legal requirements

Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Changes will be posted on this page with an updated Effective Date. Continued use of the website after changes are posted constitutes acceptance of the revised policy.

Contact Us

If you have any questions regarding this Privacy Policy or our privacy practices, please contact us:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

TERMS & CONDITIONS

 

Terms and Conditions

Welcome to StepWithPep.Health (“Website”), owned and operated by PEP (“PEP,” “Company,” “we,” “our,” or “us”). These Terms and Conditions (“Terms”) govern your use of our Website, products, services, and affiliate program.

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Website.

1. Eligibility

You must be at least 18 years of age to purchase products, create an account, or participate in our affiliate program.

By using this Website, you represent that you are legally capable of entering into a binding agreement.

2. Website Use

You agree to use this Website only for lawful purposes.

You agree not to:

• Violate any applicable law or regulation
• Attempt to interfere with Website security
• Upload malicious software or code
• Use automated software to scrape or collect Website content
• Misrepresent your identity
• Engage in fraudulent purchases or affiliate activity
• Use the Website in any manner that could impair its operation

We reserve the right to suspend or terminate access to any user who violates these Terms.

3. Products

PEP offers dietary supplements intended to support general wellness.

Product descriptions, images, ingredients, availability, and pricing are subject to change without notice.

We reserve the right to discontinue any product at any time.

4. Product Information

Information provided on this Website is intended solely for general educational and informational purposes.

Nothing on this Website should be interpreted as medical advice.

Our products have not been evaluated by the U.S. Food and Drug Administration unless specifically stated.

Our products are not intended to diagnose, treat, cure, or prevent any disease.

Always consult your healthcare provider before beginning any dietary supplement.

5. Orders

All orders are subject to acceptance.

We reserve the right to:

• Refuse any order
• Limit quantities
• Cancel orders
• Correct pricing errors
• Refuse service to anyone for any lawful reason

If payment has already been processed for a cancelled order, we will issue an appropriate refund.

6. Pricing

Prices are listed in U.S. Dollars unless otherwise indicated.

Prices may change without notice.

We reserve the right to correct pricing errors at any time.

Applicable taxes and shipping charges will be calculated during checkout.

7. Payment

Payments are processed through secure third-party payment processors.

By submitting payment information, you represent that you are authorized to use the selected payment method.

PEP does not store complete payment card information.

8. Shipping

Shipping times are estimates only.

PEP is not responsible for delays caused by:

• Shipping carriers
• Weather
• Customs
• Incorrect addresses
• Events beyond our reasonable control

Risk of loss transfers to you upon delivery to the shipping carrier, except where applicable law provides otherwise.

9. Returns and Refunds

Our Return Policy is incorporated into these Terms.

Current policy:

• Returns are accepted within 10 calendar days after delivery.
• Returned products must comply with the requirements outlined in our Return Policy.
• Approved returns are eligible for a 50% refund of the purchase price.
• Original shipping charges are non-refundable unless required by law.

Please review our separate Return & Refund Policy for complete details.

10. Account Registration

You may create an account to purchase products or participate in our affiliate program.

You agree to:

• Provide accurate information
• Keep your password confidential
• Notify us of unauthorized account access
• Accept responsibility for all activity under your account

We reserve the right to suspend or terminate accounts at our discretion.

11. Affiliate Program

Participation in the PEP Affiliate Program is governed by our separate Affiliate Agreement.

Affiliates must comply with:

• FTC endorsement guidelines
• Applicable advertising laws
• Company marketing policies
• Income disclosure requirements
• Brand usage guidelines

PEP reserves the right to suspend or terminate affiliate accounts for policy violations or fraudulent activity.

12. Intellectual Property

All Website content is owned by PEP or its licensors, including:

• Logos
• Product names
• Graphics
• Photographs
• Videos
• Website design
• Product packaging
• Marketing materials
• Text
• Software
• Trademarks

No content may be copied, reproduced, modified, distributed, or used without prior written permission from PEP, except as permitted by applicable law.

13. User Content

If you submit reviews, testimonials, photographs, or other content to PEP, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, publish, and display such content for marketing and business purposes, subject to applicable law.

You represent that you own or have the necessary rights to any content you submit.

We reserve the right to remove user content at our discretion.

14. Testimonials

Testimonials appearing on this Website reflect individual customer experiences.

They are not intended to represent or guarantee that any current or future customer will achieve similar outcomes.

Individual experiences vary.

15. Prohibited Health Claims

Users, affiliates, and customers may not use PEP products or marketing materials to make claims that products diagnose, treat, cure, or prevent diseases or medical conditions unless expressly authorized by law.

16. Third-Party Websites

This Website may contain links to third-party websites.

PEP is not responsible for:

• Third-party content
• Privacy practices
• Products
• Services
• Website availability

Access to third-party websites is at your own risk.

17. Disclaimer of Warranties

This Website, its content, and all products are provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, PEP disclaims all warranties, express or implied, including but not limited to:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy
• Reliability
• Availability

We do not guarantee uninterrupted or error-free operation of the Website.

Nothing in these Terms limits any warranties that cannot legally be excluded under applicable law.

18. Limitation of Liability

To the fullest extent permitted by law, PEP and its officers, directors, employees, affiliates, suppliers, and licensors shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:

• Website use
• Product purchases
• Delays
• Lost profits
• Business interruption
• Loss of data

Where liability cannot legally be excluded, our total liability shall not exceed the amount you paid for the applicable product or service giving rise to the claim.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

19. Indemnification

You agree to indemnify, defend, and hold harmless PEP and its affiliates, officers, employees, contractors, licensors, and agents from any claims, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any law
• Your infringement of another person’s rights

20. Force Majeure

PEP shall not be liable for delays or failures to perform resulting from events beyond our reasonable control, including natural disasters, labor disputes, government actions, internet outages, supply chain disruptions, pandemics, or other unforeseen events.

21. Privacy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

22. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

23. Dispute Resolution

Before filing a lawsuit, the parties agree to make a good-faith effort to resolve any dispute informally.

If a dispute cannot be resolved informally, it shall be resolved in the state or federal courts located in Florida, unless applicable law requires otherwise. Each party consents to the personal jurisdiction and venue of those courts.

Nothing in this section limits rights that cannot legally be waived.

24. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

25. Entire Agreement

These Terms, together with our Privacy Policy, Return & Refund Policy, and any other policies expressly incorporated by reference, constitute the entire agreement between you and PEP regarding your use of the Website.

26. Changes to These Terms

We may update these Terms from time to time.

Any changes become effective upon posting to this Website with a revised Effective Date.

Your continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

27. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Cookie Policy

This Cookie Policy explains how PEP (“PEP,” “we,” “our,” or “us”) uses cookies and similar technologies when you visit http://www.StepWithPep.Health (the “Website”).

By continuing to use our Website, you consent to the use of cookies as described in this Cookie Policy, except where your consent is required by applicable law and you choose otherwise.

What Are Cookies?

Cookies are small text files placed on your computer, smartphone, tablet, or other device when you visit a website. Cookies help websites remember your preferences, improve functionality, analyze performance, and enhance your browsing experience.

Cookies cannot access information stored on your device or install software.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the Website to function properly and cannot generally be disabled.

Examples include cookies that:

• Keep products in your shopping cart
• Maintain secure login sessions
• Process checkout
• Remember security settings
• Enable account authentication

Without these cookies, portions of the Website may not function correctly.

Performance & Analytics Cookies

These cookies help us understand how visitors use our Website so we can improve performance and user experience.

They may collect information such as:

• Pages viewed
• Time spent on the Website
• Navigation patterns
• Traffic sources
• Device and browser information
• Error reports

Examples include services such as:

• Google Analytics
• Google Search Console
• WooCommerce analytics

Analytics information is generally collected in an aggregated form and is not intended to directly identify individual visitors.

Functional Cookies

Functional cookies remember your preferences and improve your browsing experience.

These cookies may remember:

• Language preferences
• Account settings
• Saved shopping carts
• Login status
• Display preferences

Advertising & Marketing Cookies

These cookies help deliver advertisements that may be more relevant to your interests and measure the effectiveness of marketing campaigns.

They may be placed by us or by advertising partners.

Examples may include:

• Google Ads
• Meta (Facebook and Instagram)
• Pinterest
• TikTok
• YouTube

These cookies may track browsing activity across websites to help deliver personalized advertisements, subject to applicable law.

Affiliate Tracking Cookies

If you participate in or purchase through our affiliate program, affiliate tracking cookies may be used to:

• Identify referring affiliates
• Attribute qualifying purchases
• Calculate affiliate commissions
• Prevent duplicate commission payments
• Detect fraudulent referrals

Affiliate tracking cookies generally expire after a set period determined by our affiliate platform.

WooCommerce Cookies

Our Website uses WooCommerce to operate our online store.

WooCommerce may use cookies to:

• Maintain shopping cart contents
• Process checkout
• Remember customer sessions
• Improve shopping functionality

These cookies do not typically store sensitive payment information.

Third-Party Cookies

Some cookies are placed by trusted third-party service providers.

These providers may include:

• Payment processors
• Shipping integrations
• Analytics providers
• Marketing platforms
• Affiliate software providers
• Customer support platforms
• Video hosting services

These third parties maintain their own privacy policies governing their use of cookies and personal information.

Pixel Technologies

We may use tracking pixels or similar technologies to help:

• Measure advertising performance
• Understand website usage
• Track conversions
• Improve marketing campaigns
• Evaluate affiliate referrals

Pixels function similarly to cookies but are embedded within webpages or emails.

How We Use Cookies

We use cookies to:

• Operate the Website
• Process purchases
• Secure customer accounts
• Improve Website functionality
• Analyze Website traffic
• Remember preferences
• Personalize content
• Measure advertising performance
• Track affiliate referrals
• Detect fraud
• Improve customer experience

Managing Cookies

Most web browsers allow you to:

• View stored cookies
• Delete cookies
• Block cookies
• Receive notifications before cookies are stored
• Limit third-party cookies

Browser settings vary by provider. Refer to your browser’s help documentation for instructions.

Please note that disabling cookies may affect the functionality of certain features of the Website.

Do Not Track Signals

Some web browsers offer a “Do Not Track” feature.

Because there is currently no universally accepted standard for responding to these signals, our Website may not respond to Do Not Track requests.

Your Privacy Choices

Depending on where you live, you may have additional privacy rights regarding cookies and online tracking.

Where required by applicable law, we will provide a cookie consent mechanism allowing you to accept, reject, or customize your cookie preferences.

You can also manage cookies through your browser settings.

Changes to This Cookie Policy

We may update this Cookie Policy from time to time.

Any changes will be posted on this page with an updated Effective Date.

Your continued use of the Website after changes become effective constitutes acceptance of the updated Cookie Policy, except where additional consent is required by law.

Contact Us

If you have questions about this Cookie Policy or our privacy practices, please contact us:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Website Disclaimer

The information provided on http://www.StepWithPep.Health (“Website”) is for general informational and educational purposes only. This Website is owned and operated by PEP (“PEP,” “we,” “our,” or “us”).

By accessing or using this Website, you acknowledge and agree to the terms of this Disclaimer.

General Information Only

The content on this Website is intended solely to provide general information regarding our company, products, ingredients, and wellness-related topics.

Nothing on this Website should be interpreted as professional medical advice, diagnosis, treatment, or healthcare services.

Always consult a qualified healthcare provider regarding any questions about your health or before beginning any dietary supplement, wellness program, or lifestyle change.

Never disregard professional medical advice or delay seeking medical care because of information found on this Website.

No Medical Advice

PEP does not provide medical advice.

The information presented on this Website is not intended to:

• Diagnose disease
• Treat disease
• Cure disease
• Prevent disease
• Replace professional medical care
• Replace consultation with your physician or other qualified healthcare provider

Any health-related decisions should be made in consultation with your healthcare provider.

Dietary Supplement Disclaimer

PEP products are marketed as dietary supplements intended to support general wellness.

Unless specifically stated otherwise, the statements made on this Website have not been evaluated by the U.S. Food and Drug Administration.

Our products are not intended to diagnose, treat, cure, or prevent any disease.

Scientific Information

This Website may discuss scientific publications, emerging research, or ingredients that are being studied.

References to scientific literature, ingredient research, or biological mechanisms are provided for educational purposes only and should not be interpreted as evidence that any PEP product will produce similar effects in humans.

Research findings may involve laboratory studies, animal studies, in vitro experiments, or other scientific investigations that may not translate to real-world consumer outcomes.

The inclusion of scientific references does not constitute a claim regarding the safety, effectiveness, or intended use of any PEP product.

Product Information

We strive to provide accurate descriptions of our products.

However, we do not warrant that:

• Product descriptions are error-free
• Ingredient lists are complete
• Product images perfectly reflect actual products
• Packaging will always appear exactly as shown
• Product availability will remain unchanged

We reserve the right to modify products, formulations, packaging, pricing, and specifications without prior notice, subject to applicable law.

Individual Results

Every individual is unique.

Experiences with dietary supplements may vary based on many factors, including age, lifestyle, nutrition, genetics, existing health conditions, and other individual circumstances.

We make no guarantee that any person will experience particular outcomes from using our products.

Testimonials

Testimonials appearing on this Website reflect the personal experiences and opinions of individual customers.

Testimonials:

• Are voluntary
• Represent individual experiences
• Are not verified scientific evidence
• Should not be interpreted as typical results
• Do not guarantee that others will have similar experiences

Affiliate Content

Some content published by PEP affiliates, ambassadors, or independent promoters may include personal opinions or experiences.

Affiliates are independent contractors and are responsible for complying with applicable advertising laws and regulations.

Statements made by affiliates do not necessarily reflect the views of PEP.

No Professional Relationship

Your use of this Website does not create:

• A physician-patient relationship
• A pharmacist-patient relationship
• A healthcare provider relationship
• A fiduciary relationship
• Any other professional relationship with PEP

Third-Party Links

This Website may contain links to third-party websites, articles, videos, or other resources.

These links are provided solely for your convenience.

PEP does not control, endorse, or assume responsibility for:

• Third-party websites
• Third-party products
• Third-party services
• Third-party opinions
• Third-party privacy practices
• Third-party content

Your use of third-party websites is governed by their own terms and privacy policies.

Accuracy of Information

Although we strive to keep Website content current and accurate, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of any information on this Website.

Information may become outdated or inaccurate over time.

PEP assumes no obligation to update Website content except as required by law.

Availability of Website

We make reasonable efforts to keep the Website available.

However, we do not guarantee uninterrupted access.

The Website may occasionally become unavailable because of:

• Maintenance
• Software updates
• Technical issues
• Internet interruptions
• Cybersecurity events
• Circumstances beyond our reasonable control

Limitation of Liability

To the fullest extent permitted by law, PEP, its owners, officers, employees, affiliates, contractors, suppliers, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to:

• Your use of this Website
• Reliance on Website content
• Product purchases
• Website interruptions
• Technical failures
• Third-party websites
• Errors or omissions in Website content

Nothing in this Disclaimer limits liability that cannot be excluded under applicable law.

Intellectual Property

All Website content, including but not limited to:

• Logos
• Trademarks
• Product names
• Images
• Graphics
• Videos
• Text
• Product photography
• Website design
• Marketing materials

is owned by or licensed to PEP and is protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, modified, or used without prior written permission from PEP, except as permitted by applicable law.

Changes to This Disclaimer

We may revise this Disclaimer at any time.

Updated versions will be posted on this page with a revised Effective Date.

Your continued use of the Website after any changes become effective constitutes your acceptance of the updated Disclaimer.

Contact Us

If you have questions regarding this Website Disclaimer, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Accessibility Statement

At PEP, we believe wellness should be accessible to everyone. We are committed to providing a website experience that is welcoming, inclusive, and accessible to all visitors, including individuals with disabilities.

This Accessibility Statement applies to http://www.StepWithPep.Health.

Our Commitment

PEP is committed to making our website as accessible and usable as reasonably possible for all users, regardless of technology or ability.

We continually work to improve the accessibility and usability of our website by following recognized accessibility best practices and making ongoing improvements where appropriate.

Accessibility Standards

Our goal is to design and maintain our website in alignment with the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA, which are internationally recognized standards for digital accessibility.

These guidelines are intended to make web content more accessible for individuals with a wide range of disabilities, including visual, hearing, cognitive, and motor impairments.

While we strive to meet these standards, accessibility is an ongoing process, and some areas of our website may be improved over time.

Accessibility Features

Our website is designed with accessibility in mind and may include features such as:

• Clear and consistent navigation
• Logical heading structure
• Readable fonts and sufficient text sizing
• Color contrast designed to improve readability
• Keyboard-accessible navigation where feasible
• Alternative text for meaningful images where appropriate
• Descriptive links and buttons
• Responsive design for desktop, tablet, and mobile devices
• Forms designed with accessibility considerations

As we continue to develop and update our website, we will seek opportunities to enhance these features.

Third-Party Content

Our website may contain links to or integrate third-party services and platforms, including payment processors, embedded videos, social media content, and other external applications.

Although we encourage our third-party providers to support accessibility, we cannot guarantee the accessibility of content or services that are not owned or controlled by PEP.

Examples may include:

• Payment gateways
• Shipping providers
• Social media platforms
• Embedded videos
• Third-party plugins
• Affiliate software
• Analytics services

Ongoing Improvements

Accessibility is an ongoing effort.

We regularly evaluate our website and consider accessibility when implementing new features, updating content, or selecting third-party technologies.

We welcome feedback from our visitors and use it to help improve the overall accessibility of our website.

Need Assistance?

If you experience difficulty accessing any portion of our website or have trouble using any feature, we encourage you to contact us.

Please include:

• The webpage or URL where you experienced the issue
• A description of the problem
• The type of device and browser you were using (if known)
• Any assistive technology you were using (if applicable)

We will make reasonable efforts to respond promptly and provide the information or assistance you need.

Contact Us

If you need accessibility assistance or wish to report an accessibility issue, please contact us:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Browser Accessibility

Many modern web browsers include built-in accessibility tools and settings that may improve your browsing experience, including:

• Zoom and text resizing
• Screen readers
• Voice control
• High-contrast display settings
• Keyboard navigation
• Closed captioning support for compatible media

Please refer to your browser’s help documentation to learn more about these features.

Compatibility

Our website is intended to be compatible with current versions of major web browsers, including:

• Google Chrome
• Mozilla Firefox
• Apple Safari
• Microsoft Edge

For the best experience, we recommend keeping your browser and operating system up to date.

Future Accessibility Enhancements

As technology evolves, we intend to continue evaluating and improving the accessibility of our website. We may update this Accessibility Statement periodically to reflect changes in our practices or improvements to our website.

Changes to This Statement

We reserve the right to modify this Accessibility Statement at any time. Updates will be posted on this page with a revised Effective Date.

Copyright & Trademark Notice

Effective Date: July, 8 2026

This Copyright & Trademark Notice applies to http://www.StepWithPep.Health (“Website”), which is owned and operated by PEP (“PEP,” “we,” “our,” or “us”).

By accessing or using this Website, you acknowledge and agree to respect the intellectual property rights described below.

Copyright Notice

Unless otherwise indicated, all content appearing on this Website is the property of PEP or is used under license and is protected by United States and international copyright laws.

Protected content includes, but is not limited to:

• Website design and layout
• Product descriptions
• Articles and blog content
• Marketing copy
• Educational materials
• Logos
• Product packaging
• Graphics and illustrations
• Product photography
• Lifestyle photography
• Videos
• Audio recordings
• Icons
• Software
• Source code (where applicable)
• Downloads
• PDFs
• Catalogs
• Digital publications
• Advertisements
• Social media content
• Email marketing materials
• Affiliate materials

© [Year] PEP. All Rights Reserved.

No portion of this Website may be copied, reproduced, modified, republished, uploaded, posted, transmitted, distributed, sold, licensed, or otherwise exploited without the prior written permission of PEP, except as permitted by applicable law.

Limited License

PEP grants visitors a limited, non-exclusive, non-transferable, revocable license to access and use this Website solely for personal, non-commercial purposes.

This license does not permit you to:

• Copy Website content for commercial use
• Modify or create derivative works
• Reproduce marketing materials
• Remove copyright notices
• Republish Website content
• Scrape or harvest Website data
• Mirror the Website
• Use automated tools to collect Website content
• Resell or redistribute Website materials

Any unauthorized use automatically terminates this limited license.

Trademark Notice

PEP owns or claims rights in various trademarks, service marks, logos, trade dress, slogans, and brand elements used throughout this Website.

These may include, without limitation:

• PEP® (or PEP™ until federally registered)
• Step With PEP™
• StepWithPep.Health
• Product names
• Product logos
• Product packaging
• Brand colors
• Brand graphics
• Marketing slogans
• Company logos
• Company taglines
• Website design elements

Any unauthorized use of our trademarks or trade dress is strictly prohibited.

Nothing contained on this Website grants any license or right to use any trademark without the prior written permission of PEP.

Brand Assets

Our brand assets include:

• Logos
• Icons
• Brand colors
• Typography
• Packaging
• Product appearance
• Graphic designs
• Advertising layouts
• Website design
• Marketing materials

These assets may not be copied, modified, reproduced, or used in any way that could create confusion regarding sponsorship, affiliation, or endorsement.

Affiliate Use of Trademarks

Approved affiliates may use certain PEP trademarks and marketing materials only in accordance with the PEP Affiliate Agreement and Brand Guidelines.

Affiliates may not:

• Alter or distort logos
• Create confusingly similar branding
• Register domain names containing PEP trademarks without authorization
• Use trademarks in misleading advertising
• Suggest sponsorship or endorsement beyond their authorized affiliate relationship
• Use trademarks after termination of their affiliate account

PEP may revoke permission to use its trademarks at any time.

Product Images

All product images, packaging images, lifestyle photography, renderings, and promotional graphics appearing on this Website are protected by copyright.

They may not be:

• Downloaded for commercial use
• Used in advertisements
• Reproduced on other websites
• Modified
• Sold
• Distributed

without written permission from PEP, except as expressly permitted for approved affiliates under the Affiliate Agreement.

User-Generated Content

If you submit photographs, reviews, testimonials, videos, or other content to PEP, you represent that you own or have the necessary rights to submit the content.

By voluntarily submitting content, you grant PEP a non-exclusive, worldwide, royalty-free license to use, reproduce, publish, display, distribute, and adapt that content for business and marketing purposes, subject to applicable law.

You retain ownership of your original content.

Third-Party Trademarks

This Website may reference the names, trademarks, logos, or service marks of third parties. Such references are for identification, compatibility, editorial, or informational purposes only.

Unless expressly stated, no reference to a third-party trademark implies sponsorship, endorsement, affiliation, or approval by its owner.

All third-party trademarks remain the property of their respective owners.

Reporting Copyright Infringement

If you believe that material appearing on this Website infringes your copyright, please notify us in writing with the following information:

• Your name and contact information
• A description of the copyrighted work claimed to have been infringed
• The URL or location of the allegedly infringing material
• A statement that you have a good-faith belief the use is unauthorized
• A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner’s behalf
• Your physical or electronic signature

Please send copyright notices to:

PEP

Email: Info@StepWithPep.Health

Website: http://www.StepWithPep.Health

Phone: 1-844-449-1400

Enforcement

PEP reserves all rights to protect its intellectual property and may pursue available legal remedies against unauthorized use, including injunctive relief, monetary damages, and recovery of attorneys’ fees where permitted by law.

Changes to This Notice

PEP may update this Copyright & Trademark Notice from time to time.

Any changes will become effective upon posting to this page with a revised Effective Date.

Contact Information

If you have questions regarding this Copyright & Trademark Notice or wish to request permission to use any copyrighted material or trademarks, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Digital Millennium Copyright Act (DMCA) Policy

Effective Date: July, 8 2026

This Digital Millennium Copyright Act (“DMCA”) Policy applies to http://www.StepWithPep.Health (“Website”), which is owned and operated by PEP (“PEP,” “we,” “our,” or “us”).

PEP respects the intellectual property rights of others and expects users, affiliates, and visitors to do the same.

This policy outlines our procedures for responding to claims of copyright infringement in accordance with the Digital Millennium Copyright Act (17 U.S.C. § 512).

Copyright Infringement Policy

PEP will respond appropriately to notices of alleged copyright infringement that comply with the DMCA.

If we receive a valid notice, we may:

• Remove the allegedly infringing material
• Disable access to the material
• Notify the user responsible for posting the material
• Terminate repeat infringers where appropriate
• Take any additional actions permitted by applicable law

Filing a DMCA Notice

If you believe that copyrighted material has been copied or displayed on our Website in a way that constitutes copyright infringement, please provide our designated Copyright Agent with a written notice containing the following information:

1. Your full legal name.
2. Your mailing address.
3. Your telephone number.
4. Your email address.
5. A description of the copyrighted work you claim has been infringed.
6. The exact URL or location of the allegedly infringing material on our Website.
7. A statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
8. A statement that the information contained in your notice is accurate.
9. A statement, made under penalty of perjury, that you are the copyright owner or are authorized to act on behalf of the copyright owner.
10. Your physical or electronic signature.

Submit DMCA Notices To

PEP – Copyright Agent

Email: Info@StepWithPep.Health

Website: http://www.StepWithPep.Health

Phone: 1-844-449-1400

Mailing Address:

PEP

[Insert Mailing Address]

We recommend including “DMCA Notice” in the subject line of your correspondence.

Medical Disclaimer

The information provided on http://www.StepWithPep.Health (“Website”) is intended solely for general educational and informational purposes. This Medical Disclaimer applies to all content, products, services, communications, and materials provided by PEP (“PEP,” “we,” “our,” or “us”).

By using this Website or purchasing our products, you acknowledge and agree to the terms of this Medical Disclaimer.

No Medical Advice

The content available on this Website is not medical advice and should not be relied upon as a substitute for professional medical advice, diagnosis, or treatment.

The information presented on this Website is not intended to:

• Diagnose any disease or medical condition
• Treat any disease or medical condition
• Cure any disease or medical condition
• Prevent any disease or medical condition
• Replace advice from a licensed physician or other qualified healthcare professional

Always seek the advice of your physician or another qualified healthcare provider regarding any medical questions or concerns.

Never disregard professional medical advice or delay seeking treatment because of information you have read on this Website.

Dietary Supplements

PEP products are marketed as dietary supplements intended to support general wellness.

Our products are not prescription medications, are not intended to replace prescribed therapies, and should not be used as a substitute for a balanced diet, healthy lifestyle, or appropriate medical care.

FDA Disclaimer

These statements have not been evaluated by the U.S. Food and Drug Administration.

PEP products are not intended to diagnose, treat, cure, or prevent any disease.

Scientific Research

Our Website may discuss scientific publications, ingredient research, biological pathways, or emerging areas of scientific study.

These references are provided for educational purposes only.

References to scientific literature should not be interpreted as claims that any PEP product:

• Produces the same outcomes described in published studies
• Is clinically proven to provide any particular benefit
• Has been approved for any medical use
• Will produce similar results in humans

Research involving laboratory studies, animal models, in vitro experiments, or preliminary human studies may not predict individual consumer experiences.

Individual Results May Vary

Every person is unique.

Responses to dietary supplements may differ based on numerous factors, including:

• Age
• Lifestyle
• Nutrition
• Genetics
• Existing health conditions
• Medications
• Physical activity
• Other individual circumstances

PEP does not guarantee any specific outcome or experience from the use of its products.

Consult Your Healthcare Provider

You should consult your physician or other qualified healthcare professional before using any dietary supplement, particularly if you:

• Are pregnant
• Are nursing
• Are planning to become pregnant
• Have a medical condition
• Have a history of significant medical conditions
• Are under medical supervision
• Take prescription medications
• Take blood thinners or medications affecting clotting
• Have allergies or sensitivities to ingredients
• Are preparing for surgery

If you experience any unexpected or concerning symptoms while using a product, discontinue use and contact your healthcare provider promptly.

Not Intended for Children

Unless specifically stated otherwise on the product label, PEP products are intended for use by adults.

They should be kept out of the reach of children.

Medication Interactions

Dietary supplements may interact with prescription medications, over-the-counter medications, or other supplements.

You should discuss all supplements you use with your healthcare provider.

Emergency Situations

Do not use this Website to seek emergency medical assistance.

If you believe you are experiencing a medical emergency, call 911 (or your local emergency services) immediately or go to the nearest emergency department.

Product Information

Although we strive to provide accurate information regarding ingredients, formulations, and product descriptions, information may change from time to time.

Always read:

• Product labels
• Ingredient lists
• Directions for use
• Safety warnings

before using any product.

If there is a discrepancy between information on the Website and the product label, the product label should govern.

Testimonials

Testimonials appearing on this Website represent individual customer experiences.

Testimonials:

• Reflect personal opinions
• Do not constitute scientific evidence
• Are not intended to represent typical results
• Should not be interpreted as guarantees of future experiences

Individual experiences will vary.

Educational Content

Articles, blog posts, videos, newsletters, social media posts, podcasts, webinars, and educational resources published by PEP are intended solely to provide general wellness information.

They should not be interpreted as individualized healthcare recommendations.

No Healthcare Provider Relationship

Your use of this Website does not establish:

• A physician-patient relationship
• A healthcare provider relationship
• A pharmacist-patient relationship
• A therapist-patient relationship
• Any other professional relationship with PEP or its representatives

Limitation of Liability

To the fullest extent permitted by applicable law, PEP, its owners, officers, directors, employees, affiliates, contractors, suppliers, licensors, and service providers shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to:

• Reliance on Website content
• Use of any product
• Educational materials
• Third-party content
• Delays in seeking medical care
• Decisions made based on Website information

Nothing in this Disclaimer limits liability that cannot legally be excluded under applicable law.

Third-Party Resources

This Website may reference or link to scientific articles, journals, educational resources, healthcare organizations, or other third-party websites.

These references are provided solely for informational purposes.

PEP does not endorse or guarantee the accuracy, completeness, or reliability of third-party information.

Changes to This Disclaimer

PEP may update this Medical Disclaimer from time to time.

Changes become effective when posted on this page with a revised Effective Date.

Your continued use of the Website after changes are posted constitutes acceptance of the updated Disclaimer.

Contact Information

If you have questions regarding this Medical Disclaimer, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Dietary Supplement Disclaimer

This Dietary Supplement Disclaimer applies to all products sold by PEP (“PEP,” “we,” “our,” or “us”), including all information provided on http://www.StepWithPep.Health, product packaging, labels, advertisements, emails, social media, educational materials, and other communications.

By using this Website or purchasing our products, you acknowledge and agree to this Disclaimer.

General Information Only

The information provided by PEP is intended solely for general educational and informational purposes regarding dietary supplements and wellness.

Nothing on this Website or in our materials should be interpreted as medical advice, diagnosis, treatment recommendations, or healthcare guidance.

Always consult your physician or another qualified healthcare professional before beginning any dietary supplement.

FDA Disclaimer

These statements have not been evaluated by the U.S. Food and Drug Administration (FDA).

PEP products are not intended to diagnose, treat, cure, or prevent any disease.

Intended Use

PEP products are marketed as dietary supplements intended to support general wellness.

Our products are not drugs and are not intended to replace:

• Professional medical care
• Prescription medications
• Medical treatment
• Physician recommendations
• A balanced diet
• Healthy lifestyle practices

Scientific Research

Our Website may discuss:

• Peptides
• Ingredients
• Biological pathways
• Scientific literature
• Emerging research
• Published studies

These references are provided for educational purposes only.

References to scientific publications or ingredient research should not be interpreted as evidence that any PEP product has been proven to produce the same effects in humans.

Some research may involve:

• Laboratory studies
• Cell culture studies
• Animal studies
• Preliminary clinical research
• Mechanistic research

Such findings do not necessarily establish the effectiveness or safety of any finished dietary supplement product.

Structure/Function Statements

Some product descriptions may describe how certain ingredients are being studied for their role in supporting normal body structures or functions.

These statements are intended solely as permissible structure/function statements under applicable dietary supplement regulations and should not be interpreted as claims regarding the diagnosis, treatment, cure, mitigation, or prevention of disease.

Individual Results May Vary

Responses to dietary supplements differ from person to person.

Results, experiences, and satisfaction depend on many factors, including:

• Age
• Diet
• Exercise
• Lifestyle
• Genetics
• Overall health
• Existing medical conditions
• Medication use
• Consistency of use

PEP makes no guarantee that any individual will experience any particular outcome.

Testimonials

Testimonials appearing on this Website or in our marketing materials reflect the personal experiences of individual customers.

Testimonials:

• Represent individual opinions
• Are not scientific evidence
• Do not represent typical consumer experiences
• Are not guarantees of future results

Your experience may differ.

Consult Your Healthcare Provider

Consult a qualified healthcare professional before using any dietary supplement if you:

• Are pregnant
• Are breastfeeding
• Are attempting to become pregnant
• Have any medical condition
• Are under medical supervision
• Take prescription medications
• Take blood thinners
• Have allergies to ingredients
• Are scheduled for surgery

If you experience any unexpected symptoms, discontinue use and consult your healthcare provider.

Product Labels

Always read and follow:

• Product labels
• Ingredient lists
• Usage directions
• Serving recommendations
• Safety warnings

before using any dietary supplement.

If information on this Website differs from information appearing on a product label, the product label should control.

Children

Unless specifically stated otherwise, PEP products are intended for adults.

Keep all dietary supplements out of the reach of children.

Allergies

Customers are responsible for reviewing ingredient information before using any product.

Individuals with allergies or sensitivities should consult their healthcare provider before use.

Medication Interactions

Dietary supplements may interact with prescription medications, over-the-counter medications, or other supplements.

Consult your physician or pharmacist before combining supplements with medications.

Healthy Lifestyle

PEP products are intended to complement—not replace—a healthy lifestyle.

Maintaining a balanced diet, regular physical activity, adequate sleep, hydration, and appropriate medical care remain important components of overall wellness.

No Guaranteed Outcomes

PEP does not make guarantees regarding:

• Wellness improvements
• Physical performance
• Recovery
• Energy
• Appearance
• Weight management
• Longevity
• Cognitive performance
• Athletic performance
• Any other specific outcome

Descriptions of ingredients or wellness concepts are not promises of individual results.

Product Availability and Formulations

PEP reserves the right to modify:

• Ingredients
• Formulations
• Packaging
• Product appearance
• Product descriptions

without prior notice, subject to applicable law.

Third-Party Information

Our Website may reference:

• Scientific journals
• Educational publications
• Healthcare organizations
• Research articles
• Third-party websites

These references are provided solely for informational purposes.

PEP does not guarantee the completeness, accuracy, or current status of third-party information.

Limitation of Liability

To the fullest extent permitted by law, PEP and its owners, officers, employees, affiliates, contractors, suppliers, licensors, and service providers shall not be liable for any damages arising from:

• Use of any dietary supplement
• Reliance on Website content
• Educational materials
• Third-party information
• Product availability
• Individual responses to products

Nothing in this Disclaimer limits liability that cannot legally be excluded under applicable law.

Changes to This Disclaimer

We may revise this Dietary Supplement Disclaimer from time to time.

Updated versions will be posted on this page with a revised Effective Date.

Continued use of our Website or products after changes become effective constitutes acceptance of the revised Disclaimer.

Contact Information

If you have questions regarding this Dietary Supplement Disclaimer, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Scientific Research Disclaimer

This Scientific Research Disclaimer applies to all content published by PEP (“PEP,” “we,” “our,” or “us”), including http://www.StepWithPep.Health, product pages, educational articles, blog posts, videos, emails, social media, podcasts, webinars, downloadable resources, and other marketing or informational materials.

By using our Website or relying on any information we provide, you acknowledge and agree to the terms of this Scientific Research Disclaimer.

Educational Purposes Only

PEP may reference scientific studies, peer-reviewed publications, ingredient research, biological pathways, mechanisms of action, or other scientific information for educational and informational purposes only.

Such information is intended to help consumers better understand the current state of scientific research and should not be interpreted as medical advice, treatment recommendations, or evidence that any PEP product has been clinically proven to produce specific effects.

Research Does Not Equal Product Claims

References to scientific research, published studies, or ingredient data do not mean that a PEP product has been tested, evaluated, or proven to provide the same outcomes discussed in those studies.

Research involving individual ingredients, peptides, or naturally occurring compounds should not be interpreted as evidence regarding the effectiveness, safety, or performance of any finished dietary supplement offered by PEP.

Nature of Scientific Research

Scientific research is continually evolving. Studies referenced on our Website may include, without limitation:

• Laboratory (in vitro) research
• Animal studies
• Observational studies
• Preliminary clinical investigations
• Pilot studies
• Mechanistic or biochemical research
• Peer-reviewed publications
• Review articles
• Meta-analyses

The findings of one study may differ from or be refined by later research. Scientific understanding may change over time as additional evidence becomes available.

No Representation of Clinical Effectiveness

Unless expressly stated otherwise, PEP does not represent that any product:

• Has been clinically proven to achieve specific outcomes
• Has been approved for any medical use
• Produces results consistent with published research
• Is appropriate for the diagnosis, treatment, cure, mitigation, or prevention of any disease or medical condition

Any discussion of scientific research should not be interpreted as a claim regarding the performance of a finished dietary supplement.

Structure/Function Information

Descriptions of ingredients or peptides may discuss their role in supporting normal structures or functions of the human body or summarize areas of scientific investigation.

These descriptions are intended solely as educational information and, where applicable, as permissible structure/function information under U.S. dietary supplement regulations. They are not intended to imply disease-related benefits or therapeutic effects.

Emerging Areas of Research

Some ingredients or compounds discussed on this Website may be the subject of ongoing or emerging scientific research.

Because research continues to develop, current findings may be:

• Preliminary
• Limited in scope
• Subject to further validation
• Not yet confirmed by larger or additional studies

Future research may support, refine, or contradict current scientific understanding.

No Medical Advice

Scientific information presented by PEP should not be considered medical advice.

Nothing on this Website is intended to:

• Diagnose disease
• Treat disease
• Cure disease
• Prevent disease
• Replace consultation with a physician
• Replace professional healthcare

Always consult a qualified healthcare professional before making decisions regarding your health or the use of dietary supplements.

FDA Disclaimer

These statements have not been evaluated by the U.S. Food and Drug Administration.

PEP products are not intended to diagnose, treat, cure, or prevent any disease.

Individual Responses May Vary

Even where scientific research suggests potential biological activity, individual responses to dietary supplements may vary significantly based on factors including:

• Age
• Genetics
• Nutrition
• Lifestyle
• Medical history
• Medication use
• Overall health
• Environmental factors

PEP makes no representation or guarantee that any individual will experience outcomes similar to those discussed in scientific publications.

Third-Party Research

PEP may reference or link to scientific journals, academic publications, governmental agencies, educational institutions, healthcare organizations, or other third-party resources.

These references are provided solely for informational purposes.

PEP does not guarantee the accuracy, completeness, currency, or continued availability of third-party materials.

The inclusion of a reference does not constitute an endorsement of PEP or its products by the authors, publishers, institutions, or organizations involved.

No Guarantee of Results

Scientific discussion should not be interpreted as a promise, guarantee, or prediction of any specific health outcome, wellness benefit, or product performance.

Individual experiences differ, and no representation is made that any person will achieve results similar to those discussed in research publications.

Changes in Scientific Knowledge

Scientific understanding evolves as new research becomes available.

PEP may update, revise, or remove educational content to reflect changes in scientific knowledge, regulatory guidance, or company practices. We do not guarantee that all content will always reflect the most recent scientific developments.

Limitation of Liability

To the fullest extent permitted by applicable law, PEP and its owners, officers, directors, employees, affiliates, contractors, licensors, and service providers shall not be liable for any loss or damage arising from:

• Reliance on scientific information presented on the Website
• Interpretation of research summaries
• Decisions made based on educational materials
• Use or misuse of products discussed in connection with scientific literature

Nothing in this Disclaimer limits liability that cannot be excluded under applicable law.

Changes to This Disclaimer

PEP may update this Scientific Research Disclaimer from time to time.

Revisions will be posted on this page with an updated Effective Date.

Your continued use of the Website after any changes become effective constitutes acceptance of the revised Disclaimer.

Contact Information

If you have questions regarding this Scientific Research Disclaimer, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Testimonials Disclaimer

This Testimonials Disclaimer applies to all testimonials, reviews, endorsements, ratings, comments, success stories, photographs, videos, social media posts, and other user-submitted content displayed by PEP (“PEP,” “we,” “our,” or “us”), including on http://www.StepWithPep.Health, our social media channels, email communications, advertisements, and other marketing materials.

By using our Website, you acknowledge and agree to the terms of this Testimonials Disclaimer.

Individual Experiences

Testimonials presented by PEP reflect the personal experiences and opinions of individual customers, affiliates, ambassadors, or other users.

Each person’s experience is unique.

Testimonials should not be interpreted as:

• Typical consumer experiences
• Guaranteed outcomes
• Scientific evidence
• Medical advice
• Product claims
• Promises of future performance

Your experience with our products may differ.

No Guarantee of Results

Individual responses to dietary supplements vary based on numerous factors, including but not limited to:

• Age
• Lifestyle
• Diet
• Exercise
• Genetics
• Existing health conditions
• Medications
• Consistency of use
• Environmental factors

PEP makes no guarantee that any customer will achieve results similar to those described in any testimonial.

Personal Opinions

Testimonials express the personal opinions and experiences of the individuals providing them.

Unless expressly stated otherwise, testimonials do not represent the opinions of PEP.

Testimonials should not be interpreted as statements of scientific fact or proof regarding the effectiveness of any product.

No Medical Claims

Testimonials are not intended to imply that any PEP product:

• Diagnoses disease
• Treats disease
• Cures disease
• Prevents disease
• Provides medical treatment

Testimonials should not be relied upon as medical advice.

Always consult your physician or another qualified healthcare provider before using any dietary supplement.

FDA Disclaimer

These statements have not been evaluated by the U.S. Food and Drug Administration.

PEP products are not intended to diagnose, treat, cure, or prevent any disease.

Compensation Disclosure

Some individuals providing testimonials, endorsements, or reviews may receive compensation or other benefits, including:

• Affiliate commissions
• Discounts
• Complimentary products
• Promotional incentives
• Early product access
• Other forms of consideration

Where required by applicable law, material relationships will be disclosed.

Compensation does not necessarily influence the opinions expressed, which are intended to reflect the individual’s own experience.

Affiliate Testimonials

PEP affiliates are independent contractors.

Testimonials provided by affiliates reflect their own experiences and opinions.

Affiliates are responsible for complying with all applicable advertising and endorsement laws, including the Federal Trade Commission (FTC) Endorsement Guides, and must clearly disclose any material connection to PEP when promoting products.

Before-and-After Images

Any before-and-after photographs appearing on this Website are intended solely to illustrate one individual’s reported experience.

They:

• Do not represent typical results
• Are not guarantees of future outcomes
• Should not be interpreted as scientific evidence
• May not reflect every user’s experience

Images are provided only with the consent of the individual depicted or as otherwise authorized.

Editing of Testimonials

Testimonials may be edited for:

• Grammar
• Spelling
• Length
• Clarity
• Formatting

These edits are made without changing the overall meaning or intent of the testimonial.

Authenticity

PEP endeavors to publish testimonials that accurately reflect the experiences reported by customers.

However, we do not independently verify every statement contained within testimonials, and they should not be interpreted as verified claims regarding product performance.

Social Media Content

PEP may repost or share customer content from social media with permission or in accordance with applicable platform terms.

Reposted content represents the views of the original creator and does not constitute an endorsement by PEP beyond the individual’s reported experience.

No Professional Advice

Testimonials are not intended to replace:

• Medical advice
• Healthcare recommendations
• Professional diagnosis
• Treatment by qualified healthcare providers

Customers should make health-related decisions in consultation with their healthcare providers.

Future Results

Past experiences described in testimonials should not be interpreted as an indication or guarantee of future results.

Each individual’s response to a dietary supplement is unique and cannot be predicted.

Limitation of Liability

To the fullest extent permitted by applicable law, PEP shall not be liable for decisions made based upon testimonials appearing on this Website or in our marketing materials.

Users are solely responsible for evaluating whether our products are appropriate for their individual circumstances.

Nothing in this Disclaimer limits liability that cannot legally be excluded under applicable law.

Changes to This Disclaimer

PEP may revise this Testimonials Disclaimer from time to time.

Updates will be posted on this page with a revised Effective Date.

Continued use of our Website after changes become effective constitutes acceptance of the revised Disclaimer.

Contact Information

If you have questions regarding this Testimonials Disclaimer, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Results Disclaimer

This Results Disclaimer applies to all products, services, educational materials, website content, marketing materials, testimonials, social media content, emails, advertisements, affiliate communications, and other information provided by PEP (“PEP,” “we,” “our,” or “us”), including http://www.StepWithPep.Health.

By using our Website or purchasing our products, you acknowledge and agree to the terms of this Results Disclaimer.

Individual Experiences Vary

Every individual is different.

Responses to dietary supplements and wellness products may vary significantly from person to person based on numerous factors, including but not limited to:

• Age
• Genetics
• Diet
• Exercise
• Sleep
• Lifestyle
• Existing health conditions
• Medications
• Stress levels
• Consistency of use
• Overall wellness

Because of these variables, individual experiences cannot be predicted or guaranteed.

No Guaranteed Results

PEP does not guarantee that any customer will experience any particular outcome from using our products.

We make no guarantees regarding:

• Wellness improvements
• Energy
• Focus
• Recovery
• Mobility
• Physical performance
• Appearance
• Healthy aging
• Sleep quality
• Exercise performance
• Weight management
• Cognitive performance
• Quality of life
• Any other specific outcome

Any expectations regarding product performance should be discussed with a qualified healthcare professional.

Educational Information Only

Information appearing on this Website is provided solely for general educational and informational purposes.

Descriptions of ingredients, biological pathways, scientific research, or wellness concepts should not be interpreted as promises that any individual will experience particular results from using PEP products.

Testimonials

Customer testimonials represent the personal experiences of individual users.

Testimonials:

• Are individual opinions
• Do not represent typical consumer experiences
• Are not guarantees of future results
• Should not be interpreted as scientific evidence
• Should not be relied upon when making purchasing decisions

Your experience may differ.

Before-and-After Images

Any before-and-after photographs, videos, or visual comparisons appearing on this Website are provided solely to illustrate one individual’s reported experience.

They:

• Do not represent typical outcomes
• Do not guarantee future experiences
• Should not be interpreted as scientific evidence
• May not reflect every user’s experience

Scientific Research

Our Website may reference scientific studies, published literature, or ingredient research.

These references are provided for educational purposes only.

Research involving ingredients or peptides should not be interpreted as evidence that any PEP product has been clinically proven to produce the same effects described in published studies.

Lifestyle Factors

Overall wellness is influenced by many lifestyle factors beyond the use of dietary supplements, including:

• Nutrition
• Physical activity
• Sleep habits
• Stress management
• Medical care
• Hydration
• Environmental factors

PEP products are intended to complement—not replace—a healthy lifestyle.

FDA Disclaimer

These statements have not been evaluated by the U.S. Food and Drug Administration.

PEP products are not intended to diagnose, treat, cure, or prevent any disease.

No Medical Advice

Nothing on this Website should be interpreted as medical advice.

Always consult your physician or another qualified healthcare provider before beginning any dietary supplement, particularly if you:

• Are pregnant
• Are nursing
• Have a medical condition
• Take prescription medications
• Are under medical supervision

Affiliate and Influencer Content

Affiliates, ambassadors, influencers, and other independent promoters may share their own experiences using PEP products.

These statements:

• Reflect personal opinions
• Do not represent guarantees
• Are not typical results
• Should not be interpreted as claims regarding product performance

Independent promoters are responsible for complying with applicable advertising laws, including the Federal Trade Commission (FTC) Endorsement Guides.

Product Descriptions

Product descriptions may discuss ingredients, formulation characteristics, or general wellness concepts.

Such descriptions are intended to provide educational information and should not be interpreted as guarantees of product performance or individual experiences.

No Promise of Future Performance

Past customer experiences do not predict future experiences.

No representation is made that any consumer will obtain similar outcomes.

Limitation of Liability

To the fullest extent permitted by applicable law, PEP and its owners, officers, directors, employees, affiliates, contractors, suppliers, licensors, and service providers shall not be liable for any decisions made based upon:

• Website content
• Testimonials
• Product descriptions
• Scientific references
• Educational materials
• Marketing materials
• Affiliate communications

Nothing in this Disclaimer limits liability that cannot legally be excluded under applicable law.

Changes to This Disclaimer

PEP may update this Results Disclaimer from time to time.

Changes become effective when posted on this page with an updated Effective Date.

Continued use of our Website after changes are posted constitutes acceptance of the revised Disclaimer.

Contact Information

If you have questions regarding this Results Disclaimer, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Shipping Policy

Thank you for shopping with PEP. This Shipping Policy explains how orders placed through http://www.StepWithPep.Health are processed, shipped, and delivered.

Order Processing

Orders are typically processed within 1–3 business days after payment has been successfully authorized.

Orders are processed Monday through Friday, excluding weekends and major U.S. holidays.

Orders placed after business hours, on weekends, or on holidays will begin processing on the next business day.

Please note that processing time is separate from shipping transit time.

Order Confirmation

After placing an order, you will receive:

• An order confirmation email
• A shipping confirmation email (once your order has shipped)
• Tracking information, when available

If you do not receive an order confirmation, please check your spam or junk folder before contacting Customer Support.

Shipping Methods

Shipping options and estimated delivery times are displayed during checkout.

Available shipping methods may vary depending on:

• Destination
• Product availability
• Shipping carrier
• Seasonal demand

Estimated delivery dates are provided for convenience only and are not guaranteed.

Shipping Rates

Shipping charges are calculated during checkout based on factors such as:

• Shipping destination
• Shipping method selected
• Order size and weight
• Promotional offers

Any applicable shipping fees will be displayed before you complete your purchase.

Delivery Estimates

Although most orders arrive within the estimated delivery window, actual delivery times may vary.

Delays may occur due to:

• Weather conditions
• Carrier delays
• High shipping volume
• Customs processing (for international shipments)
• Natural disasters
• Holidays
• Events beyond our reasonable control

PEP is not responsible for carrier delays once an order has been transferred to the shipping carrier.

Shipping Address Accuracy

Customers are responsible for providing complete and accurate shipping information.

Please verify:

• Recipient name
• Street address
• Apartment or suite number
• City
• State or province
• Postal code
• Country

PEP is not responsible for delays, lost shipments, or additional charges resulting from incorrect or incomplete shipping information provided by the customer.

Address Changes

If you need to change your shipping address, please contact Customer Support immediately.

Once an order has entered fulfillment or has shipped, we may be unable to modify the shipping address.

Lost or Stolen Packages

If tracking indicates that your package has been delivered but you cannot locate it, we recommend that you:

• Check around your delivery location.
• Ask household members or neighbors.
• Contact the shipping carrier.
• Wait up to 48 hours, as some carriers may mark packages as delivered before final delivery.

If you still cannot locate your package, please contact us. While we will do our best to assist, PEP is not responsible for packages confirmed as delivered by the carrier unless otherwise required by law.

Damaged Shipments

If your order arrives damaged:

1. Take photographs of:
   • The shipping box
   • Packaging materials
   • Damaged products
2. Contact us within 5 business days of delivery.
3. Include your order number and photographs.

We will review your claim and work with you to determine an appropriate resolution.

Missing Items

If your shipment is missing an item, please contact us within 5 business days of delivery.

Please include:

• Your order number
• The missing item(s)
• Any relevant photographs of the shipment, if applicable

Incorrect Items

If you receive the wrong product, please contact Customer Support within 5 business days after delivery.

We will provide instructions for resolving the issue.

International Shipping

International shipping may be available to select destinations.

Customers are responsible for:

• Import duties
• Customs fees
• Taxes
• Brokerage charges
• Local regulatory compliance

PEP is not responsible for delays caused by customs authorities or for products refused entry by a destination country’s customs agency.

Please verify that dietary supplements may be legally imported into your country before placing an order.

Undeliverable or Refused Shipments

Orders returned to PEP because they are:

• Undeliverable
• Refused by the recipient
• Returned due to an incorrect address
• Returned after repeated delivery attempts

may be eligible for a refund of the product purchase price in accordance with our Return & Refund Policy, less any shipping charges or return shipping costs incurred, where permitted by law.

Split Shipments

Occasionally, products within the same order may ship separately due to inventory availability or fulfillment logistics.

If this occurs, you will not be charged additional shipping fees beyond those disclosed during checkout.

Subscription Orders

If your purchase includes recurring shipments through a subscription program, each shipment will be processed according to your selected delivery schedule and billed in accordance with the applicable subscription terms.

Product Availability

Occasionally, products may become unavailable after an order is placed.

If this occurs, we may:

• Contact you regarding substitute options (if appropriate).
• Delay shipment until inventory is available.
• Cancel the unavailable portion of your order and issue a refund.

Force Majeure

PEP is not responsible for shipping delays or fulfillment interruptions caused by circumstances beyond our reasonable control, including but not limited to:

• Natural disasters
• Severe weather
• Labor disputes
• Transportation disruptions
• Government actions
• Public health emergencies
• Supply chain interruptions
• Cybersecurity incidents

Return Shipping

Return shipping instructions are provided in our Return & Refund Policy.

Unless otherwise required by law or due to our error, customers are generally responsible for return shipping costs.

Changes to This Policy

We reserve the right to modify this Shipping Policy at any time.

Updated versions will be posted on this page with a revised Effective Date.

Contact Us

If you have any questions regarding shipping, please contact us:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Return & Refund Policy

Thank you for choosing PEP. We want you to be confident in your purchase. This Return & Refund Policy explains the conditions under which products purchased from http://www.StepWithPep.Health may be returned and refunded.

By placing an order through our Website, you agree to this Return & Refund Policy.

Return Eligibility

We accept returns of eligible products within ten (10) calendar days from the date your order is delivered.

To qualify for a refund:

• The return request must be initiated within 10 calendar days of delivery.
• The product must be returned to PEP.
• The product must be received by us before a refund can be processed.
• The item must be identifiable as the product originally purchased from PEP.

Returns received after the 10-day return period may not be eligible for a refund.

Refund Amount

Approved returns are eligible for a refund equal to fifty percent (50%) of the original purchase price of the returned product.

Original shipping charges are non-refundable, unless the return is required because of our error or as otherwise required by applicable law.

Any discounts, promotional pricing, or store credits applied to the original purchase may be reflected in the refund calculation.

Return Process

To begin a return:

1. Contact our Customer Support team within 10 calendar days of delivery.
2. Include:
   • Your order number
   • Your full name
   • The product(s) you wish to return
   • The reason for your return (optional but appreciated)
3. We will provide instructions for returning your order.

Returns sent without prior authorization may experience delays in processing.

Return Shipping

Unless the return is due to our error (such as receiving the wrong product or a product damaged in transit), customers are responsible for the cost of return shipping.

We recommend using a shipping service that provides tracking, as PEP is not responsible for return packages that are lost or damaged while in transit.

Inspection of Returned Products

Once your return is received, we will inspect the returned product to verify eligibility under this policy.

If the return qualifies, your refund will be processed in accordance with this policy.

If a return does not meet the requirements of this policy, we may decline the refund or contact you regarding available options.

Refund Processing

Approved refunds will be issued to the original payment method used for the purchase.

Please allow approximately 5–10 business days after approval for your financial institution or payment provider to post the refund to your account. Processing times may vary by payment provider.

Damaged or Incorrect Orders

If your order arrives damaged, defective, or you receive the wrong product, please contact us within 5 business days of delivery.

To help us resolve the issue promptly, please provide:

• Your order number
• A description of the issue
• Photographs of the product and packaging, if applicable

If the issue is determined to be our error, we will work with you to provide an appropriate resolution, which may include a replacement or refund as permitted by applicable law.

Non-Returnable Items

The following items are generally not eligible for return unless required by law:

• Gift cards
• Promotional items marked as non-returnable
• Complimentary products
• Products replaced under a warranty or customer service accommodation
• Items expressly designated as final sale at the time of purchase

Refused or Undeliverable Shipments

Orders returned because they were:

• Refused by the recipient
• Undeliverable due to an incorrect address provided by the customer
• Returned after unsuccessful delivery attempts

may be eligible for a refund of 50% of the purchase price, less any shipping or return shipping charges incurred, where permitted by law.

Exchanges

At this time, PEP does not offer direct product exchanges.

If you wish to obtain a different product, please place a new order through our Website.

Subscription Orders

If you participate in a subscription program, cancellation of future shipments does not automatically create eligibility for a refund of products already shipped.

Please refer to our Subscription Terms (if applicable) for additional information.

Fraud Prevention

PEP reserves the right to deny refunds or returns in cases involving suspected:

• Fraud
• Abuse of the return policy
• Excessive return activity
• Unauthorized resale
• Violation of our Terms and Conditions

Consumer Rights

Nothing in this Return & Refund Policy limits any rights or remedies available to consumers under applicable law.

Changes to This Policy

PEP may update this Return & Refund Policy from time to time.

The version in effect at the time of your purchase will generally govern your order unless otherwise required by law.

Contact Us

If you have questions regarding returns or refunds, please contact us:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Subscription Terms & Automatic Renewal Policy

These Subscription Terms & Automatic Renewal Policy (“Subscription Terms”) govern recurring purchases made through http://www.StepWithPep.Health (“Website”), owned and operated by PEP (“PEP,” “we,” “our,” or “us”).

By enrolling in a subscription, you agree to these Subscription Terms, our Terms & Conditions, Privacy Policy, and all other applicable policies published on our Website.

1. Subscription Program

PEP may offer certain products through an optional recurring subscription program (“Subscription”).

Subscriptions are designed to automatically deliver your selected products according to the delivery schedule you choose during checkout.

Enrollment in a Subscription is entirely voluntary.

2. Automatic Renewal

By enrolling in a Subscription, you authorize PEP (or our third-party payment processor) to automatically charge your selected payment method for each recurring shipment until your Subscription is canceled.

You authorize recurring charges for:

• Product price
• Applicable taxes
• Shipping charges (if applicable)

Each renewal constitutes a separate purchase.

3. Subscription Frequency

Available subscription intervals may include:

• Every 30 days
• Every 60 days
• Every 90 days

Additional delivery frequencies may be offered from time to time.

Your selected delivery schedule will be displayed during checkout and may be updated through your account, where available.

4. Pricing

Your initial order will be charged at the price displayed during checkout.

Future subscription orders will be charged at the price in effect at the time each recurring order is processed, unless otherwise stated.

PEP reserves the right to change product prices at any time. If pricing changes materially affect your Subscription, we will provide notice where required by applicable law.

5. Payment Authorization

By subscribing, you represent that you are authorized to use the payment method provided.

You authorize PEP to charge your payment method automatically for each recurring shipment until your Subscription is canceled.

6. Failed Payments

If a recurring payment cannot be processed due to:

• Insufficient funds
• Expired payment method
• Declined transaction
• Payment processor error

we may:

• Retry the payment.
• Notify you to update your payment information.
• Delay shipment until payment is successfully processed.
• Suspend or cancel your Subscription.

7. Updating Payment Information

You are responsible for keeping your billing information current.

You may update your payment method, billing address, or shipping address by logging into your account or contacting Customer Support before your next billing date.

8. Shipping Address Changes

Shipping address changes must be submitted before the next scheduled billing date.

Once an order enters fulfillment, we may be unable to modify the shipping address.

9. Subscription Discounts

If your Subscription includes discounted pricing, promotional pricing, or subscriber-exclusive benefits:

• Discounts apply only while your Subscription remains active.
• Discounts may not be combined with other offers unless expressly stated.
• Promotional offers may expire or change without notice.

10. Cancellation

You may cancel your Subscription at any time.

To avoid being charged for the next scheduled shipment, cancellation requests must be submitted at least 48 hours before your next scheduled billing date.

Cancellation requests received after an order has begun processing may apply to future shipments rather than the order already in process.

Upon cancellation:

• No additional recurring orders will be processed after the cancellation becomes effective.
• Previously processed orders remain subject to our Return & Refund Policy.

11. Pausing Your Subscription

If available, customers may temporarily pause their Subscription through their online account.

Paused subscriptions will resume automatically according to the updated schedule selected by the customer.

12. Skipping a Shipment

Where available, subscribers may skip an upcoming shipment through their account before the next billing date.

Skipped shipments do not cancel the Subscription.

13. Returns and Refunds

Subscription purchases are subject to PEP’s Return & Refund Policy.

Currently:

• Eligible products may be returned within 10 calendar days of delivery.
• Approved returns are eligible for a 50% refund of the original purchase price, subject to the terms of the Return & Refund Policy.
• Canceling a Subscription does not automatically entitle you to a refund for products already processed or shipped.

14. Product Availability

If a subscribed product becomes unavailable, PEP may:

• Delay shipment until inventory becomes available.
• Cancel the affected shipment.
• Contact you regarding available options.

We will not substitute a different product without your consent unless permitted by applicable law or expressly disclosed.

15. Subscription Modifications

PEP reserves the right to modify or discontinue the Subscription program, including pricing, available products, delivery frequencies, and benefits.

If material changes affect your Subscription, we will provide notice where required by law.

16. Fraud Prevention

PEP reserves the right to suspend or terminate subscriptions involving suspected:

• Fraud
• Chargebacks
• Payment abuse
• Resale activity
• Violation of our Terms and Conditions
• Abuse of promotional offers

17. Automatic Renewal Disclosure

By completing your subscription purchase, you acknowledge and agree that:

• Your Subscription will automatically renew until canceled.
• Your selected payment method will be charged automatically for each renewal.
• You may cancel at any time in accordance with these Subscription Terms.
• Cancellation will stop future recurring orders but will not affect orders already processed.

18. Consumer Rights

Nothing in these Subscription Terms limits any rights or remedies available to consumers under applicable law.

If your jurisdiction provides additional protections relating to automatic renewals, those protections will apply to the extent required by law.

19. Changes to These Terms

PEP may revise these Subscription Terms from time to time.

The version in effect at the time of each recurring order will generally govern that order unless otherwise required by law.

Updated versions will be posted on this page with a revised Effective Date.

20. Contact Us

If you have questions regarding your Subscription, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Payment Terms

These Payment Terms (“Payment Terms”) govern all purchases made through http://www.StepWithPep.Health (“Website”), owned and operated by PEP (“PEP,” “we,” “our,” or “us”).

By placing an order through our Website, you agree to these Payment Terms, our Terms & Conditions, Privacy Policy, and all other applicable policies.

1. Accepted Payment Methods

PEP accepts the payment methods displayed during checkout, which may include:

• Visa
• Mastercard
• American Express
• Discover
• Apple Pay
• Google Pay
• Shop Pay
• PayPal
• Other approved payment methods offered during checkout

Available payment methods may change without prior notice.

2. Payment Authorization

By placing an order, you represent and warrant that:

• You are authorized to use the selected payment method.
• The billing information provided is accurate and complete.
• You authorize PEP (or our third-party payment processor) to charge your payment method for the total amount of your order, including applicable taxes, shipping charges, and any other disclosed fees.

Submitting an order does not guarantee acceptance of the order.

3. Payment Processing

Payments are processed through secure third-party payment providers.

PEP does not store complete credit or debit card numbers on its servers.

Your payment information is handled in accordance with the privacy and security practices of the applicable payment processor.

4. Order Acceptance

Your order is considered an offer to purchase products from PEP.

PEP reserves the right to:

• Accept or decline any order.
• Limit quantities purchased.
• Cancel orders at our discretion.
• Refuse service where permitted by law.

If your order is canceled after payment has been authorized, any applicable refund will be issued to your original payment method.

5. Pricing

All prices displayed on the Website are in U.S. Dollars (USD) unless otherwise stated.

Prices are subject to change without prior notice.

The price charged for your purchase will be the price displayed at the time your order is submitted, unless a pricing error has occurred.

6. Taxes

Applicable sales tax or other required taxes will be calculated at checkout based on your shipping destination and applicable law.

Customers are responsible for any taxes, duties, customs fees, or import charges applicable to international orders.

7. Promotional Discounts

From time to time, PEP may offer:

• Promotional discounts
• Coupon codes
• Subscriber discounts
• Affiliate promotions
• Limited-time offers

Unless expressly stated:

• Promotions cannot be combined.
• Promotions have no cash value.
• Expired promotions cannot be reinstated.
• Promotions may be modified or discontinued without notice.

PEP reserves the right to cancel promotional offers that are used fraudulently or contrary to their stated terms.

8. Subscription Billing

If you enroll in a recurring subscription, your payment method will be charged automatically according to the Subscription Terms accepted during enrollment.

Recurring charges will continue until your subscription is canceled in accordance with the Subscription Terms.

9. Affiliate Purchases

Affiliate commissions are governed by the PEP Affiliate Agreement.

Purchases made through affiliate referral links remain subject to these Payment Terms and all other applicable Website policies.

10. Failed Payments

If your payment cannot be successfully processed due to:

• Insufficient funds
• Expired payment method
• Payment authorization failure
• Bank refusal
• Payment processor error

PEP may:

• Retry the payment.
• Contact you for updated payment information.
• Delay shipment.
• Cancel your order.
• Suspend future subscription shipments until payment is resolved.

11. Chargebacks

If a customer initiates a payment dispute or chargeback, PEP reserves the right to:

• Suspend or terminate the associated customer account.
• Suspend any affiliate account connected with fraudulent activity.
• Contest invalid chargebacks with the payment processor.
• Recover amounts owed where permitted by applicable law.

Customers are encouraged to contact Customer Support before initiating a chargeback so we can attempt to resolve the issue.

12. Fraud Prevention

To protect our customers and business, PEP reserves the right to review transactions for potential fraud.

We may:

• Request additional verification.
• Delay shipment pending verification.
• Cancel suspicious orders.
• Refuse future purchases from individuals engaged in fraudulent activity.

13. Refunds

Approved refunds are governed by our Return & Refund Policy.

Currently:

• Eligible returns requested within 10 calendar days of delivery may receive a 50% refund of the original purchase price, subject to the conditions of our Return & Refund Policy.
• Original shipping charges are generally non-refundable unless required by law or due to our error.

Refunds are typically issued to the original payment method used for the purchase.

14. Billing Information

Customers are responsible for ensuring that:

• Billing addresses are accurate.
• Payment methods remain valid.
• Contact information is current.

PEP is not responsible for delays resulting from inaccurate billing information.

15. Currency

All transactions are processed in United States Dollars (USD) unless otherwise stated.

Customers using payment methods denominated in another currency may incur exchange rate adjustments or foreign transaction fees imposed by their financial institution. PEP does not control these charges.

16. Payment Security

PEP takes commercially reasonable measures to protect payment information through secure technologies and trusted payment processors.

While we strive to maintain secure systems, no method of electronic transmission or storage can be guaranteed to be completely secure.

17. Reservation of Rights

PEP reserves the right to:

• Correct pricing errors.
• Cancel orders affected by pricing or inventory inaccuracies.
• Refuse transactions where permitted by law.
• Modify accepted payment methods.
• Update these Payment Terms at any time.

18. Limitation of Liability

To the fullest extent permitted by law, PEP shall not be liable for payment processing delays, banking errors, payment processor interruptions, or financial institution issues beyond our reasonable control.

Nothing in this section limits liability that cannot legally be excluded under applicable law.

19. Governing Law

These Payment Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles.

20. Changes to These Payment Terms

We may revise these Payment Terms from time to time.

Updated versions will be posted on this page with a revised Effective Date.

Your continued use of the Website following the effective date of any changes constitutes your acceptance of the revised Payment Terms.

21. Contact Us

If you have questions regarding payments or billing, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Marketing Compliance Policy

This Marketing Compliance Policy (“Policy”) is incorporated into the PEP Affiliate Agreement and applies to all Affiliates, ambassadors, influencers, content creators, independent marketers, and anyone promoting PEP products or the PEP Affiliate Program.

The purpose of this Policy is to ensure that all marketing is truthful, responsible, and compliant with applicable laws, including the Federal Trade Commission (FTC) Act, the FTC Endorsement Guides, the Federal Food, Drug, and Cosmetic Act (FD&C Act), and other applicable federal, state, and local laws.

1. General Marketing Principles

Every Affiliate agrees to market PEP products honestly, professionally, and ethically.

Marketing must always be:

• Truthful
• Accurate
• Transparent
• Respectful
• Not misleading
• Capable of substantiation

Affiliates should educate consumers—not pressure them.

2. Independent Affiliate Status

Affiliates must clearly identify themselves as Independent PEP Affiliates when promoting PEP products or the Affiliate Program.

Affiliates may not imply that they are:

• Employees
• Officers
• Executives
• Owners
• Medical professionals acting on behalf of PEP
• Official company representatives

unless specifically authorized in writing.

3. Approved Marketing Materials

PEP provides approved marketing materials for Affiliate use.

These may include:

• Product images
• Videos
• Lifestyle photography
• Logos
• Social media graphics
• Educational content
• Product descriptions
• Banners
• Flyers
• Presentations

Affiliates are encouraged to use only approved materials.

If an Affiliate creates custom marketing content, it must comply with this Policy and all other Program Policies.

4. Truthful Advertising

Affiliates may not publish or communicate statements that are:

• False
• Misleading
• Exaggerated
• Unsupported
• Deceptive
• Likely to confuse consumers

Claims about products, ingredients, research, or the Affiliate Program must be accurate and supported by reliable evidence where required.

5. Product Claims

PEP products are marketed as dietary supplements intended to support general wellness.

Affiliates may not state or imply that any PEP product:

• Diagnoses disease
• Treats disease
• Cures disease
• Prevents disease
• Replaces prescription medication
• Is FDA approved
• Produces guaranteed health outcomes

Examples of prohibited statements include:

• “This product cures arthritis.”
• “Eliminates anxiety.”
• “Reverses aging.”
• “Treats diabetes.”
• “Stops cancer.”
• “Repairs all injuries.”
• “Works better than prescription medication.”

These examples are illustrative and not exhaustive.

6. Scientific Research

Affiliates may reference scientific publications only for educational purposes and in a manner consistent with PEP’s Scientific Research Disclaimer.

Affiliates may discuss that:

• Certain ingredients are being studied.
• Research is ongoing.
• Scientific understanding continues to evolve.

Affiliates may not state or imply that:

• Research proves PEP products work.
• A published study establishes the effectiveness of a finished PEP product.
• Consumers should expect the same outcomes described in scientific literature.

7. Structure/Function Statements

Affiliates may use Company-approved language regarding support for normal body structures or functions, provided such statements comply with applicable dietary supplement regulations.

Examples include:

• Supports overall wellness.
• Designed to fit into a healthy lifestyle.
• Being studied for its role in normal physiological processes.
• Intended to complement daily wellness routines.

Affiliates must not alter approved wording in a manner that creates prohibited disease claims.

8. FDA Disclaimer

Where appropriate, Affiliates should include the following disclaimer when discussing product benefits:

These statements have not been evaluated by the U.S. Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease.

9. FTC Endorsements & Material Connections

Affiliates must clearly disclose any material connection to PEP whenever they endorse or recommend PEP products.

Acceptable disclosures include:

• “I earn commissions from qualifying purchases.”
• “Independent PEP Affiliate.”
• “#PEPAffiliate”
• “#Ad”
• “#Sponsored”

Disclosures must be:

• Clear
• Conspicuous
• Easy to understand
• Placed near the endorsement

Hidden or difficult-to-find disclosures are not acceptable.

10. Testimonials

Testimonials must reflect honest, first-hand experiences.

Affiliates may not:

• Invent testimonials.
• Alter customer testimonials in a misleading manner.
• Purchase fake reviews.
• Create anonymous testimonials that imply independent consumer experiences.

Testimonials should not imply that the experience described is typical unless supported by appropriate evidence.

11. Before-and-After Images

Before-and-after images may only be used if:

• They are authentic.
• They have not been materially altered.
• They are used with the subject’s permission.
• They comply with Company policies and applicable law.

Where used, they should include a statement that individual experiences vary.

12. Income Claims

Affiliates may not make misleading earnings claims.

Examples of prohibited claims include:

• “Quit your job.”
• “Guaranteed passive income.”
• “Anyone can make six figures.”
• “Become financially free in months.”

Examples of acceptable language include:

• “Individual earnings vary.”
• “Success depends on individual effort.”
• “There are no guarantees of income.”

Any discussion of earnings must comply with PEP’s Income Disclosure Statement.

13. Social Media Marketing

Affiliates may promote PEP on social media platforms, including Facebook, Instagram, TikTok, Pinterest, YouTube, LinkedIn, and X (formerly Twitter), provided they comply with this Policy.

Affiliates must not:

• Use fake followers or engagement.
• Misrepresent products.
• Make prohibited health or income claims.
• Impersonate PEP.
• Use offensive or discriminatory content in connection with PEP.

14. Email & SMS Marketing

Affiliates engaging in email or text message marketing must comply with all applicable laws, including the CAN-SPAM Act and the Telephone Consumer Protection Act (TCPA), where applicable.

Affiliates may not send unsolicited commercial messages without any legally required consent.

15. Intellectual Property

Affiliates may use PEP trademarks, logos, and marketing materials only as authorized by PEP.

Affiliates may not:

• Alter logos.
• Create confusingly similar branding.
• Register domain names containing PEP trademarks without permission.
• Use Company branding in a misleading manner.

16. AI-Generated Content

Affiliates may use AI tools to create original marketing content, provided that the content:

• Is accurate.
• Complies with this Policy.
• Does not create unauthorized health or income claims.
• Does not infringe third-party intellectual property rights.
• Clearly reflects the Affiliate’s own review before publication.

Affiliates remain responsible for all content they publish, regardless of how it was created.

17. Compliance Monitoring

PEP reserves the right to review Affiliate marketing activities, including websites, social media accounts, advertisements, videos, and emails, for compliance with this Policy.

If non-compliant content is identified, PEP may require that it be corrected or removed within a reasonable period.

For serious or repeated violations, PEP may suspend or terminate Affiliate privileges in accordance with the Affiliate Agreement.

18. Questions About Marketing

If an Affiliate is unsure whether a marketing statement complies with this Policy, the Affiliate should seek written guidance from PEP before publishing the content.

19. Changes to This Policy

PEP may update this Marketing Compliance Policy from time to time to reflect changes in applicable laws, regulations, guidance, or Company practices.

Updated versions will be posted with a revised Effective Date and will become effective as described in the Affiliate Agreement.

Contact Information

Questions regarding this Policy may be directed to:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

Appendix A – Quick Compliance Checklist

Before publishing any marketing content, ask yourself:

☐ Have I accurately described the product?

☐ Have I avoided disease-treatment claims?

☐ Have I avoided guaranteeing results?

☐ Have I avoided guaranteeing income?

☐ Have I disclosed my Affiliate relationship?

☐ Am I using approved logos and branding?

☐ If I referenced research, did I present it as educational rather than proof of product effectiveness?

☐ Would a reasonable consumer understand my message without being misled?

☐ Does my content reflect the professionalism and integrity of the PEP brand?

If you cannot confidently answer “Yes” to every question, revise the content before publishing. This checklist helps Affiliates maintain consistent, compliant marketing practices while protecting consumers and the reputation of PEP.

SMS Marketing Terms & Conditions

These SMS Marketing Terms & Conditions (“SMS Terms”) govern your participation in the PEP text messaging program (“SMS Program”). By opting into the SMS Program, you agree to these SMS Terms, our Privacy Policy, Terms & Conditions, and all other applicable policies available at http://www.StepWithPep.Health.

1. Program Description

The PEP SMS Program allows subscribers to receive recurring text messages from PEP regarding:

• Product announcements
• Promotions and discounts
• New product launches
• Order updates
• Shipping notifications
• Cart reminders (where applicable)
• Wellness content
• Company news
• Affiliate announcements (if enrolled as an Affiliate)
• Customer support communications

Participation is voluntary.

2. Consent to Receive Text Messages

By providing your mobile phone number and opting into the SMS Program, you expressly consent to receive recurring automated marketing and informational text messages from PEP at the number you provided.

Your consent is not a condition of purchasing any product or service.

You represent that you are the authorized user of the mobile number you provide.

3. Message Frequency

Message frequency will vary depending on your interaction with PEP, promotions, account activity, and preferences.

PEP does not guarantee any minimum or maximum number of messages.

4. Message and Data Rates

Message and data rates may apply according to your mobile carrier’s plan.

PEP does not charge separately for receiving SMS messages; however, your wireless carrier may impose fees.

Please contact your wireless carrier for details regarding your messaging plan.

5. Supported Carriers

The SMS Program is available on participating U.S. wireless carriers.

PEP and mobile carriers are not liable for delayed or undelivered messages.

Carrier participation may change without notice.

6. How to Opt Out

You may cancel SMS marketing at any time by replying:

STOP

to any PEP marketing text message.

After opting out, you will receive one final confirmation message confirming your removal from the SMS Program.

No further marketing messages will be sent unless you re-enroll.

Opting out of marketing messages does not affect transactional messages related to orders, account security, or customer service where permitted by law.

7. Help

For assistance, reply:

HELP

to any SMS message.

You may also contact:

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

8. Eligibility

The SMS Program is intended for individuals who:

• Are at least 18 years of age (or the age of majority in their jurisdiction).
• Own or are authorized to use the mobile device enrolled.
• Reside in jurisdictions where the SMS Program is offered.

9. Privacy

Your personal information will be collected, used, and protected in accordance with PEP’s Privacy Policy.

PEP does not sell your mobile number to third parties for their independent marketing purposes.

We may share information with trusted service providers who assist us in operating the SMS Program, subject to appropriate contractual safeguards.

10. User Responsibilities

You agree to:

• Provide an accurate mobile number.
• Notify us if your number changes.
• Keep your contact information current.
• Use the SMS Program lawfully.

You are responsible for any charges associated with messages sent to your mobile number.

11. Changes to Your Mobile Number

If you change or transfer your mobile phone number, you agree to opt out of the SMS Program before the number is reassigned.

PEP is not responsible for messages sent to a reassigned number if you fail to notify us or opt out.

12. Prohibited Use

You agree not to:

• Use the SMS Program for unlawful purposes.
• Interfere with the operation or security of the SMS Program.
• Attempt to access systems without authorization.
• Provide false information during enrollment.

13. Service Availability

The SMS Program may not be available:

• In all geographic areas.
• On all mobile devices.
• Through all wireless carriers.

PEP does not guarantee uninterrupted delivery of SMS messages.

Delivery may be affected by carrier networks, mobile devices, software, weather, or other circumstances beyond our reasonable control.

14. Modification or Termination

PEP reserves the right to modify, suspend, or discontinue the SMS Program at any time without liability.

Changes may include:

• Message frequency
• Available content
• Program features
• Supported carriers
• Enrollment methods

Material changes to these SMS Terms will be posted on our Website with an updated Effective Date.

15. Disclaimer of Warranties

The SMS Program is provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, PEP disclaims all warranties regarding the availability, reliability, or uninterrupted operation of the SMS Program.

Nothing in this section limits warranties that cannot legally be disclaimed.

16. Limitation of Liability

To the fullest extent permitted by law, PEP shall not be liable for:

• Delayed messages
• Undelivered messages
• Carrier outages
• Mobile device malfunctions
• Service interruptions
• Message delivery failures
• Indirect, incidental, or consequential damages arising from participation in the SMS Program

Nothing in this section limits liability that cannot legally be excluded.

17. Governing Law

These SMS Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles, except where superseded by applicable federal law.

18. Contact Information

If you have questions regarding the SMS Program, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

SMS Marketing Terms & Conditions

These SMS Marketing Terms & Conditions (“SMS Terms”) govern your participation in the PEP text messaging program (“SMS Program”). By opting into the SMS Program, you agree to these SMS Terms, our Privacy Policy, Terms & Conditions, and all other applicable policies available at http://www.StepWithPep.Health.

1. Program Description

The PEP SMS Program allows subscribers to receive recurring text messages from PEP regarding:

• Product announcements
• Promotions and discounts
• New product launches
• Order updates
• Shipping notifications
• Cart reminders (where applicable)
• Wellness content
• Company news
• Affiliate announcements (if enrolled as an Affiliate)
• Customer support communications

Participation is voluntary.

2. Consent to Receive Text Messages

By providing your mobile phone number and opting into the SMS Program, you expressly consent to receive recurring automated marketing and informational text messages from PEP at the number you provided.

Your consent is not a condition of purchasing any product or service.

You represent that you are the authorized user of the mobile number you provide.

3. Message Frequency

Message frequency will vary depending on your interaction with PEP, promotions, account activity, and preferences.

PEP does not guarantee any minimum or maximum number of messages.

4. Message and Data Rates

Message and data rates may apply according to your mobile carrier’s plan.

PEP does not charge separately for receiving SMS messages; however, your wireless carrier may impose fees.

Please contact your wireless carrier for details regarding your messaging plan.

5. Supported Carriers

The SMS Program is available on participating U.S. wireless carriers.

PEP and mobile carriers are not liable for delayed or undelivered messages.

Carrier participation may change without notice.

6. How to Opt Out

You may cancel SMS marketing at any time by replying:

STOP

to any PEP marketing text message.

After opting out, you will receive one final confirmation message confirming your removal from the SMS Program.

No further marketing messages will be sent unless you re-enroll.

Opting out of marketing messages does not affect transactional messages related to orders, account security, or customer service where permitted by law.

7. Help

For assistance, reply:

HELP

to any SMS message.

You may also contact:

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

8. Eligibility

The SMS Program is intended for individuals who:

• Are at least 18 years of age (or the age of majority in their jurisdiction).
• Own or are authorized to use the mobile device enrolled.
• Reside in jurisdictions where the SMS Program is offered.

9. Privacy

Your personal information will be collected, used, and protected in accordance with PEP’s Privacy Policy.

PEP does not sell your mobile number to third parties for their independent marketing purposes.

We may share information with trusted service providers who assist us in operating the SMS Program, subject to appropriate contractual safeguards.

10. User Responsibilities

You agree to:

• Provide an accurate mobile number.
• Notify us if your number changes.
• Keep your contact information current.
• Use the SMS Program lawfully.

You are responsible for any charges associated with messages sent to your mobile number.

11. Changes to Your Mobile Number

If you change or transfer your mobile phone number, you agree to opt out of the SMS Program before the number is reassigned.

PEP is not responsible for messages sent to a reassigned number if you fail to notify us or opt out.

12. Prohibited Use

You agree not to:

• Use the SMS Program for unlawful purposes.
• Interfere with the operation or security of the SMS Program.
• Attempt to access systems without authorization.
• Provide false information during enrollment.

13. Service Availability

The SMS Program may not be available:

• In all geographic areas.
• On all mobile devices.
• Through all wireless carriers.

PEP does not guarantee uninterrupted delivery of SMS messages.

Delivery may be affected by carrier networks, mobile devices, software, weather, or other circumstances beyond our reasonable control.

14. Modification or Termination

PEP reserves the right to modify, suspend, or discontinue the SMS Program at any time without liability.

Changes may include:

• Message frequency
• Available content
• Program features
• Supported carriers
• Enrollment methods

Material changes to these SMS Terms will be posted on our Website with an updated Effective Date.

15. Disclaimer of Warranties

The SMS Program is provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, PEP disclaims all warranties regarding the availability, reliability, or uninterrupted operation of the SMS Program.

Nothing in this section limits warranties that cannot legally be disclaimed.

16. Limitation of Liability

To the fullest extent permitted by law, PEP shall not be liable for:

• Delayed messages
• Undelivered messages
• Carrier outages
• Mobile device malfunctions
• Service interruptions
• Message delivery failures
• Indirect, incidental, or consequential damages arising from participation in the SMS Program

Nothing in this section limits liability that cannot legally be excluded.

17. Governing Law

These SMS Terms are governed by the laws of the State of Florida, without regard to its conflict of law principles, except where superseded by applicable federal law.

18. Contact Information

If you have questions regarding the SMS Program, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

PEP Approved Product Language Guide

Official Product Descriptions & Marketing Language

Version: 1.0
Effective Date: [Insert Date]

This Approved Product Language Guide establishes the official wording that may be used by PEP employees, Affiliates, ambassadors, influencers, and marketing partners when describing PEP products.

Only language that is truthful, accurate, and consistent with PEP’s Marketing Compliance Policy should be used. Affiliates should not modify approved language in a way that creates medical claims, disease claims, or guarantees of results.

Company Description

Approved

PEP is a wellness company focused on creating premium oral dissolving dietary supplement strips designed to fit modern lifestyles.

Our products are formulated for individuals seeking a simple, portable, and convenient wellness routine without complicated preparation.

Approved Company Mission

Transforming everyday wellness to help people look, feel, and live their best.

Approved Brand Positioning

PEP is bringing premium oral wellness products into a convenient, easy-to-use format designed for everyday life.

Approved Product Description

Standard Version

PEP oral dissolving strips are premium dietary supplements designed for people seeking a convenient wellness routine.

Each strip is formulated for portability, ease of use, and everyday convenience.

PEP products are intended to complement a healthy lifestyle and should be used as part of an overall wellness routine.

Long Version

PEP oral dissolving strips provide a convenient way to incorporate dietary supplements into your daily routine.

Designed with modern lifestyles in mind, our portable strip format eliminates the need for mixing powders, measuring servings, or carrying bulky containers.

Whether you’re at home, traveling, or on the go, PEP products are designed to fit seamlessly into your everyday wellness routine.

Approved Product Positioning

Affiliates may say:

✔ Premium oral dissolving strips

✔ Dietary supplements

✔ Convenient wellness products

✔ Portable wellness

✔ Everyday wellness products

✔ Modern wellness solutions

✔ Wellness made simple

✔ Designed for daily use

✔ Easy-to-use strip format

✔ Wellness that travels with you

Approved Format Language

✔ Oral dissolving strips

✔ Convenient strip format

✔ Dissolves in the mouth

✔ Easy-to-use strips

✔ Portable strip delivery format

✔ Designed for convenience

✔ No mixing required

✔ No measuring required

✔ Ready whenever you are

✔ Fits into your daily routine

Approved Lifestyle Language

✔ Designed for busy lifestyles

✔ Fits into everyday routines

✔ Supports healthy habits

✔ Wellness on the go

✔ Convenient wherever life takes you

✔ Ideal for travel

✔ Fits easily in a purse, gym bag, briefcase, or pocket

✔ Designed for active lifestyles

✔ Everyday wellness made convenient

Approved Ingredient Language

Affiliates may use:

✔ Contains premium ingredients.

✔ Formulated with carefully selected ingredients.

✔ Features ingredients commonly used in dietary supplements.

✔ Includes ingredients that continue to be studied by researchers.

✔ Incorporates ingredients that have been the subject of scientific investigation.

✔ Developed using thoughtfully selected ingredients.

Approved Scientific Language

Affiliates may state:

✔ Certain ingredients continue to be studied by researchers.

✔ Scientific understanding continues to evolve.

✔ Published research has explored certain ingredients.

✔ Researchers continue investigating peptide science.

✔ Scientific literature discusses various biological pathways involving peptide ingredients.

✔ Ongoing research continues to expand scientific knowledge.

Approved Wellness Language

✔ Supports everyday wellness.

✔ Designed to complement a healthy lifestyle.

✔ Supports healthy daily habits.

✔ Complements an active lifestyle.

✔ Supports overall wellness goals.

✔ Supports healthy living.

✔ Wellness begins with daily habits.

✔ Small daily choices matter.

✔ Wellness starts with consistency.

Approved Convenience Language

✔ Portable

✔ Pocket-sized

✔ Easy to carry

✔ No refrigeration required (only if accurate)

✔ Convenient

✔ Ready to use

✔ No injections

✔ No mixing

✔ No measuring

✔ Travel friendly

✔ Designed for busy schedules

Approved Quality Language

✔ Manufactured in the USA

✔ Premium ingredients

✔ Carefully formulated

✔ Quality-focused manufacturing

✔ Convenient strip technology

✔ Premium wellness products

✔ Thoughtfully designed

✔ Crafted for everyday use

Only use claims that are factually accurate and can be substantiated.

Approved Product Experience Language

Affiliates may describe the user experience in general terms, such as:

✔ Convenient to use

✔ Easy to incorporate into daily routines

✔ Fits naturally into busy lifestyles

✔ Simple daily wellness

✔ A wellness routine made easier

✔ Designed for consistency

Approved Research References

Acceptable:

✔ Researchers continue exploring peptide science.

✔ Scientific publications discuss peptide ingredients.

✔ Certain peptide ingredients have been studied in laboratory and clinical settings.

✔ Scientific understanding continues to evolve.

✔ Emerging research continues to investigate peptide biology.

Not acceptable:

✘ Research proves our product works.

✘ Clinically proven to cure…

✘ Scientifically guaranteed…

✘ Medical breakthrough.

Approved Customer Experience Language

Customers and Affiliates may truthfully say:

✔ I enjoy the convenience.

✔ I like the strip format.

✔ It fits my daily routine.

✔ It’s easy to carry.

✔ It’s become part of my wellness routine.

✔ I appreciate the portability.

Avoid editing testimonials to imply medical benefits or typical results.

Product-Specific Language (Examples)

BPC-157 Oral Strips

Approved Description:

PEP BPC-157 Oral Strips are premium dietary supplements featuring BPC-157 in a convenient oral strip format. BPC-157 has been the subject of ongoing scientific research, and interest in this peptide continues to grow. PEP products are intended to complement a healthy lifestyle and are not intended to diagnose, treat, cure, or prevent any disease.

NAD+ Oral Strips

Approved Description:

PEP NAD+ Oral Strips are formulated to provide a convenient way to incorporate NAD+ into your daily wellness routine. NAD+ continues to be an area of active scientific research related to cellular biology and metabolism. PEP products are intended to support general wellness as part of a healthy lifestyle.

KLOW™ Wellness Stack

Approved Description:

The KLOW™ Wellness Stack combines multiple premium ingredients in a convenient oral strip format designed for individuals seeking a simple daily wellness routine. The selected ingredients have each been the subject of scientific investigation, and ongoing research continues to explore their roles in normal biological processes. This product is intended to complement a healthy lifestyle.

Required FDA Disclaimer

Whenever discussing wellness benefits or structure/function claims, include the following disclaimer where appropriate:

These statements have not been evaluated by the U.S. Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.

Approved Closing Statements

Affiliates may conclude marketing materials with language such as:

• Wellness made simple.
• Transforming everyday wellness to help people look, feel, and live their best.
• Daily wellness, designed for real life.
• Take wellness wherever life takes you.
• Convenience meets consistency.
• Small daily habits can support long-term wellness goals.
• Step with PEP.

PEP Approved Product Language Guide

Official Product Descriptions & Marketing Language

Version: 1.0
Effective Date: [Insert Date]

This Approved Product Language Guide establishes the official wording that may be used by PEP employees, Affiliates, ambassadors, influencers, and marketing partners when describing PEP products.

Only language that is truthful, accurate, and consistent with PEP’s Marketing Compliance Policy should be used. Affiliates should not modify approved language in a way that creates medical claims, disease claims, or guarantees of results.

Company Description

Approved

PEP is a wellness company focused on creating premium oral dissolving dietary supplement strips designed to fit modern lifestyles.

Our products are formulated for individuals seeking a simple, portable, and convenient wellness routine without complicated preparation.

Approved Company Mission

Transforming everyday wellness to help people look, feel, and live their best.

Approved Brand Positioning

PEP is bringing premium oral wellness products into a convenient, easy-to-use format designed for everyday life.

Approved Product Description

Standard Version

PEP oral dissolving strips are premium dietary supplements designed for people seeking a convenient wellness routine.

Each strip is formulated for portability, ease of use, and everyday convenience.

PEP products are intended to complement a healthy lifestyle and should be used as part of an overall wellness routine.

Long Version

PEP oral dissolving strips provide a convenient way to incorporate dietary supplements into your daily routine.

Designed with modern lifestyles in mind, our portable strip format eliminates the need for mixing powders, measuring servings, or carrying bulky containers.

Whether you’re at home, traveling, or on the go, PEP products are designed to fit seamlessly into your everyday wellness routine.

Approved Product Positioning

Affiliates may say:

✔ Premium oral dissolving strips

✔ Dietary supplements

✔ Convenient wellness products

✔ Portable wellness

✔ Everyday wellness products

✔ Modern wellness solutions

✔ Wellness made simple

✔ Designed for daily use

✔ Easy-to-use strip format

✔ Wellness that travels with you

Approved Format Language

✔ Oral dissolving strips

✔ Convenient strip format

✔ Dissolves in the mouth

✔ Easy-to-use strips

✔ Portable strip delivery format

✔ Designed for convenience

✔ No mixing required

✔ No measuring required

✔ Ready whenever you are

✔ Fits into your daily routine

Approved Lifestyle Language

✔ Designed for busy lifestyles

✔ Fits into everyday routines

✔ Supports healthy habits

✔ Wellness on the go

✔ Convenient wherever life takes you

✔ Ideal for travel

✔ Fits easily in a purse, gym bag, briefcase, or pocket

✔ Designed for active lifestyles

✔ Everyday wellness made convenient

Approved Ingredient Language

Affiliates may use:

✔ Contains premium ingredients.

✔ Formulated with carefully selected ingredients.

✔ Features ingredients commonly used in dietary supplements.

✔ Includes ingredients that continue to be studied by researchers.

✔ Incorporates ingredients that have been the subject of scientific investigation.

✔ Developed using thoughtfully selected ingredients.

Approved Scientific Language

Affiliates may state:

✔ Certain ingredients continue to be studied by researchers.

✔ Scientific understanding continues to evolve.

✔ Published research has explored certain ingredients.

✔ Researchers continue investigating peptide science.

✔ Scientific literature discusses various biological pathways involving peptide ingredients.

✔ Ongoing research continues to expand scientific knowledge.

Approved Wellness Language

✔ Supports everyday wellness.

✔ Designed to complement a healthy lifestyle.

✔ Supports healthy daily habits.

✔ Complements an active lifestyle.

✔ Supports overall wellness goals.

✔ Supports healthy living.

✔ Wellness begins with daily habits.

✔ Small daily choices matter.

✔ Wellness starts with consistency.

Approved Convenience Language

✔ Portable

✔ Pocket-sized

✔ Easy to carry

✔ No refrigeration required (only if accurate)

✔ Convenient

✔ Ready to use

✔ No injections

✔ No mixing

✔ No measuring

✔ Travel friendly

✔ Designed for busy schedules

Approved Quality Language

✔ Manufactured in the USA

✔ Premium ingredients

✔ Carefully formulated

✔ Quality-focused manufacturing

✔ Convenient strip technology

✔ Premium wellness products

✔ Thoughtfully designed

✔ Crafted for everyday use

Only use claims that are factually accurate and can be substantiated.

Approved Product Experience Language

Affiliates may describe the user experience in general terms, such as:

✔ Convenient to use

✔ Easy to incorporate into daily routines

✔ Fits naturally into busy lifestyles

✔ Simple daily wellness

✔ A wellness routine made easier

✔ Designed for consistency

Approved Research References

Acceptable:

✔ Researchers continue exploring peptide science.

✔ Scientific publications discuss peptide ingredients.

✔ Certain peptide ingredients have been studied in laboratory and clinical settings.

✔ Scientific understanding continues to evolve.

✔ Emerging research continues to investigate peptide biology.

Not acceptable:

✘ Research proves our product works.

✘ Clinically proven to cure…

✘ Scientifically guaranteed…

✘ Medical breakthrough.

Approved Customer Experience Language

Customers and Affiliates may truthfully say:

✔ I enjoy the convenience.

✔ I like the strip format.

✔ It fits my daily routine.

✔ It’s easy to carry.

✔ It’s become part of my wellness routine.

✔ I appreciate the portability.

Avoid editing testimonials to imply medical benefits or typical results.

Product-Specific Language (Examples)

BPC-157 Oral Strips

Approved Description:

PEP BPC-157 Oral Strips are premium dietary supplements featuring BPC-157 in a convenient oral strip format. BPC-157 has been the subject of ongoing scientific research, and interest in this peptide continues to grow. PEP products are intended to complement a healthy lifestyle and are not intended to diagnose, treat, cure, or prevent any disease.

NAD+ Oral Strips

Approved Description:

PEP NAD+ Oral Strips are formulated to provide a convenient way to incorporate NAD+ into your daily wellness routine. NAD+ continues to be an area of active scientific research related to cellular biology and metabolism. PEP products are intended to support general wellness as part of a healthy lifestyle.

KLOW™ Wellness Stack

Approved Description:

The KLOW™ Wellness Stack combines multiple premium ingredients in a convenient oral strip format designed for individuals seeking a simple daily wellness routine. The selected ingredients have each been the subject of scientific investigation, and ongoing research continues to explore their roles in normal biological processes. This product is intended to complement a healthy lifestyle.

Required FDA Disclaimer

Whenever discussing wellness benefits or structure/function claims, include the following disclaimer where appropriate:

These statements have not been evaluated by the U.S. Food and Drug Administration. This product is not intended to diagnose, treat, cure, or prevent any disease.

Approved Closing Statements

Affiliates may conclude marketing materials with language such as:

• Wellness made simple.
• Transforming everyday wellness to help people look, feel, and live their best.
• Daily wellness, designed for real life.
• Take wellness wherever life takes you.
• Convenience meets consistency.
• Small daily habits can support long-term wellness goals.
• Step with PEP.

 

PEP Prohibited Claims Guide

Affiliate & Marketing Compliance Manual

Version: 1.0
Effective Date: [Insert Date]

Purpose

This Prohibited Claims Guide identifies statements that must not be used by PEP employees, Affiliates, ambassadors, influencers, and marketing partners when promoting PEP products or the PEP Affiliate Program.

The purpose of this guide is to help ensure compliance with:

• U.S. Food and Drug Administration (FDA) regulations
• Federal Trade Commission (FTC) advertising requirements
• Consumer protection laws
• PEP Marketing Compliance Policy
• PEP Affiliate Agreement

This guide supplements all other Company policies and should be read together with the Approved Product Language Guide.

The Golden Rule

Never claim that a PEP product will diagnose, treat, cure, mitigate, or prevent a disease or medical condition.

If you’re unsure whether a statement is acceptable, don’t use it until you’ve received written approval from PEP.

1. Prohibited Disease Claims

Affiliates may never state or imply that a PEP product can diagnose, treat, cure, mitigate, or prevent any disease or medical condition.

Examples of Prohibited Statements

❌ Cures arthritis

❌ Treats diabetes

❌ Prevents Alzheimer’s disease

❌ Eliminates depression

❌ Reverses Parkinson’s disease

❌ Treats anxiety

❌ Lowers blood pressure

❌ Prevents heart disease

❌ Cures migraines

❌ Eliminates inflammation

❌ Stops autoimmune disease

❌ Treats Crohn’s disease

❌ Repairs damaged organs

❌ Prevents cancer

❌ Kills cancer cells

❌ Replaces chemotherapy

❌ Replaces hormone therapy

❌ Heals injuries

❌ Repairs tendons

❌ Repairs ligaments

❌ Repairs cartilage

❌ Heals muscles

❌ Regenerates tissue

❌ Rebuilds damaged organs

❌ Fixes your gut

❌ Restores hormones

❌ Treats hormone imbalance

❌ Repairs DNA

❌ Reverses aging

2. Prohibited Medical Claims

Never describe PEP products as medical treatments.

Examples include:

❌ Prescription alternative

❌ Better than medication

❌ Medical breakthrough

❌ Pharmaceutical replacement

❌ Drug-free cure

❌ Doctor-approved treatment (unless objectively true and authorized)

❌ Hospital-grade therapy

❌ Clinical treatment

❌ Therapeutic medicine

❌ Prescription strength

❌ Medical-grade peptide therapy (unless factually accurate and appropriately qualified)

3. Prohibited FDA Claims

Never state or imply:

❌ FDA Approved

❌ FDA Certified

❌ FDA Endorsed

❌ FDA Recommended

❌ Approved by the Government

❌ Government Certified

Dietary supplements are not approved by the FDA before being marketed.

4. Prohibited Scientific Claims

Do not exaggerate scientific research.

Examples:

❌ Science proves it works.

❌ Clinically proven.

❌ Guaranteed by science.

❌ Research proves our product.

❌ Medical studies prove PEP works.

❌ Researchers confirmed it works.

❌ Scientifically guaranteed.

❌ Clinical miracle.

Instead, say:

✔ Researchers continue studying…

✔ Published literature discusses…

✔ Scientific understanding continues to evolve…

5. Prohibited Guaranteed Results

Never guarantee outcomes.

Examples:

❌ Guaranteed results

❌ Works every time

❌ Everyone gets results

❌ You will feel better

❌ You’ll lose weight

❌ You’ll recover faster

❌ You’ll sleep better

❌ You’ll have more energy

❌ You’ll look younger

❌ You’ll heal faster

❌ Everyone experiences improvement

6. Prohibited Weight Loss Claims

Never promise:

❌ Burns fat

❌ Melts fat

❌ Lose 20 pounds

❌ Guaranteed weight loss

❌ Rapid fat loss

❌ Weight loss without diet

❌ Weight loss without exercise

❌ Instant metabolism boost

7. Prohibited Athletic Claims

Avoid promises regarding performance.

Examples:

❌ Build muscle fast

❌ Double your strength

❌ Guaranteed recovery

❌ Heal faster

❌ Become a better athlete

❌ Performance enhancer

❌ Outperform everyone

8. Prohibited Anti-Aging Claims

Avoid statements such as:

❌ Reverse aging

❌ Turn back the clock

❌ Become younger

❌ Restore youthful hormones

❌ Erase wrinkles

❌ Reverse cellular aging

❌ Age in reverse

Instead, discuss healthy lifestyle habits or ingredients being studied in the context of healthy aging.

9. Prohibited Mental Health Claims

Never claim that products:

❌ Treat depression

❌ Cure anxiety

❌ Eliminate stress

❌ Treat ADHD

❌ Cure PTSD

❌ Treat bipolar disorder

❌ Eliminate panic attacks

10. Prohibited Sexual Health Claims

Never claim:

❌ Cures ED

❌ Increases testosterone

❌ Boosts libido

❌ Restores fertility

❌ Fixes hormone imbalance

❌ Replaces hormone replacement therapy

Unless specifically permitted by applicable law and supported by appropriate evidence, avoid these claims entirely.

11. Prohibited Earnings Claims

Never promise financial success.

Examples:

❌ Guaranteed income

❌ Financial freedom

❌ Passive income while you sleep

❌ Quit your job

❌ Become rich

❌ Six figures guaranteed

❌ Million-dollar opportunity

❌ Everyone succeeds

❌ Easy money

12. Prohibited Lifestyle Claims

Avoid implying extraordinary lifestyles are typical.

Examples:

❌ Everyone drives luxury cars

❌ Everyone travels the world

❌ Everyone becomes wealthy

❌ Everyone retires early

If lifestyle images are used, include appropriate context and comply with the Income Disclosure Statement.

13. Prohibited Testimonials

Never publish testimonials that state:

❌ It cured my arthritis.

❌ It healed my injury.

❌ It replaced my medication.

❌ My doctor said I no longer need medicine.

❌ This fixed my hormones.

❌ This cured my disease.

Even if a customer says these things, Affiliates should not use them in marketing.

14. Prohibited Before-and-After Claims

Avoid captions such as:

❌ Look what happened in only two weeks!

❌ Guaranteed transformation.

❌ Anyone can achieve this.

❌ Amazing medical recovery.

If before-and-after images are permitted by Company policy, they must not imply typical or guaranteed results.

15. Prohibited Comparative Claims

Do not make unsupported comparisons.

Examples:

❌ Better than Ozempic®

❌ Better than prescription drugs

❌ More effective than injections

❌ Superior to pharmaceuticals

❌ Better than your doctor recommends

Comparative claims require reliable substantiation and may implicate additional legal risks.

16. Prohibited Scarcity & Pressure Tactics

Avoid deceptive urgency.

Examples:

❌ Buy now or regret it forever

❌ This offer will never return (unless true)

❌ Everyone is buying this

❌ Only one left (unless true)

❌ Doctors don’t want you to know

❌ Secret cure

17. Prohibited AI-Generated Claims

Do not publish AI-generated content that:

• Creates medical claims
• Creates income guarantees
• Misquotes scientific studies
• Invents testimonials
• Fabricates reviews
• Uses fake credentials
• Mimics endorsements by celebrities or healthcare professionals without authorization

All AI-generated content must be reviewed by a human before publication.

18. Prohibited Statements About PEP

Never state:

❌ Official medical company

❌ Pharmaceutical company

❌ Government approved

❌ Hospital supplier

❌ Medical provider

❌ Licensed healthcare organization (unless factually true)

19. Red Flag Words

Avoid using these words unless they are part of an accurate legal or scientific quotation and have been approved by PEP:

• Cure
• Heal
• Treat
• Prevent
• Reverse
• Eliminate
• Repair
• Restore
• Therapy
• Pharmaceutical
• Miracle
• Magic
• Guaranteed
• Clinically proven
• Scientifically proven
• Breakthrough
• Prescription replacement

20. What to Say Instead

Instead of:

❌ Cures inflammation

Say:

✔ Designed for everyday wellness.

✔ Formulated for individuals seeking convenient wellness products.

✔ Researchers continue studying certain ingredients.

✔ Fits into a healthy lifestyle.

✔ Supports everyday wellness.

✔ Designed for consistent daily use.

21. Compliance Checklist

Before posting any content, ask yourself:

☐ Does this imply treatment of a disease?

☐ Does it promise a specific result?

☐ Does it guarantee income?

☐ Does it exaggerate scientific research?

☐ Does it imply FDA approval?

☐ Could a reasonable consumer interpret this as a medical claim?

☐ Is the statement supported by reliable evidence?

If the answer to any of these questions raises doubt, revise the content or obtain written approval before publishing.

22. Reporting Compliance Concerns

Affiliates who observe potentially non-compliant marketing by another Affiliate should promptly notify PEP. Reports will be reviewed in good faith and, where appropriate, handled confidentially.

Final Reminder

Protect the Customer.

Protect the Brand.

Protect Yourself.

When communicating about PEP products:

• Educate—don’t diagnose.
• Inform—don’t promise.
• Describe the product—don’t predict the outcome.
• Support wellness—don’t imply treatment or cure.

Following these principles helps maintain a trustworthy brand, supports regulatory compliance, and protects both Affiliates and PEP as the business grows.

 

No Warranty Policy

This No Warranty Policy (“Policy”) applies to all products, services, content, subscriptions, affiliate programs, websites, software, marketing materials, educational resources, and other offerings provided by PEP (“PEP,” “we,” “our,” or “us”), including http://www.StepWithPep.Health (“Website”).

By accessing our Website, purchasing our products, enrolling in our Affiliate Program, or using any of our services, you acknowledge and agree to this No Warranty Policy.

1. General Disclaimer of Warranties

To the fullest extent permitted by applicable law, PEP provides its Website, products, services, Affiliate Program, educational materials, digital content, and all related information on an “AS IS,” “AS AVAILABLE,” and “WITH ALL FAULTS” basis.

Except as expressly stated in writing by PEP, we make no representations or warranties of any kind, whether express, implied, statutory, or otherwise.

2. No Warranty of Results

PEP does not warrant or guarantee that any customer or Affiliate will experience:

• Specific wellness outcomes
• Health improvements
• Product performance
• Customer satisfaction
• Business success
• Earnings
• Affiliate commissions
• Sales volume
• Financial results

Individual experiences and outcomes vary significantly based on numerous factors beyond our control.

3. Dietary Supplements

PEP products are dietary supplements intended to support general wellness.

PEP makes no warranty that any product will:

• Diagnose disease
• Treat disease
• Cure disease
• Prevent disease
• Produce any specific physiological effect
• Be appropriate for every individual

Customers should consult a qualified healthcare professional before using any dietary supplement.

4. Educational Information

Information provided on the Website, product pages, blogs, emails, videos, webinars, social media, or other materials is provided for general educational and informational purposes only.

PEP does not warrant:

• The completeness of educational content
• The accuracy of third-party research
• That scientific information will remain current
• That educational materials apply to every individual

Educational content is not medical advice.

5. Website Availability

While PEP strives to maintain continuous access to its Website and online services, we do not warrant that the Website will be:

• Available at all times
• Uninterrupted
• Error-free
• Secure
• Free from viruses or other harmful components
• Compatible with every browser, device, or operating system

Temporary interruptions may occur due to maintenance, updates, technical issues, or circumstances beyond our reasonable control.

6. Product Availability

PEP does not warrant that any product will remain:

• Available
• In stock
• Manufactured without modification
• Offered indefinitely

We reserve the right to discontinue or modify products at any time.

7. Third-Party Services

Our Website may integrate with or link to third-party services, including payment processors, shipping carriers, affiliate software, email providers, analytics tools, and social media platforms.

PEP does not warrant the availability, accuracy, reliability, or performance of any third-party service and is not responsible for interruptions or issues caused by those providers.

8. Affiliate Program

PEP makes no warranty that participation in the Affiliate Program will result in:

• Customer acquisition
• Retail sales
• Downline growth
• Commission earnings
• Bonus qualification
• Financial success
• Business opportunities

Affiliate success depends upon numerous factors, including individual effort, marketing practices, market conditions, and consumer demand.

9. Implied Warranties

To the fullest extent permitted by law, PEP disclaims all implied warranties, including:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Title
• Quiet enjoyment
• Accuracy
• Reliability
• Availability

Where an implied warranty cannot legally be excluded, it shall be limited to the minimum extent and duration permitted by applicable law.

10. Customer Responsibility

Customers are responsible for determining whether PEP products are appropriate for their individual needs.

Customers should:

• Read product labels
• Follow usage directions
• Consult qualified healthcare professionals when appropriate
• Evaluate whether products fit their personal circumstances

11. Third-Party Research

PEP may reference scientific publications or educational resources.

PEP does not warrant that:

• Scientific studies will produce the same outcomes in every individual
• Published research applies to finished PEP products
• Scientific understanding will remain unchanged

Research evolves over time, and interpretations may change as additional evidence becomes available.

12. Testimonials

Customer testimonials represent individual experiences.

PEP does not warrant that:

• Testimonials reflect typical experiences
• Similar results will be achieved
• Testimonials predict future outcomes

13. Product Images

Product photographs, illustrations, and promotional images are intended for illustrative purposes.

Actual products may differ slightly due to manufacturing changes, packaging updates, display settings, or production variations.

14. Security

PEP employs commercially reasonable measures to help protect customer information.

However, no method of electronic transmission, storage, or internet communication can be guaranteed to be completely secure.

Accordingly, PEP does not warrant absolute security of electronic communications or data transmissions.

15. Force Majeure

PEP does not warrant uninterrupted performance where delays or failures result from circumstances beyond our reasonable control, including but not limited to:

• Natural disasters
• Severe weather
• Labor disputes
• Government actions
• Public health emergencies
• Supply chain disruptions
• Internet outages
• Cybersecurity incidents
• Transportation interruptions

16. Limitation of Warranties

Nothing in this Policy excludes, restricts, or limits warranties or legal rights that cannot be disclaimed or limited under applicable law.

Where applicable law prohibits the exclusion of certain warranties, those warranties shall apply only to the minimum extent required by law.

17. Changes to This Policy

PEP reserves the right to modify this No Warranty Policy at any time.

Updated versions will be posted on the Website with a revised Effective Date.

Continued use of the Website or purchase of products after changes become effective constitutes acceptance of the revised Policy.

Contact Information

If you have questions regarding this No Warranty Policy, please contact:

PEP

Website: http://www.StepWithPep.Health

Email: Info@StepWithPep.Health

Phone: 1-844-449-1400

 

No Warranty: Except where expressly required by applicable law, PEP products, services, website content, and Affiliate Program are provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee specific health, wellness, business, or financial outcomes. Individual experiences vary.

PEP Affiliate Agreement

This is included in the LEGAL section also but we also need people to agree to this language when they register to become affiliates. There should be a box where they can type in their name to agree to all of this. Maybe Affiliate WP has this built in??? 

PEP Affiliate Agreement

Effective Date: 08/08/2026

This Affiliate Agreement (“Agreement“) is entered into by and between PEP (“PEP,” “Company,” “we,” “our,” or “us“), owner and operator of http://www.StepWithPep.Health (the “Website“), and the individual or business entity enrolling in the PEP Affiliate Program (“Affiliate,” “you,” or “your“).

By completing the Affiliate application, accepting this Agreement electronically, or participating in the PEP Affiliate Program, you acknowledge that you have read, understood, and agree to be legally bound by the terms of this Agreement.

ARTICLE 1

Purpose

The PEP Affiliate Program is designed to allow qualified independent affiliates to introduce customers to PEP products while earning commissions on qualifying sales in accordance with the Compensation Plan described in this Agreement.

Participation in the Affiliate Program does not create an employment relationship, franchise, partnership, joint venture, agency, fiduciary relationship, or securities offering.

Affiliates are independent marketers who are compensated solely in accordance with this Agreement.

ARTICLE 2

Definitions

For purposes of this Agreement, the following definitions apply:

2.1 Affiliate

An individual or business entity approved by PEP to participate in the Affiliate Program.

2.2 Affiliate Account

The online account maintained by PEP that tracks an Affiliate’s sales, commissions, referrals, bonuses, genealogy, and other program activity.

2.3 Affiliate Dashboard

The online portal provided to Affiliates containing sales reports, commission reports, referral links, marketing resources, and business management tools.

2.4 Affiliate Link

The unique referral link assigned to each Affiliate for purposes of tracking customer purchases and commission eligibility.

2.5 Affiliate Program

The marketing and compensation program operated by PEP under this Agreement.

2.6 Bonus

Any incentive payment offered by PEP in addition to standard commissions, including but not limited to the Fast Start Bonus and other promotional incentives.

2.7 Business Day

Any day excluding Saturdays, Sundays, and recognized U.S. federal holidays.

2.8 Commission

Compensation earned by an Affiliate based upon qualifying product sales in accordance with the Compensation Plan.

2.9 Compensation Plan

The commission structure, bonus programs, qualification requirements, and other compensation policies published by PEP and incorporated into this Agreement.

2.10 Customer

An individual purchasing products for personal use through the Website.

2.11 Downline Affiliate

An Affiliate personally enrolled by another Affiliate and placed within that Affiliate’s organization.

2.12 Fast Start Bonus

A promotional incentive offered by PEP for achieving specified sales goals during an Affiliate’s initial qualification period, as described in the Compensation Plan.

2.13 Genealogy

The organizational structure reflecting Affiliate enrollment relationships for commission purposes.

2.14 Intellectual Property

All copyrights, trademarks, service marks, trade names, logos, product names, packaging, trade dress, website content, graphics, photographs, videos, software, marketing materials, proprietary business information, and other intellectual property owned or licensed by PEP.

2.15 Marketing Materials

Any brochures, advertisements, graphics, social media content, videos, emails, presentations, product images, promotional copy, training materials, or other materials created or approved by PEP.

2.16 Personal Sponsor

The Affiliate responsible for directly enrolling another Affiliate into the PEP Affiliate Program.

2.17 Qualifying Sale

A completed product purchase that:

• Has been fully paid;
• Has not been canceled;
• Has not been refunded or charged back;
• Meets all requirements established by the Compensation Plan.

Only Qualifying Sales are eligible for commission payments.

2.18 Retail Customer

A customer purchasing products primarily for personal use and not for resale unless otherwise expressly authorized by PEP.

2.19 Website

The official PEP website located at:

http://www.StepWithPep.Health

and any successor domains owned by PEP.

2.20 Program Policies

Collectively, the following documents, each incorporated into this Agreement by reference:

• Terms & Conditions
• Privacy Policy
• Affiliate Policies
• Compensation Plan
• Medical Disclaimer
• Scientific Research Disclaimer
• Testimonials Disclaimer
• Results Disclaimer
• Dietary Supplement Disclaimer
• Brand Guidelines
• Social Media Policy
• FTC Compliance Guide
• Income Disclosure Statement
• Shipping Policy
• Return & Refund Policy
• Subscription Terms
• Payment Terms
• Cookie Policy
• Any future written policies adopted by PEP

ARTICLE 3

Agreement Structure

This Agreement consists of:

1. Affiliate Agreement
2. Compensation Plan
3. Program Policies
4. Company notices and written amendments
5. Future revisions adopted by PEP

Collectively, these documents constitute the entire agreement governing participation in the PEP Affiliate Program.

ARTICLE 4

Acceptance

By electronically accepting this Agreement, creating an Affiliate account, or participating in the Affiliate Program, Affiliate represents and warrants that:

• Affiliate has read this Agreement in its entirety;
• Affiliate understands the terms of this Agreement;
• Affiliate has had the opportunity to seek independent legal advice;
• Affiliate agrees to comply with all Program Policies;
• Affiliate is legally capable of entering into a binding contract; and
• Affiliate agrees that electronic acceptance constitutes the legal equivalent of a handwritten signature.

ARTICLE 5

Reservation of Rights

PEP reserves the right to interpret, administer, modify, suspend, or discontinue the Affiliate Program in accordance with this Agreement and applicable law.

Nothing contained in this Agreement shall be interpreted as creating a vested right to future commissions, bonuses, promotions, or continued participation in the Affiliate Program.

ARTICLE 6

Enrollment, Eligibility, Independent Contractor Status & Affiliate Accounts

6.1 Eligibility

To participate in the PEP Affiliate Program, an applicant must:

• Be at least eighteen (18) years of age or the age of majority in their jurisdiction, whichever is greater.
• Have the legal capacity to enter into a binding contract.
• Complete the official Affiliate application.
• Agree to this Affiliate Agreement and all applicable Program Policies.
• Provide accurate and complete registration information.
• Maintain a valid email address.
• Provide a valid payment method or tax information, if required for commission payments.
• Be approved by PEP.

Submission of an application does not guarantee acceptance into the Affiliate Program.

6.2 Approval of Applications

PEP reserves the sole and absolute discretion to approve or deny any Affiliate application.

Applications may be denied for reasons including, but not limited to:

• Incomplete or inaccurate information.
• Prior violation of PEP policies.
• Fraudulent activity.
• Misrepresentation.
• Conflicts with the Company’s business interests.
• Previous termination from the Affiliate Program.
• Any conduct PEP reasonably believes could harm its reputation or customers.

PEP is not obligated to disclose the reasons for denying an application.

6.3 Business Entities

An Affiliate may enroll as:

• An individual;
• A sole proprietorship;
• A corporation;
• A limited liability company (LLC);
• A partnership; or
• Another legally recognized business entity approved by PEP.

The enrolling party represents that it possesses all authority necessary to enter into this Agreement.

PEP may require documentation verifying business ownership or authority before approving or modifying an Affiliate account.

6.4 Accurate Information

Affiliates agree to maintain complete, current, and accurate information at all times.

This includes:

• Legal name
• Business name (if applicable)
• Mailing address
• Email address
• Telephone number
• Tax identification information
• Payment information

Affiliates shall promptly notify PEP of any material changes.

Failure to maintain accurate information may result in delayed commission payments or suspension of the Affiliate account.

6.5 One Account Per Individual

Unless expressly approved in writing by PEP, each individual may maintain only one Affiliate account.

Creating multiple accounts to:

• Increase commissions,
• Circumvent qualification requirements,
• Manipulate genealogy,
• Receive additional bonuses, or
• Otherwise gain an unfair advantage

is strictly prohibited.

PEP reserves the right to merge, suspend, or terminate duplicate accounts.

6.6 Household Accounts

Members of the same household may each apply for Affiliate status provided:

• Each person independently qualifies;
• Each maintains a separate business;
• Each actively operates his or her own Affiliate business; and
• Participation does not violate any Program Policies.

PEP may request documentation verifying independent operation.

6.7 Account Security

Affiliates are solely responsible for maintaining the confidentiality of:

• Login credentials;
• Passwords;
• Referral links;
• Affiliate Dashboard access; and
• Any other account security information.

Affiliate accepts responsibility for all activity occurring under the Affiliate account unless unauthorized use is promptly reported to PEP.

6.8 Unauthorized Access

If an Affiliate believes an account has been compromised, the Affiliate must immediately notify PEP.

PEP may temporarily suspend account access while investigating suspected unauthorized activity.

6.9 No Transfer of Accounts

Affiliate accounts may not be:

• Sold;
• Assigned;
• Transferred;
• Gifted;
• Inherited; or
• Otherwise conveyed

without the prior written consent of PEP.

Approved business ownership changes may require execution of updated Affiliate documentation.

6.10 Independent Contractor Relationship

Affiliates are independent contractors.

Nothing contained in this Agreement creates:

• An employer-employee relationship;
• A partnership;
• A joint venture;
• An agency relationship;
• A franchise;
• A fiduciary relationship; or
• Any other legal relationship beyond that of independent contracting parties.

Affiliates have no authority to:

• Bind PEP to contracts;
• Make representations on behalf of PEP beyond approved marketing materials;
• Incur obligations on behalf of PEP; or
• Act as agents of the Company.

6.11 Taxes

Affiliates are solely responsible for:

• Federal income taxes;
• State income taxes;
• Local taxes;
• Self-employment taxes;
• Payroll obligations (if applicable); and
• Any other taxes arising from Affiliate earnings.

PEP does not withhold taxes from Affiliate commission payments unless required by law.

Affiliates are responsible for providing any required tax documentation before commission payments are issued.

6.12 Business Expenses

Affiliates are solely responsible for all expenses incurred in operating their Affiliate business, including but not limited to:

• Internet access;
• Mobile phone service;
• Advertising;
• Office supplies;
• Professional services;
• Travel;
• Training;
• Insurance; and
• Business licensing.

PEP does not reimburse ordinary business expenses unless expressly agreed in writing.

6.13 No Exclusive Territory

Participation in the Affiliate Program does not grant exclusive marketing rights or territorial protections.

PEP reserves the right to:

• Accept Affiliates in any geographic area;
• Sell products directly;
• Utilize other marketing channels;
• Operate retail stores;
• Partner with influencers;
• Engage distributors; and
• Conduct business worldwide where legally permitted.

6.14 Geographic Availability

The Affiliate Program is available only in jurisdictions approved by PEP.

PEP reserves the right to prohibit enrollment from countries, states, or regions where:

• Legal compliance cannot be maintained;
• Product sales are restricted;
• Regulatory requirements cannot reasonably be satisfied; or
• Business operations are impractical.

6.15 Compliance with Laws

Affiliates agree to comply with all applicable:

• Federal laws;
• State laws;
• Local laws;
• Consumer protection laws;
• Privacy laws;
• Advertising regulations;
• Tax laws;
• Import and export regulations; and
• Industry regulations applicable to Affiliate activities.

Affiliates are solely responsible for ensuring their business activities remain lawful within their jurisdiction.

6.16 Right to Verify Information

PEP reserves the right to verify any information submitted during enrollment or throughout Affiliate participation.

Verification may include requests for:

• Government-issued identification;
• Business registration documents;
• Tax forms;
• Proof of address;
• Banking information; or
• Other documentation reasonably necessary to verify eligibility.

Failure to provide requested documentation within a reasonable period may result in suspension or termination of the Affiliate account.

6.17 Reservation of Enrollment Rights

PEP reserves the right, in its sole discretion and subject to applicable law, to:

• Reject any application;
• Suspend enrollment;
• Close applications in certain jurisdictions;
• Require additional documentation;
• Reopen previously denied applications;
• Modify eligibility requirements prospectively.

Nothing in this Agreement obligates PEP to approve or maintain any Affiliate account.

ARTICLE 7

Affiliate Responsibilities & Standards of Conduct

7.1 General Duty of Good Faith

Affiliates shall conduct their business honestly, ethically, professionally, and in a manner that reflects positively upon PEP, its products, customers, affiliates, employees, and business partners.

Affiliates agree to act in good faith in all dealings with customers, prospective customers, other Affiliates, and PEP.

7.2 Compliance with Company Policies

Affiliates agree to comply with:

• This Affiliate Agreement
• The Compensation Plan
• The Terms & Conditions
• Privacy Policy
• Brand Guidelines
• Social Media Policy
• FTC Compliance Guide
• Income Disclosure Statement
• Medical Disclaimer
• Scientific Research Disclaimer
• Testimonials Disclaimer
• Results Disclaimer
• Dietary Supplement Disclaimer
• All future Program Policies adopted by PEP

Failure to comply may result in disciplinary action.

7.3 Compliance with Laws

Affiliates shall comply with all applicable federal, state, provincial, local, and international laws relating to:

• Advertising
• Consumer protection
• Privacy
• Anti-spam regulations
• Taxation
• Intellectual property
• Dietary supplements
• Direct selling
• Affiliate marketing
• Electronic communications

Affiliates are solely responsible for understanding the laws applicable in their jurisdiction.

7.4 Ethical Business Practices

Affiliates shall conduct business in a manner that promotes integrity and professionalism.

Affiliates shall not:

• Harass customers
• Use deceptive sales tactics
• Pressure individuals into purchases
• Make misleading statements
• Engage in unethical recruiting
• Exploit vulnerable individuals
• Misrepresent Company policies

7.5 Customer First Philosophy

Affiliates should focus on serving customers rather than merely recruiting Affiliates.

Affiliates are encouraged to:

• Educate customers honestly
• Recommend products responsibly
• Provide courteous service
• Respect customer privacy
• Maintain professionalism

PEP discourages business practices that emphasize recruitment over retail product sales.

7.6 Truthful Advertising

All advertising must be truthful, accurate, and capable of substantiation.

Affiliates shall not make statements that are:

• False
• Misleading
• Exaggerated
• Unsupported
• Deceptive
• Inconsistent with approved Company materials

7.7 No Unauthorized Product Claims

Affiliates may not claim or imply that any PEP product:

• Diagnoses disease
• Treats disease
• Cures disease
• Prevents disease
• Replaces prescription medications
• Eliminates the need for medical treatment

Affiliates shall use only Company-approved product descriptions and educational materials.

7.8 No Income Guarantees

Affiliates shall not represent or imply that participation in the Affiliate Program guarantees:

• Financial success
• Passive income
• Wealth
• Financial freedom
• Full-time income
• Early retirement
• Specific commission amounts

Income representations must comply with PEP’s Income Disclosure Statement and applicable FTC regulations.

7.9 FTC Disclosure Requirements

Whenever an Affiliate promotes PEP products and has a material connection to PEP, that relationship must be clearly and conspicuously disclosed.

Examples include:

• “I earn commissions from qualifying purchases.”
• “#PEPAffiliate”
• “#Ad”
• “#Sponsored”

Disclosures must comply with applicable Federal Trade Commission guidelines and any other applicable advertising laws.

7.10 Professional Conduct

Affiliates shall:

• Treat customers respectfully
• Treat other Affiliates professionally
• Avoid abusive language
• Avoid discriminatory conduct
• Refrain from harassment
• Conduct themselves in a manner consistent with the reputation of PEP

7.11 No Inventory Loading

PEP prohibits inventory loading.

Affiliates shall not purchase products primarily for the purpose of:

• Qualifying for commissions
• Earning bonuses
• Maintaining rank
• Manipulating sales volume

Products should be purchased primarily for legitimate personal use or retail sale.

7.12 No Manipulation of the Compensation Plan

Affiliates shall not manipulate the Compensation Plan through practices including:

• Multiple accounts
• False customer accounts
• Sham purchases
• Straw purchasers
• Artificial volume
• Bonus buying
• Commission stacking
• Genealogy manipulation

PEP reserves the right to reverse commissions earned through improper activity.

7.13 Respect for Other Affiliates

Affiliates shall not intentionally interfere with another Affiliate’s business.

Prohibited conduct includes:

• Attempting to recruit another Affiliate into competing programs through deception
• Defamation
• Harassment
• Interference with customer relationships
• False accusations
• Unauthorized access to another Affiliate’s account

Healthy competition conducted lawfully and professionally is not prohibited.

7.14 Online Marketing

Affiliates may promote PEP online only in compliance with Company policies.

Permitted marketing channels may include:

• Personal websites
• Blogs
• Facebook
• Instagram
• TikTok
• Pinterest
• YouTube
• LinkedIn
• X (formerly Twitter)
• Email marketing
• Podcasts

All online marketing must accurately represent PEP and comply with applicable laws.

7.15 Prohibited Marketing Practices

Affiliates shall not:

• Purchase domain names confusingly similar to PEP trademarks.
• Impersonate the Company.
• Misrepresent themselves as Company employees.
• Copy Company websites.
• Create fake reviews.
• Purchase fake followers or engagement.
• Use deceptive advertising.
• Engage in click fraud.
• Misrepresent scientific research.
• Falsely imply FDA approval.
• Misuse Company logos.

7.16 Search Engine Advertising

Affiliates may not bid on Company trademarks, including but not limited to:

• PEP
• Step With PEP
• StepWithPep.Health
• Product names
• Misspellings of Company trademarks

unless expressly authorized in writing by PEP.

7.17 Email Marketing

Affiliates engaging in email marketing must comply with all applicable anti-spam laws, including the CAN-SPAM Act and similar laws in other jurisdictions.

Affiliates shall not:

• Send unsolicited bulk emails.
• Use misleading subject lines.
• Conceal their identity.
• Send spam.

7.18 Text Message Marketing

Affiliates may not send promotional text messages without obtaining all legally required consent from recipients.

Affiliates are solely responsible for compliance with applicable telecommunications and marketing laws.

7.19 Customer Privacy

Affiliates shall respect customer privacy.

Affiliates shall not:

• Sell customer information.
• Share customer information without authorization.
• Use customer information for unauthorized purposes.
• Collect sensitive information unnecessarily.

7.20 Protection of Company Reputation

Affiliates agree to avoid conduct that could reasonably damage the reputation of PEP.

Examples include:

• Publicly making false statements about PEP.
• Posting offensive or discriminatory content in connection with the Company.
• Using Company branding in unlawful activities.
• Engaging in conduct that could materially harm consumer confidence.

This section is not intended to restrict lawful rights under applicable labor or consumer protection laws, including protected discussions about working conditions or other legally protected activities.

7.21 Duty to Report Misconduct

Affiliates are encouraged to promptly report suspected:

• Fraud
• Counterfeit products
• Trademark infringement
• False advertising
• Policy violations
• Illegal conduct

Reports may be submitted confidentially to PEP.

7.22 Cooperation

Affiliates agree to cooperate with reasonable Company investigations involving:

• Policy violations
• Customer complaints
• Fraud
• Compliance reviews
• Commission disputes

Failure to cooperate may result in disciplinary action.

7.23 Reservation of Rights

PEP reserves the right to investigate suspected violations of this Agreement and to take appropriate action, which may include:

• Issuing warnings
• Requiring corrective action
• Suspending commission payments
• Reversing commissions earned through policy violations
• Suspending Affiliate privileges
• Terminating Affiliate accounts
• Pursuing legal remedies where appropriate

Any enforcement action will be taken in accordance with this Agreement and applicable law.

ARTICLE 7

Affiliate Responsibilities & Standards of Conduct

7.1 General Duty of Good Faith

Affiliates shall conduct their business honestly, ethically, professionally, and in a manner that reflects positively upon PEP, its products, customers, affiliates, employees, and business partners.

Affiliates agree to act in good faith in all dealings with customers, prospective customers, other Affiliates, and PEP.

7.2 Compliance with Company Policies

Affiliates agree to comply with:

• This Affiliate Agreement
• The Compensation Plan
• The Terms & Conditions
• Privacy Policy
• Brand Guidelines
• Social Media Policy
• FTC Compliance Guide
• Income Disclosure Statement
• Medical Disclaimer
• Scientific Research Disclaimer
• Testimonials Disclaimer
• Results Disclaimer
• Dietary Supplement Disclaimer
• All future Program Policies adopted by PEP

Failure to comply may result in disciplinary action.

7.3 Compliance with Laws

Affiliates shall comply with all applicable federal, state, provincial, local, and international laws relating to:

• Advertising
• Consumer protection
• Privacy
• Anti-spam regulations
• Taxation
• Intellectual property
• Dietary supplements
• Direct selling
• Affiliate marketing
• Electronic communications

Affiliates are solely responsible for understanding the laws applicable in their jurisdiction.

7.4 Ethical Business Practices

Affiliates shall conduct business in a manner that promotes integrity and professionalism.

Affiliates shall not:

• Harass customers
• Use deceptive sales tactics
• Pressure individuals into purchases
• Make misleading statements
• Engage in unethical recruiting
• Exploit vulnerable individuals
• Misrepresent Company policies

7.5 Customer First Philosophy

Affiliates should focus on serving customers rather than merely recruiting Affiliates.

Affiliates are encouraged to:

• Educate customers honestly
• Recommend products responsibly
• Provide courteous service
• Respect customer privacy
• Maintain professionalism

PEP discourages business practices that emphasize recruitment over retail product sales.

7.6 Truthful Advertising

All advertising must be truthful, accurate, and capable of substantiation.

Affiliates shall not make statements that are:

• False
• Misleading
• Exaggerated
• Unsupported
• Deceptive
• Inconsistent with approved Company materials

7.7 No Unauthorized Product Claims

Affiliates may not claim or imply that any PEP product:

• Diagnoses disease
• Treats disease
• Cures disease
• Prevents disease
• Replaces prescription medications
• Eliminates the need for medical treatment

Affiliates shall use only Company-approved product descriptions and educational materials.

7.8 No Income Guarantees

Affiliates shall not represent or imply that participation in the Affiliate Program guarantees:

• Financial success
• Passive income
• Wealth
• Financial freedom
• Full-time income
• Early retirement
• Specific commission amounts

Income representations must comply with PEP’s Income Disclosure Statement and applicable FTC regulations.

7.9 FTC Disclosure Requirements

Whenever an Affiliate promotes PEP products and has a material connection to PEP, that relationship must be clearly and conspicuously disclosed.

Examples include:

• “I earn commissions from qualifying purchases.”
• “#PEPAffiliate”
• “#Ad”
• “#Sponsored”

Disclosures must comply with applicable Federal Trade Commission guidelines and any other applicable advertising laws.

7.10 Professional Conduct

Affiliates shall:

• Treat customers respectfully
• Treat other Affiliates professionally
• Avoid abusive language
• Avoid discriminatory conduct
• Refrain from harassment
• Conduct themselves in a manner consistent with the reputation of PEP

7.11 No Inventory Loading

PEP prohibits inventory loading.

Affiliates shall not purchase products primarily for the purpose of:

• Qualifying for commissions
• Earning bonuses
• Maintaining rank
• Manipulating sales volume

Products should be purchased primarily for legitimate personal use or retail sale.

7.12 No Manipulation of the Compensation Plan

Affiliates shall not manipulate the Compensation Plan through practices including:

• Multiple accounts
• False customer accounts
• Sham purchases
• Straw purchasers
• Artificial volume
• Bonus buying
• Commission stacking
• Genealogy manipulation

PEP reserves the right to reverse commissions earned through improper activity.

7.13 Respect for Other Affiliates

Affiliates shall not intentionally interfere with another Affiliate’s business.

Prohibited conduct includes:

• Attempting to recruit another Affiliate into competing programs through deception
• Defamation
• Harassment
• Interference with customer relationships
• False accusations
• Unauthorized access to another Affiliate’s account

Healthy competition conducted lawfully and professionally is not prohibited.

7.14 Online Marketing

Affiliates may promote PEP online only in compliance with Company policies.

Permitted marketing channels may include:

• Personal websites
• Blogs
• Facebook
• Instagram
• TikTok
• Pinterest
• YouTube
• LinkedIn
• X (formerly Twitter)
• Email marketing
• Podcasts

All online marketing must accurately represent PEP and comply with applicable laws.

7.15 Prohibited Marketing Practices

Affiliates shall not:

• Purchase domain names confusingly similar to PEP trademarks.
• Impersonate the Company.
• Misrepresent themselves as Company employees.
• Copy Company websites.
• Create fake reviews.
• Purchase fake followers or engagement.
• Use deceptive advertising.
• Engage in click fraud.
• Misrepresent scientific research.
• Falsely imply FDA approval.
• Misuse Company logos.

7.16 Search Engine Advertising

Affiliates may not bid on Company trademarks, including but not limited to:

• PEP
• Step With PEP
• StepWithPep.Health
• Product names
• Misspellings of Company trademarks

unless expressly authorized in writing by PEP.

7.17 Email Marketing

Affiliates engaging in email marketing must comply with all applicable anti-spam laws, including the CAN-SPAM Act and similar laws in other jurisdictions.

Affiliates shall not:

• Send unsolicited bulk emails.
• Use misleading subject lines.
• Conceal their identity.
• Send spam.

7.18 Text Message Marketing

Affiliates may not send promotional text messages without obtaining all legally required consent from recipients.

Affiliates are solely responsible for compliance with applicable telecommunications and marketing laws.

7.19 Customer Privacy

Affiliates shall respect customer privacy.

Affiliates shall not:

• Sell customer information.
• Share customer information without authorization.
• Use customer information for unauthorized purposes.
• Collect sensitive information unnecessarily.

7.20 Protection of Company Reputation

Affiliates agree to avoid conduct that could reasonably damage the reputation of PEP.

Examples include:

• Publicly making false statements about PEP.
• Posting offensive or discriminatory content in connection with the Company.
• Using Company branding in unlawful activities.
• Engaging in conduct that could materially harm consumer confidence.

This section is not intended to restrict lawful rights under applicable labor or consumer protection laws, including protected discussions about working conditions or other legally protected activities.

7.21 Duty to Report Misconduct

Affiliates are encouraged to promptly report suspected:

• Fraud
• Counterfeit products
• Trademark infringement
• False advertising
• Policy violations
• Illegal conduct

Reports may be submitted confidentially to PEP.

7.22 Cooperation

Affiliates agree to cooperate with reasonable Company investigations involving:

• Policy violations
• Customer complaints
• Fraud
• Compliance reviews
• Commission disputes

Failure to cooperate may result in disciplinary action.

7.23 Reservation of Rights

PEP reserves the right to investigate suspected violations of this Agreement and to take appropriate action, which may include:

• Issuing warnings
• Requiring corrective action
• Suspending commission payments
• Reversing commissions earned through policy violations
• Suspending Affiliate privileges
• Terminating Affiliate accounts
• Pursuing legal remedies where appropriate

Any enforcement action will be taken in accordance with this Agreement and applicable law.

ARTICLE 9

Marketing, Advertising, FTC Compliance & FDA Compliance

9.1 Purpose

PEP is committed to ethical, truthful, and legally compliant marketing.

This Article establishes mandatory advertising standards designed to protect consumers, Affiliates, and the PEP brand while ensuring compliance with applicable laws and regulations.

Failure to comply with this Article may result in suspension, withholding of commissions, termination of Affiliate status, and other remedies available under this Agreement.

PART A

General Marketing Standards

9.2 Honest Representation

Affiliates shall market PEP products honestly, accurately, and professionally.

Affiliates may not make statements that are:

• False
• Misleading
• Deceptive
• Unsupported
• Exaggerated
• Likely to confuse consumers

9.3 Approved Marketing Materials

Affiliates are encouraged to use only marketing materials provided or approved by PEP.

If Affiliates create their own marketing materials, those materials must:

• Comply with this Agreement;
• Comply with all Program Policies;
• Comply with applicable law; and
• Be truthful and substantiated.

PEP reserves the right to require modification or removal of any marketing material.

9.4 Brand Representation

Affiliates shall accurately represent themselves as:

Independent PEP Affiliates

Affiliates may not represent themselves as:

• Employees
• Officers
• Executives
• Owners
• Medical professionals acting on behalf of PEP
• Official spokespersons

unless specifically authorized in writing.

PART B

FTC Compliance

9.5 FTC Endorsement Compliance

Affiliates shall comply with all applicable Federal Trade Commission (“FTC”) advertising and endorsement requirements.

Whenever an Affiliate promotes PEP products and receives compensation or may earn commissions, the Affiliate must clearly disclose that relationship.

Acceptable disclosures include, for example:

• “I earn commissions from qualifying purchases.”
• “#PEPAffiliate”
• “#Ad”
• “#Sponsored”

Disclosures must be:

• Clear
• Conspicuous
• Easy to understand
• Placed near the endorsement

9.6 No Hidden Relationships

Affiliates may not conceal their relationship with PEP.

Required disclosures must not be:

• Hidden in hashtags
• Buried in comments
• Difficult to locate
• Written in unreadable fonts
• Hidden behind hyperlinks

9.7 Reviews

Affiliates may provide honest reviews based upon their own genuine experiences.

Affiliates shall not:

• Write fake reviews
• Purchase reviews
• Offer incentives for undisclosed reviews
• Misrepresent customer experiences

PART C

FDA & Dietary Supplement Compliance

9.8 No Disease Claims

Affiliates shall never state or imply that a PEP product:

• Diagnoses disease
• Treats disease
• Cures disease
• Prevents disease
• Mitigates disease

Examples of prohibited statements include:

• “This product cures arthritis.”
• “Treats diabetes.”
• “Eliminates depression.”
• “Reverses Alzheimer’s.”
• “Kills cancer cells.”
• “Replaces insulin.”
• “Lowers blood pressure.”

These examples are illustrative and not exhaustive.

9.9 Structure/Function Statements

Affiliates may use Company-approved educational language regarding ingredients or products that describes support for normal body structures or functions, provided such statements are truthful, substantiated, and consistent with applicable law.

Examples of permissible language may include references to supporting general wellness, normal physiological functions, or ingredient research, when approved by PEP.

Affiliates must not alter approved language in a way that implies disease treatment or other unapproved claims.

9.10 Scientific Research

Affiliates may discuss scientific publications only in accordance with PEP’s Scientific Research Disclaimer.

Affiliates shall not claim or imply that:

• Scientific studies prove PEP products work;
• Published ingredient studies are clinical proof of PEP product performance; or
• Research guarantees customer experiences.

Scientific discussions must remain educational.

9.11 FDA Disclaimer

Whenever required by Company policy, applicable law, or product labeling, Affiliates shall include the following disclaimer:

These statements have not been evaluated by the U.S. Food and Drug Administration. These products are not intended to diagnose, treat, cure, or prevent any disease.

PART D

Income Claims

9.12 No Guaranteed Earnings

Affiliates shall not represent or imply that participation in the Affiliate Program guarantees:

• Wealth
• Financial freedom
• Passive income
• Career replacement
• Six-figure income
• Early retirement
• Financial independence

9.13 Income Examples

If PEP authorizes discussion of Affiliate earnings, Affiliates shall:

• Use truthful information;
• Avoid exaggeration;
• Include required disclosures; and
• Comply with the Company’s Income Disclosure Statement.

9.14 Lifestyle Marketing

Affiliates shall not imply that luxury lifestyles, expensive automobiles, vacations, or other personal achievements are typical results of participation in the Affiliate Program unless such representations are truthful, appropriately qualified, and compliant with applicable law.

PART E

Social Media

9.15 Social Media Conduct

Affiliates may promote PEP on social media platforms, including:

• Facebook
• Instagram
• TikTok
• Pinterest
• YouTube
• LinkedIn
• X (Twitter)

provided all content complies with this Agreement.

9.16 Social Media Standards

Affiliates shall not post content that is:

• Offensive
• Discriminatory
• Harassing
• Defamatory
• Obscene
• Illegal
• Misleading

when associated with PEP.

9.17 Influencers

Affiliates acting as influencers shall comply with all FTC endorsement requirements.

Sponsored content must clearly disclose the Affiliate relationship.

PART F

Online Advertising

9.18 Paid Advertising

Affiliates may engage in paid advertising only in accordance with Company policies.

PEP reserves the right to prohibit or restrict certain advertising channels.

9.19 Trademark Bidding

Affiliates shall not purchase search advertising using Company trademarks, including:

• PEP
• Step With PEP
• StepWithPep.Health
• Product names
• Trademark misspellings

without prior written authorization.

9.20 Domain Names

Affiliates may not register domain names that:

• Include Company trademarks;
• Are confusingly similar to Company branding; or
• Could reasonably create consumer confusion.

9.21 Website Copying

Affiliates shall not duplicate:

• Company websites
• Product pages
• Marketing pages
• Sales funnels
• Product photography
• Videos

without written permission.

PART G

Testimonials

9.22 Customer Testimonials

Affiliates may share genuine customer testimonials only if:

• Permission has been obtained where required;
• The testimonials are truthful;
• Required disclosures accompany the testimonial; and
• The Company’s Testimonials Disclaimer is followed.

9.23 Before-and-After Images

Affiliates shall not publish before-and-after photographs unless expressly authorized by PEP and compliant with Company policy and applicable law.

PART H

Compliance Monitoring

9.24 Monitoring

PEP may monitor Affiliate marketing activities, including:

• Websites
• Social media
• Email marketing
• Paid advertising
• Videos
• Public presentations

for compliance with this Agreement.

9.25 Corrective Action

If PEP determines that marketing materials violate this Agreement, the Company may require the Affiliate to:

• Remove content;
• Modify content;
• Issue corrections;
• Complete compliance training; or
• Cease specific marketing activities.

PEP may establish reasonable deadlines for corrective action.

9.26 Immediate Suspension

PEP reserves the right to immediately suspend Affiliate privileges where marketing activities create a material risk of consumer harm, legal noncompliance, or significant reputational damage to the Company.

9.27 Reservation of Rights

PEP reserves the right to interpret this Article in a manner consistent with applicable laws and regulatory guidance, including guidance issued by the Federal Trade Commission, the U.S. Food and Drug Administration, and other governmental authorities.

PEP may update its marketing policies prospectively to reflect changes in law, regulations, or industry best practices.

ARTICLE 10

Intellectual Property, Trademarks & Brand Guidelines

10.1 Ownership of Intellectual Property

All intellectual property used in connection with the PEP Affiliate Program remains the exclusive property of PEP or its licensors.

Nothing in this Agreement transfers ownership of any intellectual property to an Affiliate.

Protected intellectual property includes, but is not limited to:

• Company name
• PEP™ name and logo
• Step With PEP™
• StepWithPep.Health™
• Product names
• Product packaging
• Website design
• Product photography
• Lifestyle photography
• Videos
• Marketing materials
• Articles
• Training materials
• Graphics
• Icons
• Software
• Affiliate Dashboard
• Compensation Plan
• Trade secrets
• Copyrights
• Trademarks
• Service marks
• Trade dress

10.2 Limited License

While an Affiliate remains in good standing, PEP grants the Affiliate a limited, non-exclusive, non-transferable, revocable license to use approved Company marketing materials solely for promoting PEP products and the Affiliate Program.

This license:

• Is personal to the Affiliate.
• May not be sublicensed.
• May be revoked at any time.
• Terminates immediately upon termination of this Agreement.

10.3 Trademark Usage

Affiliates may use Company trademarks only as expressly authorized by PEP.

Approved trademark usage must:

• Preserve logo proportions.
• Preserve brand colors.
• Preserve approved fonts where applicable.
• Maintain required clear space.
• Not distort or alter logos.
• Not create consumer confusion.

10.4 Trademark Symbols

Affiliates shall use Company trademarks with the appropriate trademark designation as instructed by PEP.

Until federally registered, Company marks should generally use the ™ designation.

Following federal registration, PEP may require use of the ® symbol where appropriate.

10.5 No Ownership Rights

Nothing contained in this Agreement grants an Affiliate:

• Ownership of Company trademarks.
• Ownership of copyrights.
• Ownership of trade secrets.
• Ownership of marketing materials.
• Ownership of product photography.
• Ownership of Company-created content.

10.6 Company Logos

Affiliates may use only official Company logos supplied through the Affiliate Dashboard or otherwise approved in writing.

Affiliates may not:

• Redesign logos.
• Stretch logos.
• Change colors.
• Remove design elements.
• Add graphics to Company logos.
• Create derivative logos.

10.7 Product Images

Affiliates may use Company-approved product photographs solely for promoting PEP products.

Affiliates may not:

• Alter product packaging.
• Misrepresent products.
• Create misleading product mockups.
• Remove required legal disclaimers.
• Modify labels.

Reasonable resizing and cropping that does not materially alter the image or create misleading impressions is permitted unless otherwise prohibited by PEP.

10.8 Marketing Materials

Company-created:

• Brochures
• Flyers
• Presentations
• Videos
• Advertisements
• Social media graphics
• Website banners
• Email templates

remain the exclusive property of PEP.

Affiliates may not resell Company marketing materials.

10.9 Product Packaging

Affiliates may not:

• Repackage products.
• Remove labels.
• Relabel products.
• Alter ingredient information.
• Cover warnings.
• Modify packaging.

Products must always be sold in their original Company packaging unless otherwise authorized by PEP.

10.10 Website Content

Affiliates shall not reproduce substantial portions of the Company’s Website.

This includes:

• Product descriptions
• Entire webpages
• Blog articles
• Educational resources
• Frequently Asked Questions
• Videos
• Product comparison charts

Reasonable excerpts with attribution and authorization, where applicable, are permitted.

10.11 Copyright Protection

All Company content is protected by copyright law.

Unauthorized reproduction or distribution of copyrighted materials is prohibited.

10.12 AI-Generated Content

Affiliates may use artificial intelligence (“AI”) tools to create original marketing content, provided that such content:

• Is accurate and truthful.
• Complies with this Agreement.
• Does not infringe third-party intellectual property rights.
• Does not misrepresent Company products.
• Does not create unauthorized medical or income claims.
• Does not imitate or falsely suggest endorsement by third parties.

Affiliates remain solely responsible for all AI-generated content they publish.

10.13 Custom Marketing Materials

Affiliates may create their own marketing materials provided those materials:

• Comply with Company policies.
• Maintain brand integrity.
• Use approved product information.
• Avoid prohibited claims.
• Respect intellectual property rights.

PEP may require modification or removal of any custom marketing material.

10.14 Domain Names

Affiliates shall not register domain names containing:

• PEP
• Step With PEP
• StepWithPep
• Product names
• Trademark variations
• Misspellings likely to cause confusion

unless expressly authorized in writing by PEP.

Examples include domains that could reasonably lead consumers to believe they are official Company websites.

10.15 Social Media Usernames

Affiliates shall not create social media usernames or handles that falsely imply they are the official Company account.

Usernames should clearly identify the Affiliate as an independent promoter.

10.16 Email Addresses

Affiliates may not create email addresses that could reasonably be interpreted as official Company email addresses.

Examples include addresses suggesting Company ownership or employee status.

10.17 Company Name

Affiliates may refer to PEP in a truthful manner when promoting Company products.

Affiliates may not:

• Hold themselves out as Company executives.
• Represent themselves as speaking on behalf of PEP.
• Issue Company announcements.
• Represent Company policies without authorization.

10.18 Brand Reputation

Affiliates shall use Company branding in a manner consistent with maintaining the reputation and goodwill associated with PEP.

Affiliates shall avoid uses that are:

• Offensive
• Misleading
• Defamatory
• Discriminatory
• Illegal
• Inconsistent with Company values

10.19 Intellectual Property Infringement

Affiliates shall not knowingly use third-party content without appropriate rights or permission.

This includes:

• Copyrighted photographs
• Videos
• Music
• Logos
• Trademarks
• Articles
• Graphics
• Software

Affiliates are solely responsible for ensuring they possess necessary rights to materials they publish.

10.20 Company Requests

PEP may require an Affiliate to remove, modify, or discontinue use of any marketing material, trademark, or other Company asset that the Company reasonably believes violates this Agreement or applicable law.

Affiliates shall comply with such requests within the timeframe specified by PEP.

10.21 Protection of Goodwill

Affiliates acknowledge that Company trademarks represent valuable goodwill.

Affiliates agree not to engage in conduct likely to dilute, tarnish, or otherwise impair the distinctiveness or reputation of Company trademarks.

10.22 Reporting Infringement

Affiliates are encouraged to promptly report suspected:

• Trademark infringement
• Counterfeit products
• Copyright violations
• Unauthorized websites
• Fake social media accounts
• Unauthorized product listings

to PEP.

10.23 Reservation of Rights

PEP reserves all rights not expressly granted under this Agreement.

The Company may:

• Update Brand Guidelines.
• Modify approved marketing materials.
• Replace logos.
• Retire product branding.
• Introduce new trademarks.
• Revoke marketing permissions.
• Enforce its intellectual property rights through available legal remedies.

10.24 Survival

The obligations contained in this Article survive termination of this Agreement.

Upon termination, the Affiliate shall immediately discontinue use of all Company intellectual property and remove Company branding from websites, social media accounts, advertisements, and other marketing materials within a reasonable period specified by PEP.

ARTICLE 11

Confidential Information, Customer Data, Privacy & Non-Solicitation

11.1 Purpose

During participation in the PEP Affiliate Program, Affiliates may receive access to confidential, proprietary, or commercially valuable information belonging to PEP.

This Article establishes each Affiliate’s obligations regarding confidentiality, protection of customer information, privacy, and the preservation of the integrity of the Affiliate Program.

PART A

Confidential Information

11.2 Definition of Confidential Information

“Confidential Information” includes all non-public information relating to PEP, whether written, electronic, oral, visual, or otherwise recorded, including but not limited to:

• Affiliate genealogy
• Customer lists
• Affiliate lists
• Sales reports
• Commission reports
• Compensation calculations
• Marketing strategies
• Business plans
• Pricing strategies
• Vendor relationships
• Product development
• Manufacturing information
• Supplier information
• Financial information
• Trade secrets
• Training materials
• Software
• Website administration
• Internal communications
• Business analytics
• Product launch plans
• Future promotions
• Company policies not publicly available

Confidential Information does not include information that:

• Is publicly available through lawful means;
• Was already lawfully known by the Affiliate before disclosure;
• Is independently developed without use of PEP’s Confidential Information; or
• Must be disclosed by law or court order, provided the Affiliate gives prompt notice to PEP where legally permitted.

11.3 Confidentiality Obligation

Affiliates agree to:

• Maintain the confidentiality of Company information.
• Use Confidential Information solely for operating their PEP Affiliate business.
• Take reasonable measures to protect Confidential Information.
• Prevent unauthorized disclosure.
• Notify PEP promptly of any unauthorized access or disclosure.

11.4 Prohibited Disclosure

Affiliates shall not disclose Confidential Information to:

• Competitors
• Former Affiliates
• Unauthorized third parties
• Media organizations
• Online forums
• Social media
• Other businesses

without prior written authorization from PEP.

11.5 Limited Internal Use

Affiliates may use Company Confidential Information only as reasonably necessary to:

• Promote PEP products.
• Support customers.
• Operate their Affiliate business.
• Manage their own organization.

No other use is authorized.

PART B

Customer Information

11.6 Customer Data

Customer information may include:

• Names
• Email addresses
• Telephone numbers
• Shipping addresses
• Purchase history
• Customer preferences
• Order information
• Other personal information

Customer information remains the property of PEP except to the extent otherwise required by applicable law.

11.7 Privacy

Affiliates shall comply with all applicable privacy laws, including those governing the collection, storage, use, and disclosure of personal information.

Affiliates shall collect only the personal information reasonably necessary for legitimate business purposes.

11.8 Customer Consent

Affiliates shall obtain any legally required consent before:

• Sending marketing emails.
• Sending text messages.
• Using customer testimonials.
• Publishing customer photographs.
• Sharing customer information with third parties.

11.9 Data Security

Affiliates shall implement reasonable safeguards to protect personal information from unauthorized access, disclosure, alteration, or destruction.

Reasonable safeguards include, where appropriate:

• Strong passwords
• Secure devices
• Updated software
• Multi-factor authentication when available
• Limited access to customer information

11.10 Data Breach

If an Affiliate becomes aware of unauthorized access to customer information relating to the Affiliate’s activities, the Affiliate shall promptly notify PEP and cooperate in any reasonable investigation or mitigation efforts.

PART C

Affiliate Genealogy

11.11 Genealogy Information

Affiliate genealogy reports are proprietary Confidential Information belonging exclusively to PEP.

Genealogy information includes:

• Downline relationships
• Sponsor relationships
• Sales organization structure
• Affiliate contact information
• Commission relationships

11.12 Limited License

PEP grants Affiliates a limited license to view genealogy information solely for purposes of operating their PEP business.

This license terminates immediately upon termination of this Agreement.

11.13 No Distribution

Affiliates shall not:

• Sell genealogy reports.
• Share genealogy reports outside PEP.
• Copy genealogy databases.
• Export genealogy information for competing businesses.
• Use genealogy information to recruit for another company.

PART D

Non-Solicitation

11.14 Protection of the Affiliate Network

PEP has invested substantial resources in developing its Affiliate network.

Affiliates agree not to improperly interfere with the Company’s relationships with its Affiliates or customers.

11.15 Non-Solicitation of Affiliates

During participation in the Affiliate Program, and for twelve (12) months following termination of this Agreement, an Affiliate shall not knowingly solicit another current PEP Affiliate to join a competing direct sales, network marketing, multi-level marketing, or affiliate marketing program through the use of PEP’s confidential information or relationships developed through the PEP Affiliate Program.

This provision is intended to protect PEP’s legitimate business interests and shall be interpreted only to the extent enforceable under applicable law. It does not prohibit general advertising or marketing that is not specifically directed at PEP Affiliates.

11.16 General Advertising Exception

Nothing in this Agreement prohibits Affiliates from engaging in:

• General advertising
• Public social media posts
• Public websites
• General recruiting not specifically directed toward PEP Affiliates

provided such activities are not targeted using Company Confidential Information.

11.17 Customer Relationships

Affiliates remain free to maintain ordinary relationships with customers.

However, Affiliates shall not misuse Company customer information to promote competing businesses.

PART E

Return of Company Property

11.18 Company Materials

Upon termination of this Agreement, Affiliates shall promptly discontinue use of Company Confidential Information and, upon request, return or permanently delete Confidential Information in their possession, except where retention is required by applicable law.

11.19 Electronic Information

Upon request, Affiliates shall permanently delete Company Confidential Information stored on:

• Computers
• Mobile devices
• Cloud storage
• External drives
• Email systems

except where retention is legally required.

PART F

Survival

11.20 Continuing Obligations

The confidentiality obligations contained in this Article survive termination of this Agreement for so long as the information remains confidential or for the maximum period permitted by applicable law.

11.21 Injunctive Relief

Affiliate acknowledges that unauthorized disclosure or misuse of Confidential Information may cause irreparable harm that cannot be adequately compensated through monetary damages alone.

Accordingly, in addition to any other remedies available at law or in equity, PEP may seek injunctive or other equitable relief to prevent or stop actual or threatened violations of this Article, subject to applicable law.

11.22 Reservation of Rights

PEP reserves all rights available under law to protect:

• Trade secrets
• Customer information
• Affiliate genealogy
• Confidential business information
• Proprietary business methods
• Intellectual property

 

ARTICLE 12

Investigations, Compliance, Suspension & Termination

12.1 Purpose

PEP is committed to maintaining a fair, ethical, and compliant Affiliate Program.

This Article establishes the Company’s authority to investigate potential violations of this Agreement and to take appropriate corrective action when necessary.

PART A

Compliance Reviews

12.2 Right to Monitor

PEP reserves the right to monitor Affiliate activities for compliance with:

• This Agreement
• The Compensation Plan
• Company Policies
• FTC requirements
• FDA regulations
• Advertising laws
• Consumer protection laws
• Applicable federal, state, and local laws

Monitoring may include review of:

• Websites
• Social media
• Videos
• Paid advertisements
• Email campaigns
• Customer complaints
• Commission activity
• Sales reports
• Affiliate communications
• Public presentations

12.3 Compliance Investigations

PEP may investigate suspected violations including:

• Fraud
• Misrepresentation
• False advertising
• Unauthorized medical claims
• Improper income claims
• Trademark misuse
• Commission manipulation
• Artificial sales volume
• Inventory loading
• Duplicate accounts
• Identity theft
• Payment fraud
• Privacy violations
• Intellectual property infringement

12.4 Affiliate Cooperation

Affiliates agree to cooperate with reasonable Company investigations.

Such cooperation may include:

• Responding to Company inquiries.
• Providing requested documentation.
• Explaining marketing activities.
• Providing advertising materials.
• Participating in compliance interviews.
• Producing supporting records reasonably related to the investigation.

Failure to cooperate may constitute an independent violation of this Agreement.

PART B

Corrective Actions

12.5 Progressive Enforcement

Where appropriate, PEP may use progressive corrective measures, including:

• Educational guidance
• Written warning
• Required corrective action
• Mandatory compliance training
• Temporary suspension
• Commission hold
• Termination

Nothing in this Article requires PEP to follow progressive discipline in every case. Serious violations may warrant immediate action.

12.6 Opportunity to Cure

For violations that PEP reasonably believes are capable of correction, the Company may provide the Affiliate with an opportunity to cure the violation within a reasonable period specified by PEP.

Examples include:

• Removing non-compliant advertising.
• Updating required disclosures.
• Correcting inaccurate product descriptions.
• Modifying social media content.

Failure to cure within the specified period may result in additional disciplinary action.

12.7 Immediate Suspension

PEP may immediately suspend an Affiliate account without prior notice where the Company reasonably believes that continued participation presents a material risk to:

• Customers
• The Company
• Other Affiliates
• Regulatory compliance
• Company reputation
• Company intellectual property
• The integrity of the Compensation Plan

Examples include suspected:

• Fraud
• Identity theft
• Counterfeit products
• Serious regulatory violations
• Unauthorized medical claims
• Illegal activity
• Commission manipulation

PART C

Suspension

12.8 Effect of Suspension

During suspension, PEP may:

• Disable Affiliate Dashboard access.
• Suspend commission payments.
• Disable referral links.
• Freeze bonuses.
• Restrict participation in promotions.
• Prevent enrollment of new Affiliates.
• Prevent customer referrals.

12.9 Commission Holds

PEP may temporarily withhold commissions while investigating:

• Fraud
• Refund activity
• Chargebacks
• Artificial sales
• Compliance violations
• Commission disputes

If no violation is found, withheld commissions will generally be released in accordance with the Compensation Plan.

PART D

Termination

12.10 Voluntary Termination

An Affiliate may terminate participation in the Affiliate Program at any time by providing written notice to PEP.

Termination becomes effective upon acceptance by PEP or on another date specified by PEP.

Termination does not affect obligations that survive under this Agreement.

12.11 Termination by PEP

PEP may terminate an Affiliate account for reasons including, but not limited to:

• Material breach of this Agreement.
• Fraud.
• Misrepresentation.
• Criminal conduct affecting the Affiliate Program.
• False advertising.
• Unauthorized medical claims.
• Repeated FTC violations.
• Trademark infringement.
• Abuse of the Compensation Plan.
• Failure to cooperate with investigations.
• Violation of applicable law.
• Conduct materially damaging to the Company.

Where appropriate, PEP may provide notice and an opportunity to cure before termination. However, PEP reserves the right to terminate immediately for serious or repeated violations.

12.12 Inactive Accounts

PEP may classify Affiliate accounts as inactive after an extended period of inactivity as defined in the Compensation Plan.

Inactive accounts may be:

• Deactivated.
• Removed from genealogy.
• Subject to loss of commission eligibility.

PEP will provide notice where required by applicable law or Company policy.

PART E

Effects of Termination

12.13 Loss of Rights

Upon termination:

• The Affiliate license granted under this Agreement immediately ends.
• Affiliate Dashboard access may be disabled.
• Referral links may be deactivated.
• Company trademarks may no longer be used.
• Marketing materials must be removed from public use.
• Company Confidential Information must no longer be used.

12.14 Outstanding Commissions

An Affiliate whose account is terminated remains eligible only for commissions earned on Qualifying Sales completed before the effective date of termination, subject to:

• Refunds
• Chargebacks
• Fraud review
• Other adjustments permitted by this Agreement

Commissions associated with policy violations, fraudulent activity, or transactions later determined to be ineligible may be withheld or reversed.

12.15 Return of Company Property

Upon termination, the Affiliate shall promptly discontinue use of Company property and, upon request, return or permanently delete Company Confidential Information and proprietary materials, except where retention is required by law.

12.16 Survival

The following obligations survive termination:

• Confidentiality
• Intellectual Property protections
• Indemnification
• Dispute Resolution
• Limitation of Liability
• Governing Law
• Payment obligations
• Any provisions that by their nature are intended to survive termination

PART F

Appeals

12.17 Request for Review

An Affiliate whose account has been suspended or terminated may submit a written request for review within 30 days of receiving notice.

The request should include:

• A description of the decision being challenged.
• Supporting documentation.
• Any corrective actions taken.
• Any additional information the Affiliate believes is relevant.

12.18 Company Review

PEP will review timely appeals in good faith.

The Company’s decision following review shall be final unless otherwise required by applicable law.

Nothing in this section limits any legal rights available to either party under applicable law.

PART G

Reservation of Rights

12.19 No Waiver

PEP’s decision not to enforce a particular provision on one occasion does not waive its right to enforce that provision or any other provision in the future.

12.20 Good Faith Administration

PEP will administer this Agreement in good faith and in a commercially reasonable manner. The Company retains discretion to interpret and enforce its policies, provided such discretion is exercised consistently with this Agreement and applicable law.

ARTICLE 13

Indemnification, Limitation of Liability, Dispute Resolution & Governing Law

13.1 Purpose

This Article establishes the legal rights and obligations of PEP and its Affiliates regarding claims, disputes, liability, legal proceedings, and interpretation of this Agreement.

The parties agree that these provisions are intended to allocate risk fairly and provide an efficient process for resolving disputes, while preserving any rights that cannot legally be waived under applicable law.

PART A

Indemnification

13.2 Affiliate Indemnification

To the fullest extent permitted by law, Affiliate agrees to defend, indemnify, and hold harmless PEP and its parent companies, subsidiaries, affiliates, owners, officers, directors, employees, agents, contractors, licensors, successors, and assigns (collectively, the “PEP Parties“) from and against any claims, demands, actions, liabilities, losses, damages, judgments, settlements, fines, penalties, costs, and reasonable attorneys’ fees arising out of or relating to:

• Affiliate’s breach of this Agreement;
• Affiliate’s violation of applicable law;
• Affiliate’s negligent or wrongful acts or omissions;
• Unauthorized product, medical, or income claims made by Affiliate;
• Affiliate-created advertising or marketing materials;
• Affiliate’s misuse of intellectual property;
• Affiliate’s violation of another person’s rights, including privacy or intellectual property rights;
• Affiliate’s collection or handling of personal information;
• Affiliate’s operation of its Affiliate business.

PEP will promptly notify the Affiliate of any claim for which indemnification is sought, to the extent practicable. The Affiliate shall not settle any claim in a manner that imposes liability or obligations on PEP without PEP’s prior written consent, which shall not be unreasonably withheld.

13.3 Company Indemnification

Except as expressly provided in this Agreement or required by applicable law, PEP does not assume responsibility for the Affiliate’s independent business activities, marketing, advertising, or legal compliance.

PART B

Disclaimer of Warranties

13.4 Affiliate Program Provided “As Is”

To the fullest extent permitted by law, the Affiliate Program, Affiliate Dashboard, marketing tools, reports, training materials, websites, software, and related services are provided “AS IS” and “AS AVAILABLE.”

PEP disclaims all warranties, whether express, implied, statutory, or otherwise, including implied warranties of:

• Merchantability;
• Fitness for a particular purpose;
• Non-infringement; and
• Accuracy or uninterrupted availability.

Nothing in this section excludes warranties that cannot legally be disclaimed.

13.5 No Guarantee of Business Success

PEP makes no representation or warranty that participation in the Affiliate Program will result in:

• Customer acquisition;
• Sales;
• Commissions;
• Profits;
• Business growth; or
• Financial success.

Affiliate success depends on numerous factors outside PEP’s control.

PART C

Limitation of Liability

13.6 Excluded Damages

To the fullest extent permitted by applicable law, the PEP Parties shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, loss of business opportunities, loss of goodwill, loss of data, or business interruption, arising out of or relating to this Agreement or the Affiliate Program, even if advised of the possibility of such damages.

13.7 Maximum Liability

To the fullest extent permitted by law, PEP’s total aggregate liability arising from or relating to this Agreement shall not exceed the total commissions actually paid by PEP to the Affiliate during the twelve (12) months immediately preceding the event giving rise to the claim.

This limitation does not apply where prohibited by applicable law.

13.8 Force Majeure

PEP shall not be liable for delays or failures to perform resulting from events beyond its reasonable control, including but not limited to:

• Natural disasters;
• Hurricanes;
• Floods;
• Fires;
• Epidemics or pandemics;
• Government actions;
• Internet outages;
• Cybersecurity incidents;
• Labor disputes;
• Transportation disruptions;
• Utility failures;
• Supply chain interruptions; or
• Acts of war or terrorism.

Performance will be excused for the duration of the force majeure event to the extent affected.

PART D

Dispute Resolution

13.9 Good Faith Negotiation

Before initiating formal legal proceedings, the parties agree to make a good-faith effort to resolve any dispute arising under this Agreement through informal discussions.

A party seeking to resolve a dispute shall provide written notice describing:

• The nature of the dispute;
• The relevant facts;
• The relief requested.

The parties will use commercially reasonable efforts to resolve the dispute within 30 days after receipt of the notice, unless they agree to extend that period.

13.10 Mediation (Optional)

If a dispute cannot be resolved through informal discussions, the parties may mutually agree to participate in confidential mediation before commencing litigation.

Participation in mediation is voluntary unless otherwise required by applicable law or a separate written agreement.

13.11 Venue

Unless otherwise required by applicable law, any legal action arising out of or relating to this Agreement shall be brought exclusively in the state or federal courts located in the State of Florida.

Each party consents to the personal jurisdiction of those courts.

13.12 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

13.13 Statute of Limitations

To the extent permitted by applicable law, any claim arising from this Agreement must be commenced within one (1) year after the claim arose or such claim shall be permanently barred.

This limitation does not apply where prohibited by law.

PART E

Miscellaneous Legal Provisions

13.14 Attorneys’ Fees

In any legal proceeding arising out of this Agreement, the prevailing party shall be entitled to recover its reasonable attorneys’ fees and costs only to the extent permitted by applicable law or ordered by the court.

13.15 Severability

If any provision of this Agreement is determined by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

To the extent possible, any invalid provision shall be interpreted to most closely reflect the parties’ original intent while complying with applicable law.

13.16 No Waiver

Failure by PEP to enforce any provision of this Agreement shall not constitute a waiver of that provision or of any other provision.

A waiver shall be effective only if made in writing and signed by an authorized representative of PEP.

13.17 Assignment

Affiliate may not assign, transfer, delegate, or otherwise convey any rights or obligations under this Agreement without PEP’s prior written consent.

PEP may assign this Agreement in connection with:

• A merger;
• Acquisition;
• Sale of substantially all assets;
• Corporate reorganization; or
• Other lawful business transaction.

13.18 Entire Agreement

This Agreement, together with the Compensation Plan and all Program Policies incorporated by reference, constitutes the entire agreement between the parties regarding the Affiliate Program and supersedes all prior oral or written discussions relating to its subject matter.

13.19 Amendments

PEP may amend this Agreement from time to time.

Material amendments will be communicated by:

• Email;
• Affiliate Dashboard notification;
• Website posting; or
• Other reasonable means.

Continued participation in the Affiliate Program after the effective date of an amendment constitutes acceptance of the revised Agreement.

If an Affiliate does not agree to a material amendment, the Affiliate may terminate participation before the amendment becomes effective.

13.20 Electronic Communications

Affiliate agrees that PEP may provide notices, disclosures, policies, statements, and other communications electronically.

Electronic communications satisfy any legal requirement that such communications be in writing, to the extent permitted by applicable law.

13.21 Electronic Acceptance

By clicking “I Agree,” enrolling in the Affiliate Program, or otherwise participating in the Program, Affiliate acknowledges that:

• Affiliate has read this Agreement;
• Affiliate understands its terms;
• Affiliate has had the opportunity to seek independent legal advice;
• Affiliate agrees to be legally bound by this Agreement; and
• Electronic acceptance has the same force and effect as a handwritten signature.

13.22 Headings

Section headings are included solely for convenience and shall not affect the interpretation of this Agreement.

13.23 Survival

Any provision that by its nature should survive termination of this Agreement—including, without limitation, provisions relating to confidentiality, intellectual property, payment obligations, indemnification, limitation of liability, dispute resolution, governing law, and post-termination obligations—shall survive termination for the period necessary to give effect to those provisions.

 

ARTICLE 14

Code of Ethics, Program Exhibits & Electronic Acceptance

14.1 Purpose

This Article establishes the ethical standards expected of every PEP Affiliate and incorporates the operational exhibits that form part of this Agreement.

Participation in the PEP Affiliate Program is based upon integrity, professionalism, honesty, and a commitment to serving customers responsibly.

PART A

PEP Affiliate Code of Ethics

Every Affiliate agrees to uphold the following principles.

14.2 Integrity

Affiliates shall always conduct themselves honestly and ethically.

Affiliates will:

• Tell the truth.
• Honor commitments.
• Represent products accurately.
• Respect customers.
• Respect other Affiliates.
• Protect the reputation of PEP.

14.3 Customer First

PEP exists to provide quality wellness products.

Affiliates agree that:

• Customers always come first.
• Long-term relationships are more valuable than short-term sales.
• Customer satisfaction should remain a primary business objective.

14.4 Professionalism

Affiliates agree to maintain a professional appearance and conduct in all business communications.

Affiliates shall:

• Respond respectfully.
• Avoid offensive language.
• Avoid harassment.
• Avoid intimidation.
• Treat every customer fairly.

14.5 Honest Advertising

Affiliates shall never exaggerate.

Affiliates shall never:

• Make false promises.
• Mislead consumers.
• Misrepresent scientific research.
• Misrepresent earnings.
• Misrepresent product capabilities.

14.6 Compliance

Affiliates agree to comply with:

• FTC regulations
• FDA regulations
• Consumer protection laws
• Advertising laws
• Privacy laws
• Company Policies

14.7 Respect for the Brand

PEP’s reputation is one of its most valuable assets.

Affiliates agree to protect and strengthen the Company’s reputation through ethical conduct.

PART B

Compensation Plan Exhibit (Exhibit A)

Four-Level Team Commission Structure

Team Level	Commission
Level 1	8%
Level 2	6%
Level 3	4%
Level 4	2%

Only Qualifying Sales generate commissions.

The Compensation Plan may be updated prospectively by PEP in accordance with this Agreement.

PART C

Fast Start Bonus Exhibit (Exhibit B)

New Affiliates have 90 days from their enrollment date to qualify.

For every $5,000 in Qualifying Retail Sales generated by their personally enrolled (Level 1) Affiliates, the Affiliate earns:

$100 Fast Start Bonus

Maximum Bonuses:

• Bonus #1 = $100
• Bonus #2 = $100
• Bonus #3 = $100

Maximum Fast Start Bonus:

$300

Returned, refunded, canceled, fraudulent, or chargeback orders do not qualify.

PART D

FTC Disclosure Examples (Exhibit C)

Whenever promoting PEP products, Affiliates should clearly disclose their relationship.

Examples include:

I earn commissions if you purchase through my link.

Independent PEP Affiliate

#PEPAffiliate

#Ad

#Sponsored

Disclosures should appear prominently near the endorsement.

PART E

FDA-Compliant Marketing Examples (Exhibit D)

Examples of Acceptable Educational Language

Affiliates may use language such as:

• Supports overall wellness.
• Designed to fit into a healthy lifestyle.
• Being studied for its role in normal physiological processes.
• Developed for individuals seeking convenient wellness products.
• Designed for everyday wellness routines.
• Supports healthy lifestyle goals.
• Intended to complement a balanced lifestyle.

Examples of Prohibited Claims

Affiliates shall never state or imply that PEP products:

• Cure arthritis
• Treat diabetes
• Eliminate depression
• Reverse Alzheimer’s disease
• Cure cancer
• Replace prescription medications
• Heal injuries
• Prevent disease
• Act as pharmaceuticals

PART F

Income Disclosure Examples (Exhibit E)

Affiliates shall never promise financial success.

Acceptable language includes:

Earnings vary from person to person.

Success depends upon individual effort, skill, and customer demand.

There are no guarantees of income.

Individual results vary.

Prohibited examples include:

• Quit your job.
• Make six figures.
• Guaranteed passive income.
• Financial freedom in months.
• Anyone can become wealthy.

PART G

Social Media Best Practices (Exhibit F)

Affiliates are encouraged to:

• Educate rather than pressure.
• Share authentic experiences.
• Respond respectfully.
• Cite Company resources.
• Maintain professionalism.

Affiliates should avoid:

• Political arguments while representing PEP.
• Offensive language.
• Spam.
• Fake testimonials.
• Fake followers.
• Fake engagement.

PART H

Brand Standards (Exhibit G)

Affiliates shall:

Use:

• Official Company logos
• Approved colors
• Approved product photography
• Company-approved graphics

Do Not:

• Alter logos
• Stretch logos
• Change colors
• Remove trademarks
• Modify product labels
• Create confusing branding

PART I

Affiliate Compliance Checklist (Exhibit H)

Every Affiliate should regularly confirm:

☐ I disclose that I earn commissions.

☐ I never make medical claims.

☐ I never promise income.

☐ I use current Company logos.

☐ I use approved marketing materials.

☐ I follow FTC guidelines.

☐ I follow FDA requirements.

☐ I represent myself as an Independent PEP Affiliate.

☐ My website and social media comply with Company policies.

☐ My marketing reflects honesty and professionalism.

PART J

Entire Agreement

This Agreement includes:

• Affiliate Agreement
• Compensation Plan
• Fast Start Bonus
• Program Policies
• Company Guidelines
• Future amendments adopted by PEP

Together, these documents constitute the complete agreement between PEP and every Affiliate.

PART K

Electronic Signature

By selecting “I Agree”, clicking “Join Now”, or otherwise enrolling in the PEP Affiliate Program, Affiliate acknowledges and agrees that:

• They have carefully read this Agreement.
• They understand all terms.
• They have had the opportunity to consult independent legal counsel.
• They agree to comply with all Program Policies.
• They understand commissions are earned only under the Compensation Plan.
• They understand participation may be terminated for violations of this Agreement.
• They consent to receive communications electronically.
• Their electronic acceptance constitutes a legally binding signature to the fullest extent permitted by applicable law.

PEP Affiliate Agreement

PEP

Website:

http://www.StepWithPep.Health

Email:

Info@StepWithPep.Health

Phone:

1-844-449-1400